Commerce Bancshares, Inc. (CBSH) vs Valley National Bancorp (VLY)

A side-by-side comparison of Commerce Bancshares, Inc. and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CBSH vs VLY

growth of $100 · dividends reinvested · last 10y
CBSH +120.0% (+8.2%/yr)VLY +102.0% (+7.3%/yr)CBSH compounded faster over this window
100150200250Start $10020182020202220242026$220$202
CBSH VLY

CBSH vs VLY: by the numbers

  • •CBSH is the larger company ($8.07B vs $7.12B market cap).
  • •VLY trades at the lower trailing earnings multiple (10.71 vs 13.46 P/E), one valuation lens rather than an overall verdict.
  • •CBSH converts more revenue to profit (26.90% vs 23.26% net margin).
  • •VLY grew revenue faster over the past five years (14.60% vs 8.34% CAGR).
  • •VLY pays the higher dividend yield (3.45% vs 1.99%).

Metrics side by side

Valuation

MetricCBSHVLY
P/E ratio13.4610.71
Forward P/E13.0610.08
PEG ratio1.196.45
P/S ratio3.722.39
P/B ratio1.850.94

Profitability

MetricCBSHVLY
Operating margin35.00%14.48%
Net margin26.90%23.26%
ROE13.39%8.76%

Commerce Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Valley National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCBSHVLY
Dividend yield1.99%3.45%
Payout ratio26.76%36.67%

Growth (annualized)

MetricCBSHVLY
Revenue CAGR (5Y)8.34%14.60%
EPS CAGR (5Y)11.29%1.65%
Total return CAGR (5Y)1.78%3.07%

Frequently asked

Which has the lower trailing P/E, CBSH or VLY?
VLY has the lower trailing P/E: CBSH trades at 13.46 and VLY at 10.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CBSH or VLY?
Over the past five years, VLY grew revenue faster — CBSH at a 8.34% CAGR versus VLY at 14.60%.
Does CBSH or VLY pay a bigger dividend?
CBSH yields 1.99% and VLY yields 3.45% based on trailing dividends and the latest price.
Is CBSH or VLY more profitable?
CBSH runs the higher net margin — CBSH at 26.90% versus VLY at 23.26%.
How have CBSH and VLY total returns compared?
Over the past 10 years, CBSH delivered 8.05% and VLY delivered 7.25% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.