Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 26.90% is in line with its 5-year average of 27.56%, near the low end of its 5-year range (21.20%–44.22%).
1.55% below its 12-month average of 27.32%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 32.03%.
NET PROFIT MARGIN
26.90%
NET PROFIT MARGIN AVG TTM
27.32%
NET PROFIT MARGIN AVG 3Y
25.44%
NET PROFIT MARGIN AVG 5Y
27.56%
NET PROFIT MARGIN AVG 10Y
27.87%
NET PROFIT MARGIN AVG 15Y
26.57%
NET PROFIT MARGIN AVG 20Y
24.15%
CURRENT VS TTM AVG
-1.55%
CURRENT VS 3Y AVG
+5.72%
CURRENT VS 5Y AVG
-2.41%
CURRENT VS 10Y AVG
-3.47%
CURRENT VS 15Y AVG
+1.26%
CURRENT VS 20Y AVG
+11.37%
SECTOR MEDIAN · FINANCIAL SERVICES
14.76%
median of 435 covered companies
CURRENT VS SECTOR MEDIAN
+82.25%
vs the sector median at left
Commerce Bancshares, Inc.
Market Cap
$8.05B
Net Profit Margin
26.90%
TTM Avg
27.32%
3Y Avg
25.44%
5Y Avg
27.56%
Market Cap
$8.19B
Net Profit Margin
19.96%
TTM Avg
17.55%
3Y Avg
18.20%
5Y Avg
-0.38%
Market Cap
$7.80B
Net Profit Margin
19.19%
TTM Avg
16.48%
3Y Avg
19.10%
5Y Avg
21.90%
Market Cap
$7.67B
Net Profit Margin
33.56%
TTM Avg
31.99%
3Y Avg
31.99%
5Y Avg
31.99%
Market Cap
$7.53B
Net Profit Margin
28.49%
TTM Avg
26.50%
3Y Avg
24.28%
5Y Avg
23.29%
Market Cap
$7.33B
Net Profit Margin
-1179.94%
TTM Avg
-222.17%
3Y Avg
-288.59%
5Y Avg
-192.94%
Market Cap
$8.89B
Net Profit Margin
16.14%
TTM Avg
8.50%
3Y Avg
8.53%
5Y Avg
13.57%
Market Cap
$7.07B
Net Profit Margin
23.26%
TTM Avg
13.89%
3Y Avg
17.18%
5Y Avg
20.91%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Commerce Bancshares, Inc. (CBSH) | $8.05B | 26.90% | 27.32% | 25.44% | 27.56% |
| Columbia Banking System, Inc. (COLB)vs › | $8.19B | 19.96% | 17.55% | 18.20% | -0.38% |
| BOK Financial Corporation (BOKF)vs › | $7.80B | 19.19% | 16.48% | 19.10% | 21.90% |
| Central Bancompany (CBC)vs › | $7.67B | 33.56% | 31.99% | 31.99% | 31.99% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.53B | 28.49% | 26.50% | 24.28% | 23.29% |
| Galaxy Digital (GLXY)vs › | $7.60B | -0.17% | 0.07% | 0.03% | 0.02% |
| TeraWulf Inc. (WULF)vs › | $7.33B | -1179.94% | -222.17% | -288.59% | -192.94% |
| Voya Financial, Inc. (VOYA)vs › | $8.89B | 16.14% | 8.50% | 8.53% | 13.57% |
| Valley National Bancorp (VLY)vs › | $7.07B | 23.26% | 13.89% | 17.18% | 20.91% |
| FirstCash Holdings, Inc (FCFS)vs › | $9.17B | 9.42% | 8.33% | 8.23% | 7.80% |
