Columbia Banking System, Inc. (COLB) vs Kinsale Capital Group, Inc. (KNSL)
A side-by-side comparison of Columbia Banking System, Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — COLB vs KNSL
growth of $100 · dividends reinvested · last 10yCOLB vs KNSL: by the numbers
- •COLB is the larger company ($8.25B vs $7.60B market cap).
- •COLB trades at the lower trailing earnings multiple (11.62 vs 13.52 P/E), one valuation lens rather than an overall verdict.
- •KNSL converts more revenue to profit (28.49% vs 19.96% net margin).
- •KNSL grew revenue faster over the past five years (29.27% vs 20.01% CAGR).
- •COLB pays the higher dividend yield (5.13% vs 0.28%).
Metrics side by side
Valuation
| Metric | COLB | KNSL |
|---|---|---|
| P/E ratio | 11.62 | 13.52 |
| Forward P/E | 9.62 | 15.69 |
| PEG ratio | N/A | 0.33 |
| P/S ratio | 2.32 | 3.81 |
| P/B ratio | 1.09 | 3.73 |
Profitability
| Metric | COLB | KNSL |
|---|---|---|
| Operating margin | 26.78% | 35.90% |
| Net margin | 19.96% | 28.49% |
| ROE | 9.41% | 27.94% |
Columbia Banking System, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Kinsale Capital Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | COLB | KNSL |
|---|---|---|
| Dividend yield | 5.13% | 0.28% |
| Payout ratio | 58.96% | 3.73% |
Growth (annualized)
| Metric | COLB | KNSL |
|---|---|---|
| Revenue CAGR (5Y) | 20.01% | 29.27% |
| EPS CAGR (5Y) | N/A | 40.61% |
| Total return CAGR (5Y) | -0.75% | 15.24% |
Frequently asked
- Which has the lower trailing P/E, COLB or KNSL?
- COLB has the lower trailing P/E: COLB trades at 11.62 and KNSL at 13.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, COLB or KNSL?
- Over the past five years, KNSL grew revenue faster — COLB at a 20.01% CAGR versus KNSL at 29.27%.
- Does COLB or KNSL pay a bigger dividend?
- COLB yields 5.13% and KNSL yields 0.28% based on trailing dividends and the latest price.
- Is COLB or KNSL more profitable?
- KNSL runs the higher net margin — COLB at 19.96% versus KNSL at 28.49%.
- How have COLB and KNSL total returns compared?
- Over the past 10 years, COLB delivered 2.96% and KNSL delivered 31.86% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Columbia Banking System & Kinsale Capital appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.