Which has the lower trailing P/E, CBSH or VOYA?

CBSH has the lower trailing P/E: CBSH trades at 13.42 and VOYA at 16.60. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CBSH or VOYA?

Over the past five years, CBSH grew revenue faster — CBSH at a 8.34% CAGR versus VOYA at -4.91%.

Does CBSH or VOYA pay a bigger dividend?

CBSH yields 1.99% and VOYA yields 1.92% based on trailing dividends and the latest price.

Is CBSH or VOYA more profitable?

CBSH runs the higher net margin — CBSH at 26.90% versus VOYA at 16.14%.

How have CBSH and VOYA total returns compared?

Over the past 10 years, CBSH delivered 8.05% and VOYA delivered 13.88% annualized total return. Past performance doesn't predict future results.

Commerce Bancshares, Inc. (CBSH) vs Voya Financial, Inc. (VOYA)

A side-by-side comparison of Commerce Bancshares, Inc. and Voya Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CBSH

Commerce Bancshares, Inc.

$8.04B

$55.14Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

VOYA

Voya Financial, Inc.

$8.89B

$98.10Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — CBSH vs VOYA

growth of $100 · dividends reinvested · last 10y

CBSH +120.0% (+8.2%/yr)VOYA +266.9% (+13.9%/yr)VOYA compounded faster over this window

CBSH VOYA

CBSH vs VOYA: by the numbers

•VOYA is the larger company ($8.89B vs $8.04B market cap).
•CBSH trades at the lower trailing earnings multiple (13.42 vs 16.60 P/E), one valuation lens rather than an overall verdict.
•CBSH converts more revenue to profit (26.90% vs 16.14% net margin).
•CBSH grew revenue faster over the past five years (8.34% vs -4.91% CAGR).
•CBSH pays the higher dividend yield (1.99% vs 1.92%).

Metrics side by side

Valuation

Metric	CBSH	VOYA
P/E ratio	13.42	16.60
Forward P/E	13.02	10.75
PEG ratio	1.19	N/A
P/S ratio	3.71	2.36
P/B ratio	1.84	1.90

Profitability

Metric	CBSH	VOYA
Operating margin	35.00%	3.48%
Net margin	26.90%	16.14%
ROE	13.39%	12.98%

Commerce Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Voya Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CBSH	VOYA
Dividend yield	1.99%	1.92%
Payout ratio	26.76%	31.81%

Growth (annualized)

Metric	CBSH	VOYA
Revenue CAGR (5Y)	8.34%	-4.91%
EPS CAGR (5Y)	11.29%	N/A
Total return CAGR (5Y)	1.78%	11.28%

Frequently asked

Which has the lower trailing P/E, CBSH or VOYA?: CBSH has the lower trailing P/E: CBSH trades at 13.42 and VOYA at 16.60. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CBSH or VOYA?: Over the past five years, CBSH grew revenue faster — CBSH at a 8.34% CAGR versus VOYA at -4.91%.
Does CBSH or VOYA pay a bigger dividend?: CBSH yields 1.99% and VOYA yields 1.92% based on trailing dividends and the latest price.
Is CBSH or VOYA more profitable?: CBSH runs the higher net margin — CBSH at 26.90% versus VOYA at 16.14%.
How have CBSH and VOYA total returns compared?: Over the past 10 years, CBSH delivered 8.05% and VOYA delivered 13.88% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CBSH analysis Full VOYA analysis Interactive comparison tool

Dig into the metrics

Commerce Bancshares P/E ratio Voya Financial P/E ratio Commerce Bancshares dividend yield Voya Financial dividend yield Commerce Bancshares ROE Voya Financial ROE Commerce Bancshares operating margin Voya Financial operating margin Commerce Bancshares revenue growth Voya Financial revenue growth

Commerce Bancshares & Voya Financial appear in these rankings

Highest Operating Margin Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.