Commerce Bancshares, Inc. (CBSH) vs Valley National Bancorp (VLY)
A side-by-side comparison of Commerce Bancshares, Inc. and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CBSH vs VLY
growth of $100 · dividends reinvested · last 10yCBSH vs VLY: by the numbers
- •CBSH is the larger company ($8.07B vs $7.12B market cap).
- •VLY trades at the lower trailing earnings multiple (10.71 vs 13.46 P/E), one valuation lens rather than an overall verdict.
- •CBSH converts more revenue to profit (26.90% vs 23.26% net margin).
- •VLY grew revenue faster over the past five years (14.60% vs 8.34% CAGR).
- •VLY pays the higher dividend yield (3.45% vs 1.99%).
Metrics side by side
Valuation
| Metric | CBSH | VLY |
|---|---|---|
| P/E ratio | 13.46 | 10.71 |
| Forward P/E | 13.06 | 10.08 |
| PEG ratio | 1.19 | 6.45 |
| P/S ratio | 3.72 | 2.39 |
| P/B ratio | 1.85 | 0.94 |
Profitability
| Metric | CBSH | VLY |
|---|---|---|
| Operating margin | 35.00% | 14.48% |
| Net margin | 26.90% | 23.26% |
| ROE | 13.39% | 8.76% |
Commerce Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Valley National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CBSH | VLY |
|---|---|---|
| Dividend yield | 1.99% | 3.45% |
| Payout ratio | 26.76% | 36.67% |
Growth (annualized)
| Metric | CBSH | VLY |
|---|---|---|
| Revenue CAGR (5Y) | 8.34% | 14.60% |
| EPS CAGR (5Y) | 11.29% | 1.65% |
| Total return CAGR (5Y) | 1.78% | 3.07% |
Frequently asked
- Which has the lower trailing P/E, CBSH or VLY?
- VLY has the lower trailing P/E: CBSH trades at 13.46 and VLY at 10.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CBSH or VLY?
- Over the past five years, VLY grew revenue faster — CBSH at a 8.34% CAGR versus VLY at 14.60%.
- Does CBSH or VLY pay a bigger dividend?
- CBSH yields 1.99% and VLY yields 3.45% based on trailing dividends and the latest price.
- Is CBSH or VLY more profitable?
- CBSH runs the higher net margin — CBSH at 26.90% versus VLY at 23.26%.
- How have CBSH and VLY total returns compared?
- Over the past 10 years, CBSH delivered 8.05% and VLY delivered 7.25% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Commerce Bancshares & Valley National Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.