CB Financial Services (CBFV) Debt/Assets Ratio: History & Chart

CB Financial Services, Inc.(CBFV)

Banks - Regional · Carmichaels, PA

$37.33+0.32 (+0.86%)

Delayed quote: Oct 6, 2026, 1:08 PM EDT

About CB Financial Services, Inc.

CB Financial Services, Inc. functions as the parent company for Community Bank, delivering a broad spectrum of banking solutions and financial services to individuals and businesses. Its operational footprint spans southwestern Pennsylvania, West Virginia, and Ohio. The bank's core deposit offerings include checking accounts (comprising both demand and NOW accounts), money market accounts, savings accounts, and various time deposit products. A comprehensive suite of loan products is also provided. For residential borrowers, this includes real estate financing such as mortgages for single- to four-family homes, home equity installment loans, and home equity lines of credit. Commercial real estate loans are offered, typically secured by developed properties like retail centers, office buildings, and other non-residential structures. Construction financing is available for both individual residential dwellings and commercial projects, ranging from hotels and apartment buildings to housing developments and owner-occupied business properties. Furthermore, the institution extends commercial and industrial loans and lines of credit, alongside diverse consumer loans like indirect auto financing, secured and unsecured personal loans, and credit lines. Beyond traditional banking, CB Financial Services also operates an insurance agency, providing a variety of products such as property and casualty coverage, commercial liability policies, surety bonds, and other related services. Its physical presence comprises a main office and 13 branch locations distributed across Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio. An additional loan production office is located in Allegheny County. Founded in 1901, the company's corporate headquarters are situated in Carmichaels, Pennsylvania.

Carmichaels, PA

169 employees

www.cb.bank

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: John H. Montgomery

View full financials

CBFV Debt to Assets Ratio Metrics

DEBT TO ASSETS RATIO

6.02%

DEBT TO ASSETS RATIO AVG TTM

3.04%

DEBT TO ASSETS RATIO AVG 3Y

2.33%

DEBT TO ASSETS RATIO AVG 5Y

2.55%

DEBT TO ASSETS RATIO AVG 10Y

3.84%

DEBT TO ASSETS RATIO AVG 15Y

4.07%

DEBT TO ASSETS RATIO AVG 20Y

4.07%

CURRENT VS TTM AVG

+98.27%

CURRENT VS 3Y AVG

+158.80%

CURRENT VS 5Y AVG

+136.27%

CURRENT VS 10Y AVG

+57.03%

CURRENT VS 15Y AVG

+47.97%

CURRENT VS 20Y AVG

+47.97%

SECTOR MEDIAN · FINANCIAL SERVICES

0.04%

median of 700 covered companies

CURRENT VS SECTOR MEDIAN

+13286.03%

vs the sector median at left

NAME	MARKET CAP	DEBT TO ASSETS RATIO	TTM	3Y	5Y
CB Financial Services, Inc. (CBFV)	$189.36M	6.02%	3.04%	2.33%	2.55%
Landmark Bancorp, Inc. (LARK)vs ›	$189.21M	0.07%	N/A	N/A	N/A
Oceanhawk Acquisition Corp. Class A Ordinary Shares (OHAC)vs ›	$189.02M	N/A	N/A	N/A	N/A
Helix Acquisition Corp. III Class A Ordinary Shares (HLXC)vs ›	$187.06M	0.00%	N/A	N/A	N/A
Globa Terra Acquisition Corporation (GTERA)vs ›	$186.99M	N/A	N/A	N/A	N/A
Coincheck Group N.V. (CNCK)vs ›	$191.86M	0.29%	N/A	N/A	N/A
BV Financial, Inc. (BVFL)vs ›	$185.73M	0.00%	N/A	N/A	N/A
Leapfrog Acquisition Corporation (LFAC)vs ›	$193.01M	N/A	N/A	N/A	N/A
JAB Acquisition Corp. I Class A (ATLQ)vs ›	$185.68M	N/A	N/A	N/A	N/A
SB Financial Group, Inc. (SBFG)vs ›	$185.34M	0.04%	N/A	N/A	N/A

NAME

MARKET CAP

DEBT TO ASSETS RATIO

TTM

CB Financial Services, Inc. (CBFV)

$189.36M

6.02%

3.04%

2.33%

2.55%

Landmark Bancorp, Inc. (LARK)vs ›

$189.21M

0.07%

N/A

Oceanhawk Acquisition Corp. Class A Ordinary Shares (OHAC)vs ›

$189.02M

N/A

Helix Acquisition Corp. III Class A Ordinary Shares (HLXC)vs ›

$187.06M

0.00%

N/A

Globa Terra Acquisition Corporation (GTERA)vs ›

$186.99M

N/A

Coincheck Group N.V. (CNCK)vs ›

$191.86M

0.29%

N/A

BV Financial, Inc. (BVFL)vs ›

$185.73M

0.00%

N/A

Leapfrog Acquisition Corporation (LFAC)vs ›

$193.01M

N/A

JAB Acquisition Corp. I Class A (ATLQ)vs ›

$185.68M

N/A

SB Financial Group, Inc. (SBFG)vs ›

$185.34M

0.04%

N/A

Debt to Assets Ratio FAQ

What is the debt to assets ratio for CB Financial Services, Inc. (CBFV)?

The debt to assets ratio for CBFV stock is 6.02%.

Is CB Financial Services, Inc.'s debt to assets ratio high or low?

