Which has the lower trailing P/E, CBSH or KNSL?

CBSH has the lower trailing P/E: CBSH trades at 13.36 and KNSL at 13.50. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CBSH or KNSL?

Over the past five years, KNSL grew revenue faster — CBSH at a 8.34% CAGR versus KNSL at 29.27%.

Does CBSH or KNSL pay a bigger dividend?

CBSH yields 1.99% and KNSL yields 0.28% based on trailing dividends and the latest price.

Is CBSH or KNSL more profitable?

KNSL runs the higher net margin — CBSH at 26.90% versus KNSL at 28.49%.

How have CBSH and KNSL total returns compared?

Over the past 10 years, CBSH delivered 8.05% and KNSL delivered 31.86% annualized total return. Past performance doesn't predict future results.

Commerce Bancshares, Inc. (CBSH) vs Kinsale Capital Group, Inc. (KNSL)

A side-by-side comparison of Commerce Bancshares, Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CBSH

Commerce Bancshares, Inc.

$8.00B

$54.91Financial ServicesDelayed quote: Oct 6, 2026, 12:00 PM EDT

KNSL

Kinsale Capital Group, Inc.

$7.59B

$333.24Financial ServicesDelayed quote: Oct 6, 2026, 12:00 PM EDT

Total return — CBSH vs KNSL

growth of $100 · dividends reinvested · last 10y

CBSH +120.0% (+8.2%/yr)KNSL +1488.2% (+31.9%/yr)KNSL compounded faster over this window

Log scale — wide-divergence pair

CBSH KNSL

CBSH vs KNSL: by the numbers

•CBSH is the larger company ($8.00B vs $7.59B market cap).
•CBSH trades at the lower trailing earnings multiple (13.36 vs 13.50 P/E), one valuation lens rather than an overall verdict.
•KNSL converts more revenue to profit (28.49% vs 26.90% net margin).
•KNSL grew revenue faster over the past five years (29.27% vs 8.34% CAGR).
•CBSH pays the higher dividend yield (1.99% vs 0.28%).

Metrics side by side

Valuation

Metric	CBSH	KNSL
P/E ratio	13.36	13.50
Forward P/E	12.96	15.67
PEG ratio	1.18	0.33
P/S ratio	3.69	3.80
P/B ratio	1.84	3.73

Profitability

Metric	CBSH	KNSL
Operating margin	35.00%	35.90%
Net margin	26.90%	28.49%
ROE	13.39%	27.94%

Commerce Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Kinsale Capital Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CBSH	KNSL
Dividend yield	1.99%	0.28%
Payout ratio	26.76%	3.73%

Growth (annualized)

Metric	CBSH	KNSL
Revenue CAGR (5Y)	8.34%	29.27%
EPS CAGR (5Y)	11.29%	40.61%
Total return CAGR (5Y)	1.78%	15.24%

Frequently asked

Which has the lower trailing P/E, CBSH or KNSL?: CBSH has the lower trailing P/E: CBSH trades at 13.36 and KNSL at 13.50. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CBSH or KNSL?: Over the past five years, KNSL grew revenue faster — CBSH at a 8.34% CAGR versus KNSL at 29.27%.
Does CBSH or KNSL pay a bigger dividend?: CBSH yields 1.99% and KNSL yields 0.28% based on trailing dividends and the latest price.
Is CBSH or KNSL more profitable?: KNSL runs the higher net margin — CBSH at 26.90% versus KNSL at 28.49%.
How have CBSH and KNSL total returns compared?: Over the past 10 years, CBSH delivered 8.05% and KNSL delivered 31.86% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CBSH analysis Full KNSL analysis Interactive comparison tool

Dig into the metrics

Commerce Bancshares P/E ratio Kinsale Capital P/E ratio Commerce Bancshares dividend yield Kinsale Capital dividend yield Commerce Bancshares ROE Kinsale Capital ROE Commerce Bancshares operating margin Kinsale Capital operating margin Commerce Bancshares revenue growth Kinsale Capital revenue growth

Commerce Bancshares & Kinsale Capital appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.