Which has the lower trailing P/E, CBSH or FCFS?

CBSH has the lower trailing P/E: CBSH trades at 13.42 and FCFS at 24.12. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CBSH or FCFS?

Over the past five years, FCFS grew revenue faster — CBSH at a 8.34% CAGR versus FCFS at 21.61%.

Does CBSH or FCFS pay a bigger dividend?

CBSH yields 1.99% and FCFS yields 0.79% based on trailing dividends and the latest price.

Is CBSH or FCFS more profitable?

CBSH runs the higher net margin — CBSH at 26.90% versus FCFS at 9.42%.

How have CBSH and FCFS total returns compared?

Over the past 10 years, CBSH delivered 8.05% and FCFS delivered 17.56% annualized total return. Past performance doesn't predict future results.

Commerce Bancshares, Inc. (CBSH) vs FirstCash Holdings, Inc (FCFS)

A side-by-side comparison of Commerce Bancshares, Inc. and FirstCash Holdings, Inc across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CBSH

Commerce Bancshares, Inc.

$8.04B

$55.14Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

FCFS

FirstCash Holdings, Inc

$9.17B

$211.33Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — CBSH vs FCFS

growth of $100 · dividends reinvested · last 10y

CBSH +122.1% (+8.3%/yr)FCFS +418.5% (+17.9%/yr)FCFS compounded faster over this window

CBSH FCFS

CBSH vs FCFS: by the numbers

•FCFS is the larger company ($9.17B vs $8.04B market cap).
•CBSH trades at the lower trailing earnings multiple (13.42 vs 24.12 P/E), one valuation lens rather than an overall verdict.
•CBSH converts more revenue to profit (26.90% vs 9.42% net margin).
•FCFS grew revenue faster over the past five years (21.61% vs 8.34% CAGR).
•CBSH pays the higher dividend yield (1.99% vs 0.79%).

Metrics side by side

Valuation

Metric	CBSH	FCFS
P/E ratio	13.42	24.12
Forward P/E	13.02	18.70
PEG ratio	1.19	1.02
P/S ratio	3.71	2.22
P/B ratio	1.84	3.95
EV / EBITDA	N/A	9.99
FCF yield	N/A	6.51%

Profitability

Metric	CBSH	FCFS
Gross margin	N/A	48.92%
Operating margin	35.00%	16.11%
Net margin	26.90%	9.42%
ROE	13.39%	16.72%
ROIC	N/A	9.42%

Commerce Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CBSH	FCFS
Dividend yield	1.99%	0.79%
Payout ratio	26.76%	19.18%

Growth (annualized)

Metric	CBSH	FCFS
Revenue CAGR (5Y)	8.34%	21.61%
EPS CAGR (5Y)	11.29%	23.63%
FCF CAGR (5Y)	N/A	30.99%
Total return CAGR (5Y)	1.78%	21.13%

Frequently asked

Which has the lower trailing P/E, CBSH or FCFS?: CBSH has the lower trailing P/E: CBSH trades at 13.42 and FCFS at 24.12. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CBSH or FCFS?: Over the past five years, FCFS grew revenue faster — CBSH at a 8.34% CAGR versus FCFS at 21.61%.
Does CBSH or FCFS pay a bigger dividend?: CBSH yields 1.99% and FCFS yields 0.79% based on trailing dividends and the latest price.
Is CBSH or FCFS more profitable?: CBSH runs the higher net margin — CBSH at 26.90% versus FCFS at 9.42%.
How have CBSH and FCFS total returns compared?: Over the past 10 years, CBSH delivered 8.05% and FCFS delivered 17.56% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CBSH analysis Full FCFS analysis Interactive comparison tool

Dig into the metrics

Commerce Bancshares P/E ratio FirstCash P/E ratio Commerce Bancshares dividend yield FirstCash dividend yield Commerce Bancshares ROE FirstCash ROE Commerce Bancshares operating margin FirstCash operating margin Commerce Bancshares revenue growth FirstCash revenue growth FirstCash free cash flow

Commerce Bancshares & FirstCash appear in these rankings

Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.