Columbia Banking System, Inc. (COLB) vs FirstCash Holdings, Inc (FCFS)

A side-by-side comparison of Columbia Banking System, Inc. and FirstCash Holdings, Inc across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — COLB vs FCFS

growth of $100 · dividends reinvested · last 10y
COLB +38.0% (+3.3%/yr)FCFS +418.5% (+17.9%/yr)FCFS compounded faster over this window
100200300400500600Start $10020182020202220242026$138$519
COLB FCFS

COLB vs FCFS: by the numbers

  • •FCFS is the larger company ($9.16B vs $8.19B market cap).
  • •COLB trades at the lower trailing earnings multiple (11.53 vs 24.11 P/E), one valuation lens rather than an overall verdict.
  • •COLB converts more revenue to profit (19.96% vs 9.42% net margin).
  • •FCFS grew revenue faster over the past five years (21.61% vs 20.01% CAGR).
  • •COLB pays the higher dividend yield (5.13% vs 0.79%).

Metrics side by side

Valuation

MetricCOLBFCFS
P/E ratio11.5324.11
Forward P/E9.5518.69
PEG ratioN/A1.02
P/S ratio2.302.22
P/B ratio1.083.95
EV / EBITDAN/A9.98
FCF yieldN/A6.51%

Profitability

MetricCOLBFCFS
Gross marginN/A48.92%
Operating margin26.78%16.11%
Net margin19.96%9.42%
ROE9.41%16.72%
ROICN/A9.42%

Columbia Banking System, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCOLBFCFS
Dividend yield5.13%0.79%
Payout ratio58.96%19.18%

Growth (annualized)

MetricCOLBFCFS
Revenue CAGR (5Y)20.01%21.61%
EPS CAGR (5Y)N/A23.63%
FCF CAGR (5Y)N/A30.99%
Total return CAGR (5Y)-0.75%21.13%

Frequently asked

Which has the lower trailing P/E, COLB or FCFS?
COLB has the lower trailing P/E: COLB trades at 11.53 and FCFS at 24.11. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, COLB or FCFS?
Over the past five years, FCFS grew revenue faster — COLB at a 20.01% CAGR versus FCFS at 21.61%.
Does COLB or FCFS pay a bigger dividend?
COLB yields 5.13% and FCFS yields 0.79% based on trailing dividends and the latest price.
Is COLB or FCFS more profitable?
COLB runs the higher net margin — COLB at 19.96% versus FCFS at 9.42%.
How have COLB and FCFS total returns compared?
Over the past 10 years, COLB delivered 2.96% and FCFS delivered 17.56% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.