Cavco Industries (CVCO) Debt/Equity Ratio: History & Chart

Cavco Industries, Inc.(CVCO)

Residential Construction · Phoenix, AZ

$572.80-3.47 (-0.60%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About Cavco Industries, Inc.

Cavco Industries, Inc. (CVCO) is a prominent American enterprise primarily focused on the manufacturing, marketing, and retail sale of prefabricated residential dwellings. Its operations are structured into two core divisions: Factory-Built Housing, which handles construction, and Financial Services. The company offers its extensive range of manufactured homes under numerous recognized brand names, including Cavco, Fleetwood, Palm Harbor, Nationwide, Fairmont, Friendship, Chariot Eagle, Destiny, Commodore, Colony, Pennwest, R-Anell, Manorwood, and MidCountry. Beyond traditional homes, Cavco's production capabilities encompass recreational park model vehicles, vacation cabins, and various factory-built commercial structures. This commercial portfolio includes multi-unit apartment buildings, condominiums, hotels, temporary housing for workforces, educational facilities, and accommodations for U.S. military personnel. The firm further diversifies its offerings with an assortment of modular homes, featuring designs such as single and multi-section ranches, split-level residences, Cape Cod-style houses, two- and three-story structures, and multi-family units. To support its housing sales, Cavco provides a suite of financial services, extending both conforming and non-conforming mortgages, as well as specialized home-only loans. These financial products are available to individuals purchasing factory-built homes sold through Cavco's proprietary retail outlets and its extensive network of independent distributors, builders, community operators, and developers. Moreover, the company furnishes property and casualty insurance solutions specifically tailored for owners of manufactured homes. As of April 3, 2022, Cavco maintained a retail footprint of 45 company-owned locations situated across Oregon, Arizona, Nevada, New Mexico, Texas, Indiana, Oklahoma, Florida, and New York. Its products are also distributed widely throughout 48 U.S. states and Canada via a broad network of independent dealerships, in addition to reaching customers through planned community developments and residential builders. Established in 1965, Cavco Industries, Inc. has its corporate headquarters situated in Phoenix, Arizona.

Phoenix, AZ

7,700 employees

www.cavcohomes.com

Consumer Cyclical / Residential Construction

Sector: Consumer Cyclical
Industry: Residential Construction
CEO: William C. Boor

View full financials

CVCO Debt to Equity Ratio Metrics

DEBT TO EQUITY RATIO

0.04

DEBT TO EQUITY RATIO AVG TTM

0.04

DEBT TO EQUITY RATIO AVG 3Y

0.04

DEBT TO EQUITY RATIO AVG 5Y

0.03

DEBT TO EQUITY RATIO AVG 10Y

0.07

DEBT TO EQUITY RATIO AVG 15Y

0.10

DEBT TO EQUITY RATIO AVG 20Y

0.07

CURRENT VS TTM AVG

-1.85%

CURRENT VS 3Y AVG

-7.38%

CURRENT VS 5Y AVG

+5.76%

CURRENT VS 10Y AVG

-46.21%

CURRENT VS 15Y AVG

-62.69%

CURRENT VS 20Y AVG

-51.96%

SECTOR MEDIAN · CONSUMER CYCLICAL

0.74

median of 276 covered companies

CURRENT VS SECTOR MEDIAN

-95.19%

vs the sector median at left

NAME	MARKET CAP	DEBT TO EQUITY RATIO	TTM	3Y	5Y
Cavco Industries, Inc. (CVCO)	$4.41B	0.04	0.04	0.04	0.03
Gentex Corporation (GNTX)vs ›	$4.59B	1.46	0.00	0.00	0.00
Mattel, Inc. (MAT)vs ›	$4.63B	1.37	1.19	1.23	2.00
BRP Inc. (DOO)vs ›	$4.11B	9.13	8.71	6.67	6.67
MakeMyTrip Limited (MMYT)vs ›	$4.08B	N/A	0.20	0.23	0.19
Garrett Motion Inc. (GTX)vs ›	$4.87B	N/A	N/A	N/A	N/A
Dorman Products, Inc. (DORM)vs ›	$3.78B	0.35	0.43	0.57	0.44
Vail Resorts, Inc. (MTN)vs ›	$5.18B	14.23	11.17	7.39	5.55
Bath & Body Works, Inc. (BBWI)vs ›	$3.62B	N/A	264.72	145.27	73.37
Thor Industries, Inc. (THO)vs ›	$3.52B	0.20	0.21	0.26	0.35