The debt to assets ratio of 6.02% is 136% above its 5-year average of 2.55%, near the high end of its 5-year range (1.03%–6.02%).

What is the TTM average debt to assets ratio for CB Financial Services, Inc. (CBFV)?

The TTM average debt to assets ratio for CBFV stock is 3.04%.

What is the 3Y average debt to assets ratio for CB Financial Services, Inc. (CBFV)?

The 3Y average debt to assets ratio for CBFV stock is 2.33%.

What is the 5Y average debt to assets ratio for CB Financial Services, Inc. (CBFV)?

The 5Y average debt to assets ratio for CBFV stock is 2.55%.

What is the 10Y average debt to assets ratio for CB Financial Services, Inc. (CBFV)?

The 10Y average debt to assets ratio for CBFV stock is 3.84%.

What is the 15Y average debt to assets ratio for CB Financial Services, Inc. (CBFV)?

The 15Y average debt to assets ratio for CBFV stock is 4.07%.

What is the 20Y average debt to assets ratio for CB Financial Services, Inc. (CBFV)?

The 20Y average debt to assets ratio for CBFV stock is 4.07%.

DATE	DEBT TO ASSETS RATIO
2026-06-30	6.02%
2026-03-31	2.38%
2025-12-31	2.25%
2025-09-30	2.25%
2025-06-30	2.29%
2025-03-31	2.34%
2024-12-31	2.34%
2024-09-30	2.22%
2024-06-30	2.22%
2024-03-31	2.35%
2023-12-31	2.38%
2023-09-30	2.48%
2023-06-30	2.42%
2023-03-31	1.03%
2022-12-31	1.61%
2022-09-30	2.51%
2022-06-30	3.59%
2022-03-31	3.95%
2021-12-31	3.99%
2021-09-30	3.30%
2021-06-30	3.08%
2021-03-31	3.48%
2020-12-31	3.46%
2020-09-30	3.81%
2020-06-30	3.79%
2020-03-31	3.50%
2019-12-31	3.37%
2019-09-30	3.47%
2019-06-30	3.43%
2019-03-31	3.66%
2018-12-31	6.40%
2018-09-30	4.37%
2018-06-30	5.72%
2018-03-31	12.04%
2017-12-31	6.86%
2017-09-30	5.41%
2017-06-30	5.73%
2017-03-31	5.68%
2016-12-31	9.70%
2016-09-30	7.39%
2016-06-30	7.19%
2016-03-31	6.07%
2015-12-31	8.40%
2015-09-30	5.21%
2015-06-30	6.20%
2015-03-31	6.24%
2014-12-31	7.30%
2014-09-30	3.44%
2014-06-30	3.33%
2014-03-31	0.36%
2013-12-31	3.55%
2005-12-31	4.93%
2005-09-30	5.32%
2005-06-30	6.35%
2005-03-31	6.48%
2004-12-31	7.32%
2004-09-30	7.00%
2004-06-30	7.71%
2004-03-31	7.73%
2003-12-31	9.77%
2003-09-30	9.06%
2003-06-30	9.79%
2003-03-31	9.64%

DATE

DEBT TO ASSETS RATIO

2026-06-30

6.02%

2026-03-31

2.38%

2025-12-31

2.25%

2025-09-30

2.25%

2025-06-30

2.29%

2025-03-31

2.34%

2024-12-31

2.34%

2024-09-30

2.22%

2024-06-30

2.22%

2024-03-31

2.35%

2023-12-31

2.38%

2023-09-30

2.48%

2023-06-30

2.42%

2023-03-31

1.03%

2022-12-31

1.61%

2022-09-30

2.51%

2022-06-30

3.59%

2022-03-31

3.95%

2021-12-31

3.99%

2021-09-30

3.30%

2021-06-30

3.08%

2021-03-31

3.48%

2020-12-31

3.46%

2020-09-30

3.81%

2020-06-30

3.79%

2020-03-31

3.50%

2019-12-31

3.37%

2019-09-30

3.47%

2019-06-30

3.43%

2019-03-31

3.66%

2018-12-31

6.40%

2018-09-30

4.37%

2018-06-30

5.72%

2018-03-31

12.04%

2017-12-31

6.86%

2017-09-30

5.41%

2017-06-30

5.73%

2017-03-31

5.68%

2016-12-31

9.70%

2016-09-30

7.39%

2016-06-30

7.19%

2016-03-31

6.07%

2015-12-31

8.40%

2015-09-30

5.21%

2015-06-30

6.20%

2015-03-31

6.24%

2014-12-31

7.30%

2014-09-30

3.44%

2014-06-30

3.33%

2014-03-31

0.36%

2013-12-31

3.55%

2005-12-31

4.93%

2005-09-30

5.32%

2005-06-30

6.35%

2005-03-31

6.48%

2004-12-31

7.32%

2004-09-30

7.00%

2004-06-30

7.71%

2004-03-31

7.73%

2003-12-31

9.77%

2003-09-30

9.06%

2003-06-30

9.79%

2003-03-31

9.64%

Debt to Assets Ratio: 6.02%

CBFV Debt to Assets Ratio

CBFV Average Debt to Assets Ratio Chart

CBFV Current vs Average Debt to Assets Ratio Chart

CBFV Debt to Assets Ratio Metrics

CBFV Competitors' Debt to Assets Ratio

Leverage Ratios Comparison

Debt to Assets Ratio Formula & Definition

Debt to Assets Ratio FAQ

CBFV Debt to Assets Ratio History

Related Metrics