Operating Margin
35.0%
Net Profit Margin
26.9%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 32.03% |
| 2026-03-31 | 24.25% |
| 2025-12-31 | 25.92% |
| 2025-09-30 | 26.04% |
| 2025-06-30 | 28.38% |
| 2025-03-31 | 25.52% |
| 2024-12-31 | 25.89% |
| 2024-09-30 | 25.80% |
| 2024-06-30 | 26.59% |
| 2024-03-31 | 22.21% |
| 2023-12-31 | 21.20% |
| 2023-09-30 | 23.72% |
| 2023-06-30 | 25.58% |
| 2023-03-31 | 26.77% |
| 2022-12-31 | 30.46% |
| 2022-09-30 | 30.36% |
| 2022-06-30 | 30.58% |
| 2022-03-31 | 33.69% |
| 2021-12-31 | 32.97% |
| 2021-09-30 | 33.34% |
| 2021-06-30 | 44.22% |
| 2021-03-31 | 36.83% |
| 2020-12-31 | 35.87% |
| 2020-09-30 | 35.91% |
| 2020-06-30 | 12.20% |
| 2020-03-31 | 15.63% |
| 2019-12-31 | 28.90% |
| 2019-09-30 | 29.57% |
| 2019-06-30 | 29.54% |
| 2019-03-31 | 27.90% |
| 2018-12-31 | 30.56% |
| 2018-09-30 | 31.91% |
| 2018-06-30 | 31.76% |
| 2018-03-31 | 30.50% |
| 2017-12-31 | 26.73% |
| 2017-09-30 | 24.20% |
| 2017-06-30 | 25.42% |
| 2017-03-31 | 24.09% |
| 2016-12-31 | 23.50% |
| 2016-09-30 | 23.10% |
| 2016-06-30 | 23.62% |
| 2016-03-31 | 22.53% |
| 2015-12-31 | 22.42% |
| 2015-09-30 | 23.07% |
| 2015-06-30 | 25.91% |
| 2015-03-31 | 22.99% |
| 2014-12-31 | 22.82% |
| 2014-09-30 | 24.61% |
| 2014-06-30 | 24.30% |
| 2014-03-31 | 23.59% |
| 2013-12-31 | 24.38% |
| 2013-09-30 | 25.35% |
| 2013-06-30 | 24.52% |
| 2013-03-31 | 23.79% |
| 2012-12-31 | 24.87% |
| 2012-09-30 | 24.69% |
| 2012-06-30 | 25.56% |
| 2012-03-31 | 24.50% |
| 2011-12-31 | 22.53% |
| 2011-09-30 | 23.69% |
| 2011-06-30 | 24.48% |
| 2011-03-31 | 22.25% |
| 2010-12-31 | 21.40% |
| 2010-09-30 | 19.89% |
| 2010-06-30 | 20.75% |
| 2010-03-31 | 15.91% |
| 2009-12-31 | 16.31% |
| 2009-09-30 | 17.06% |
| 2009-06-30 | 12.54% |
| 2009-03-31 | 10.81% |
| 2008-12-31 | 16.27% |
| 2008-09-30 | 8.06% |
| 2008-06-30 | 17.95% |
| 2008-03-31 | 18.98% |
| 2007-12-31 | 12.92% |
| 2007-09-30 | 16.69% |
| 2007-06-30 | 17.03% |
| 2007-03-31 | 16.27% |
| 2006-12-31 | 17.92% |
| 2006-09-30 | 17.77% |
| 2006-06-30 | 19.03% |
| 2006-03-31 | 19.04% |
| 2005-12-31 | 20.53% |
| 2005-09-30 | 23.65% |
| 2005-06-30 | 21.09% |
| 2005-03-31 | 20.64% |
| 2004-12-31 | 22.41% |
| 2004-09-30 | 27.12% |
| 2004-06-30 | 22.74% |
| 2004-03-31 | 21.86% |
| 2003-12-31 | 23.41% |
| 2003-09-30 | 24.37% |
| 2003-06-30 | 21.64% |
| 2003-03-31 | 20.52% |
| 2002-12-31 | 21.96% |
| 2002-09-30 | 21.87% |