NAME

MARKET CAP

DEBT TO EQUITY RATIO

TTM

Cavco Industries, Inc. (CVCO)

$4.41B

0.04

0.03

Gentex Corporation (GNTX)vs ›

$4.59B

1.46

0.00

Mattel, Inc. (MAT)vs ›

$4.63B

1.37

1.19

1.23

2.00

BRP Inc. (DOO)vs ›

$4.11B

9.13

8.71

6.67

MakeMyTrip Limited (MMYT)vs ›

$4.08B

N/A

0.20

0.23

0.19

Garrett Motion Inc. (GTX)vs ›

$4.87B

N/A

Dorman Products, Inc. (DORM)vs ›

$3.78B

0.35

0.43

0.57

0.44

Vail Resorts, Inc. (MTN)vs ›

$5.18B

14.23

11.17

7.39

5.55

Bath & Body Works, Inc. (BBWI)vs ›

$3.62B

N/A

264.72

145.27

73.37

Thor Industries, Inc. (THO)vs ›

$3.52B

0.20

0.21

0.26

0.35

Debt to Equity Ratio FAQ

What is the debt to equity ratio for Cavco Industries, Inc. (CVCO)?

The debt to equity ratio for CVCO stock is 0.04.

Is Cavco Industries, Inc.'s debt to equity ratio high or low?

The debt to equity ratio of 0.04 is in line with its 5-year average of 0.03, around the middle of its 5-year range (0.01–0.06).

What is the TTM average debt to equity ratio for Cavco Industries, Inc. (CVCO)?

The TTM average debt to equity ratio for CVCO stock is 0.04.

What is the 3Y average debt to equity ratio for Cavco Industries, Inc. (CVCO)?

The 3Y average debt to equity ratio for CVCO stock is 0.04.

What is the 5Y average debt to equity ratio for Cavco Industries, Inc. (CVCO)?

The 5Y average debt to equity ratio for CVCO stock is 0.03.

What is the 10Y average debt to equity ratio for Cavco Industries, Inc. (CVCO)?

The 10Y average debt to equity ratio for CVCO stock is 0.07.

What is the 15Y average debt to equity ratio for Cavco Industries, Inc. (CVCO)?

The 15Y average debt to equity ratio for CVCO stock is 0.10.

What is the 20Y average debt to equity ratio for Cavco Industries, Inc. (CVCO)?

The 20Y average debt to equity ratio for CVCO stock is 0.07.

DATE	DEBT TO EQUITY RATIO
2026-06-27	0.04
2026-03-28	0.03
2025-12-27	0.06
2025-09-27	0.03
2025-06-28	0.03
2025-03-29	0.04
2024-12-28	0.04
2024-09-28	0.04
2024-06-29	0.05
2024-03-30	0.05
2023-12-30	0.05
2023-09-30	0.03
2023-07-01	0.03
2023-03-31	0.04
2022-12-31	0.03
2022-10-01	0.01
2022-07-02	0.02
2022-03-31	0.03
2022-01-01	0.03
2021-10-02	0.04
2021-07-03	0.04
2021-03-31	0.04
2020-12-26	0.05
2020-09-26	0.05
2020-06-27	0.05
2020-03-31	0.05
2019-12-28	0.05
2019-09-28	0.04
2019-06-29	0.08
2019-03-31	0.06
2018-12-29	0.11
2018-09-29	0.12
2018-06-30	0.12
2018-03-31	0.13
2017-12-30	0.13
2017-09-30	0.14
2017-07-01	0.14
2017-03-31	0.15
2016-12-31	0.15
2016-10-01	0.16
2016-07-02	0.17
2016-03-31	0.17
2015-12-26	0.18
2015-09-26	0.19
2015-06-27	0.21
2015-03-31	0.21
2014-12-27	0.22
2014-09-27	0.22
2014-06-28	0.23
2014-03-31	0.24
2013-12-28	0.26
2013-09-28	0.27
2013-06-29	0.44
2013-03-31	0.47
2012-12-29	0.48
2012-09-30	0.51
2012-06-30	0.54
2012-03-31	0.57
2011-12-31	0.53
2011-09-30	0.03
2011-06-30	0.03
2011-03-31	0.24
2010-12-31	0.09
2010-09-30	0.00
2010-06-30	0.00
2010-03-31	0.00
2009-12-31	0.00
2009-09-30	0.00
2009-06-30	0.00
2009-03-31	0.00
2008-12-31	0.00
2008-09-30	0.00
2008-06-30	0.00
2008-03-31	0.00
2007-12-31	0.00
2007-09-30	0.00
2007-06-30	0.00
2007-03-31	0.00
2006-12-31	0.00
2006-09-30	0.00
2006-06-30	0.00
2006-03-31	0.00
2005-12-31	0.00
2005-09-30	0.00
2005-06-30	0.00
2005-03-31	0.00
2004-12-31	0.00
2004-09-30	0.00
2004-06-30	0.00
2004-03-31	0.00
2003-12-31	0.00
2003-09-30	0.00
2003-06-30	0.00
2003-03-31	0.00
2002-12-31	0.00
2002-09-30	0.00

