Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 7.46% is in line with its 5-year average of 6.83%, around the middle of its 5-year range (3.12%–13.24%).
As of the fiscal period ended Tuesday, June 30, 2026. 16.83% above its 12-month average of 6.38%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 7.46%.
DEBT TO ASSETS RATIO
7.46%
DEBT TO ASSETS RATIO AVG TTM
6.38%
DEBT TO ASSETS RATIO AVG 3Y
7.54%
DEBT TO ASSETS RATIO AVG 5Y
6.83%
DEBT TO ASSETS RATIO AVG 10Y
6.07%
DEBT TO ASSETS RATIO AVG 15Y
6.04%
DEBT TO ASSETS RATIO AVG 20Y
5.73%
CURRENT VS TTM AVG
+16.83%
CURRENT VS 3Y AVG
-1.13%
CURRENT VS 5Y AVG
+9.12%
CURRENT VS 10Y AVG
+22.93%
CURRENT VS 15Y AVG
+23.42%
CURRENT VS 20Y AVG
+30.10%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 427 covered companies
CURRENT VS SECTOR MEDIAN
+14812.82%
vs the sector median at left
Columbia Banking System, Inc.
Market Cap
$8.16B
Debt to Assets Ratio
7.46%
TTM Avg
6.38%
3Y Avg
7.54%
5Y Avg
6.83%
Market Cap
$8.04B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$7.79B
Debt to Assets Ratio
0.09%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$7.57B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$8.89B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.17B
Debt to Assets Ratio
0.49%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Columbia Banking System, Inc. (COLB) | $8.16B | 7.46% | 6.38% | 7.54% | 6.83% |
| Commerce Bancshares, Inc. (CBSH)vs › | $8.04B | 0.07% | N/A | N/A | N/A |
| BOK Financial Corporation (BOKF)vs › | $7.79B | 0.09% | N/A | N/A | N/A |
| Central Bancompany (CBC)vs › | $7.66B | 0.04% | N/A | N/A | N/A |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.57B | 0.03% | N/A | N/A | N/A |
| Galaxy Digital (GLXY)vs › | $7.51B | 0.30% | N/A | N/A | N/A |
| Voya Financial, Inc. (VOYA)vs › | $8.89B | 0.02% | N/A | N/A | N/A |
| TeraWulf Inc. (WULF)vs › | $7.33B | 0.65% | N/A | N/A | N/A |
| FirstCash Holdings, Inc (FCFS)vs › | $9.17B | 0.49% | N/A | N/A | N/A |
| Valley National Bancorp (VLY)vs › | $7.07B | 0.05% | N/A | N/A | N/A |
Debt/Assets
7.5%
Debt/Equity
0.65
Current ratio and interest coverage is unavailable for Columbia Banking System, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 7.46% |
| 2026-03-31 | 6.05% |
| 2025-12-31 | 5.96% |
| 2025-09-30 | 4.55% |
| 2025-06-30 | 7.89% |
| 2025-03-31 | 6.39% |
| 2024-12-31 | 7.56% |
| 2024-09-30 | 8.43% |
| 2024-06-30 | 8.91% |
| 2024-03-31 | 8.92% |
| 2023-12-31 | 9.12% |
| 2023-09-30 | 9.26% |
| 2023-06-30 | 13.24% |
| 2023-03-31 | 12.53% |
| 2022-12-31 | 5.39% |
| 2022-09-30 | 5.24% |
| 2022-06-30 | 3.47% |
| 2022-03-31 | 3.27% |
| 2021-12-31 | 3.18% |
| 2021-09-30 | 3.12% |
| 2021-06-30 | 3.55% |
| 2021-03-31 | 3.93% |
| 2020-12-31 | 5.49% |
| 2020-09-30 | 6.24% |
| 2020-06-30 | 6.53% |
| 2020-03-31 | 7.08% |
| 2019-12-31 | 5.90% |
| 2019-09-30 | 6.49% |
| 2019-06-30 | 5.78% |
| 2019-03-31 | 6.30% |
| 2018-12-31 | 5.34% |
| 2018-09-30 | 5.30% |
| 2018-06-30 | 5.45% |
| 2018-03-31 | 5.65% |
| 2017-12-31 | 5.73% |
| 2017-09-30 | 6.00% |
| 2017-06-30 | 6.13% |
| 2017-03-31 | 6.12% |
| 2016-12-31 | 6.32% |
| 2016-09-30 | 6.36% |
| 2016-06-30 | 6.73% |
| 2016-03-31 | 6.63% |
| 2015-12-31 | 6.63% |
| 2015-09-30 | 6.77% |
| 2015-06-30 | 6.89% |
| 2015-03-31 | 7.14% |
| 2014-12-31 | 7.39% |
| 2014-09-30 | 7.76% |
| 2014-06-30 | 7.81% |
| 2014-03-31 | 5.94% |
| 2013-12-31 | 5.72% |
| 2013-09-30 | 5.67% |
| 2013-06-30 | 5.42% |
| 2013-03-31 | 5.08% |
| 2012-12-31 | 4.97% |
| 2012-09-30 | 5.22% |
| 2012-06-30 | 5.12% |
| 2012-03-31 | 4.96% |
| 2011-12-31 | 4.89% |
| 2011-09-30 | 4.99% |
| 2011-06-30 | 4.90% |
| 2011-03-31 | 4.63% |
| 2010-12-31 | 4.46% |
| 2010-09-30 | 4.39% |
| 2010-06-30 | 4.79% |
| 2010-03-31 | 5.60% |
| 2009-12-31 | 4.12% |
| 2009-09-30 | 3.39% |
| 2009-06-30 | 4.80% |
| 2009-03-31 | 5.14% |
| 2008-12-31 | 5.24% |
| 2008-09-30 | 6.05% |
| 2008-06-30 | 7.87% |
| 2008-03-31 | 6.00% |
| 2007-12-31 | 4.99% |
| 2007-09-30 | 4.68% |
| 2007-06-30 | 4.76% |
| 2007-03-31 | 3.56% |
| 2006-12-31 | 3.56% |
| 2006-09-30 | 4.54% |
| 2006-06-30 | 7.28% |
| 2006-03-31 | 8.07% |
| 2005-12-31 | 5.28% |
| 2005-09-30 | 6.07% |
| 2005-06-30 | 6.09% |
| 2005-03-31 | 5.73% |
| 2004-12-31 | 7.04% |
| 2004-09-30 | 6.12% |
| 2004-06-30 | 10.19% |
| 2004-03-31 | 7.09% |
| 2003-12-31 | 9.33% |
| 2003-09-30 | 4.82% |
| 2003-06-30 | 2.03% |
| 2003-03-31 | 2.22% |
| 2002-12-31 | 2.37% |
| 2002-09-30 | 3.33% |
