Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of -15.99x is 278% below its 5-year average of 8.99x, near the low end of its 5-year range (-15.99x–42.66x).
210.87% below its 12-month average of 14.42x.
Reported quarterly interest coverage; no daily interpolation. Q4 FY2026 (2026-06-30): 24.27x.
INTEREST COVERAGE RATIO
-15.99x
INTEREST COVERAGE RATIO AVG TTM
14.42x
INTEREST COVERAGE RATIO AVG 3Y
10.76x
INTEREST COVERAGE RATIO AVG 5Y
8.99x
INTEREST COVERAGE RATIO AVG 10Y
7.73x
INTEREST COVERAGE RATIO AVG 15Y
5.71x
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-210.87%
CURRENT VS 3Y AVG
-248.59%
CURRENT VS 5Y AVG
-277.80%
CURRENT VS 10Y AVG
-306.80%
CURRENT VS 15Y AVG
-379.95%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · CONSUMER CYCLICAL
6.54x
median of 94 covered companies
CURRENT VS SECTOR MEDIAN
-344.68%
vs the sector median at left
H&R Block, Inc.
Market Cap
$5.27B
Interest Coverage Ratio
-15.99x
TTM Avg
14.42x
3Y Avg
10.76x
5Y Avg
8.99x
Market Cap
$5.39B
Interest Coverage Ratio
17.93x
TTM Avg
17.79x
3Y Avg
13.67x
5Y Avg
12.48x
Market Cap
$5.00B
Interest Coverage Ratio
2.05x
TTM Avg
2.65x
3Y Avg
2.88x
5Y Avg
2.88x
Market Cap
$5.66B
Interest Coverage Ratio
10.05x
TTM Avg
9.70x
3Y Avg
8.04x
5Y Avg
15.91x
Market Cap
$5.79B
Interest Coverage Ratio
4.85x
TTM Avg
4.71x
3Y Avg
9.01x
5Y Avg
10.93x
Market Cap
$5.96B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$6.05B
Interest Coverage Ratio
294.38x
TTM Avg
177.86x
3Y Avg
123.90x
5Y Avg
76.76x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| H&R Block, Inc. (HRB) | $5.27B | -15.99x | 14.42x | 10.76x | 8.99x |
| The Cheesecake Factory Incorporated (CAKE)vs › | $5.39B | 17.93x | 17.79x | 13.67x | 12.48x |
| Vail Resorts, Inc. (MTN)vs › | $5.00B | 2.05x | 2.65x | 2.88x | 2.88x |
| Crocs, Inc. (CROX)vs › | $5.66B | 10.05x | 9.70x | 8.04x | 15.91x |
| LKQ Corporation (LKQ)vs › | $5.79B | 4.85x | 4.71x | 9.01x | 10.93x |
| Mobileye Global Inc. (MBLY)vs › | $5.96B | N/A | N/A | N/A | N/A |
| Macy's, Inc. (M)vs › | $5.97B | 10.62x | 9.26x | 6.92x | 8.05x |
| Abercrombie & Fitch Co. (ANF)vs › | $6.05B | 294.38x | 177.86x | 123.90x | 76.76x |
| CAVA Group, Inc. (CAVA)vs › | $6.30B | N/A | N/A | N/A | N/A |
| Dutch Bros Inc. (BROS)vs › | $6.68B | 5.69x | 4.81x | 3.68x | 3.50x |
Interest Coverage
-16.0x
Debt/Equity
17.89
Current Ratio
1.13
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 24.27x |
| 2026-03-31 | 42.66x |
| 2025-12-31 | -12.78x |
| 2025-09-30 | -5.48x |
| 2025-06-30 | 23.46x |
| 2025-03-31 | 39.63x |
| 2024-12-31 | -13.48x |
| 2024-09-30 | -14.41x |
| 2024-06-30 | 22.24x |
| 2024-03-31 | 35.60x |
| 2023-12-31 | -12.52x |
| 2023-09-30 | -13.00x |
| 2023-06-30 | 23.72x |
| 2023-03-31 | 38.77x |
| 2022-12-31 | -14.92x |
| 2022-09-30 | -13.21x |
| 2022-06-30 | 16.73x |
| 2022-03-31 | 37.28x |
| 2021-12-31 | -12.01x |
| 2021-09-30 | -7.66x |
| 2021-06-30 | 3.97x |
| 2021-04-30 | 4.64x |
| 2021-01-31 | 50.37x |
| 2020-10-31 | -11.80x |
| 2020-07-31 | 28.22x |
| 2020-04-30 | -9.26x |
| 2020-01-31 | -5.80x |
| 2019-10-31 | -11.39x |
| 2019-07-31 | -9.26x |
| 2019-04-30 | 52.72x |
| 2019-01-31 | -6.05x |
| 2018-10-31 | -10.16x |
| 2018-07-31 | -8.59x |
| 2018-04-30 | 56.15x |
| 2018-01-31 | -3.96x |
| 2017-10-31 | -10.16x |
| 2017-07-31 | -8.70x |
| 2017-04-30 | 53.81x |
| 2017-01-31 | -4.81x |
| 2016-10-31 | -9.20x |
| 2016-07-31 | -8.61x |
| 2016-04-30 | 51.29x |
| 2016-01-31 | -5.08x |
| 2015-10-31 | -16.49x |
| 2015-07-31 | -20.29x |
| 2015-04-30 | 142.01x |
| 2015-01-31 | -8.31x |
| 2014-10-31 | -13.32x |
| 2014-07-31 | -12.70x |
| 2014-01-31 | -24.38x |
| 2013-10-31 | -13.09x |
| 2012-04-30 | 42.52x |
| 2012-01-31 | -0.16x |
| 2011-01-31 | -1.48x |
| 2010-10-31 | -8.61x |
| 2010-07-31 | -9.62x |