DATE

DEBT TO EQUITY RATIO

2026-06-27

0.04

2026-03-28

0.03

2025-12-27

0.06

2025-09-27

0.03

2025-06-28

0.03

2025-03-29

0.04

2024-12-28

0.04

2024-09-28

0.04

2024-06-29

0.05

2024-03-30

0.05

2023-12-30

0.05

2023-09-30

0.03

2023-07-01

0.03

2023-03-31

0.04

2022-12-31

0.03

2022-10-01

0.01

2022-07-02

0.02

2022-03-31

0.03

2022-01-01

0.03

2021-10-02

0.04

2021-07-03

0.04

2021-03-31

0.04

2020-12-26

0.05

2020-09-26

0.05

2020-06-27

0.05

2020-03-31

0.05

2019-12-28

0.05

2019-09-28

0.04

2019-06-29

0.08

2019-03-31

0.06

2018-12-29

0.11

2018-09-29

0.12

2018-06-30

0.12

2018-03-31

0.13

2017-12-30

0.13

2017-09-30

0.14

2017-07-01

0.14

2017-03-31

0.15

2016-12-31

0.15

2016-10-01

0.16

2016-07-02

0.17

2016-03-31

0.17

2015-12-26

0.18

2015-09-26

0.19

2015-06-27

0.21

2015-03-31

0.21

2014-12-27

0.22

2014-09-27

0.22

2014-06-28

0.23

2014-03-31

0.24

2013-12-28

0.26

2013-09-28

0.27

2013-06-29

0.44

2013-03-31

0.47

2012-12-29

0.48

2012-09-30

0.51

2012-06-30

0.54

2012-03-31

0.57

2011-12-31

0.53

2011-09-30

0.03

2011-06-30

0.03

2011-03-31

0.24

2010-12-31

0.09

2010-09-30

0.00

2010-06-30

0.00

2010-03-31

0.00

2009-12-31

0.00

2009-09-30

0.00

2009-06-30

0.00

2009-03-31

0.00

2008-12-31

0.00

2008-09-30

0.00

2008-06-30

0.00

2008-03-31

0.00

2007-12-31

0.00

2007-09-30

0.00

2007-06-30

0.00

2007-03-31

0.00

2006-12-31

0.00

2006-09-30

0.00

2006-06-30

0.00

2006-03-31

0.00

2005-12-31

0.00

2005-09-30

0.00

2005-06-30

0.00

2005-03-31

0.00

2004-12-31

0.00

2004-09-30

0.00

2004-06-30

0.00

2004-03-31

0.00

2003-12-31

0.00

2003-09-30

0.00

2003-06-30

0.00

2003-03-31

0.00

2002-12-31

0.00

2002-09-30

0.00

Debt to Equity Ratio: 0.04

CVCO Debt to Equity Ratio

CVCO Average Debt to Equity Ratio Chart

CVCO Current vs Average Debt to Equity Ratio Chart

CVCO Debt to Equity Ratio Metrics

CVCO Competitors' Debt to Equity Ratio

Financial Health

Debt to Equity Ratio Formula & Definition

Debt to Equity Ratio FAQ

CVCO Debt to Equity Ratio History

Related Metrics