Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 6.64% is 16% above its 5-year average of 5.73%, around the middle of its 5-year range (2.09%–11.24%).
As of the fiscal period ended Tuesday, June 30, 2026. 1.64% above its 12-month average of 6.53%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 6.64%.
DEBT TO ASSETS RATIO
6.64%
DEBT TO ASSETS RATIO AVG TTM
6.53%
DEBT TO ASSETS RATIO AVG 3Y
6.99%
DEBT TO ASSETS RATIO AVG 5Y
5.73%
DEBT TO ASSETS RATIO AVG 10Y
6.10%
DEBT TO ASSETS RATIO AVG 15Y
7.15%
DEBT TO ASSETS RATIO AVG 20Y
9.30%
CURRENT VS TTM AVG
+1.64%
CURRENT VS 3Y AVG
-5.05%
CURRENT VS 5Y AVG
+15.87%
CURRENT VS 10Y AVG
+8.77%
CURRENT VS 15Y AVG
-7.14%
CURRENT VS 20Y AVG
-28.59%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 514 covered companies
CURRENT VS SECTOR MEDIAN
+13179.05%
vs the sector median at left
Landmark Bancorp, Inc.
Market Cap
$189.51M
Debt to Assets Ratio
6.64%
TTM Avg
6.53%
3Y Avg
6.99%
5Y Avg
5.73%
Market Cap
$189.46M
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$186.81M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$186.53M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$193.30M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$185.68M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$185.65M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$185.08M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$184.73M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Landmark Bancorp, Inc. (LARK) | $189.51M | 6.64% | 6.53% | 6.99% | 5.73% |
| CB Financial Services, Inc. (CBFV)vs › | $189.46M | 0.06% | N/A | N/A | N/A |
| Globa Terra Acquisition Corporation (GTERA)vs › | $186.81M | N/A | N/A | N/A | N/A |
| Helix Acquisition Corp. III Class A Ordinary Shares (HLXC)vs › | $186.53M | 0.00% | N/A | N/A | N/A |
| Leapfrog Acquisition Corporation (LFAC)vs › | $193.30M | N/A | N/A | N/A | N/A |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.68M | N/A | N/A | N/A | N/A |
| BV Financial, Inc. (BVFL)vs › | $185.65M | 0.00% | N/A | N/A | N/A |
| Crown Reserve Acquisition Corp. I (CRAC)vs › | $185.08M | 0.00% | N/A | N/A | N/A |
| Yorkville Acquisition Corp. (MCGA)vs › | $184.73M | 0.00% | N/A | N/A | N/A |
| ECB Bancorp, Inc. (ECBK)vs › | $184.66M | 0.17% | N/A | N/A | N/A |
Debt/Assets
6.6%
Debt/Equity
0.64
Current ratio and interest coverage is unavailable for Landmark Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 6.64% |
| 2026-03-31 | 5.67% |
| 2025-12-31 | 2.10% |
| 2025-09-30 | 7.02% |
| 2025-06-30 | 11.24% |
| 2025-03-31 | 4.86% |
| 2024-12-31 | 5.62% |
| 2024-09-30 | 7.88% |
| 2024-06-30 | 10.36% |
| 2024-03-31 | 7.23% |
| 2023-12-31 | 6.34% |
| 2023-09-30 | 7.50% |
| 2023-06-30 | 7.80% |
| 2023-03-31 | 5.80% |
| 2022-12-31 | 4.54% |
| 2022-09-30 | 8.33% |
| 2022-06-30 | 2.16% |
| 2022-03-31 | 2.19% |
| 2021-12-31 | 2.74% |
| 2021-09-30 | 2.22% |
| 2021-06-30 | 2.09% |
| 2021-03-31 | 2.07% |
| 2020-12-31 | 2.36% |
| 2020-09-30 | 4.36% |
| 2020-06-30 | 3.56% |
| 2020-03-31 | 3.12% |
| 2019-12-31 | 4.23% |
| 2019-09-30 | 5.47% |
| 2019-06-30 | 5.82% |
| 2019-03-31 | 4.97% |
| 2018-12-31 | 5.77% |
| 2018-09-30 | 9.95% |
| 2018-06-30 | 11.82% |
| 2018-03-31 | 7.88% |
| 2017-12-31 | 7.16% |
| 2017-09-30 | 10.46% |
| 2017-06-30 | 7.01% |
| 2017-03-31 | 7.40% |
| 2016-12-31 | 8.00% |
| 2016-09-30 | 9.53% |
| 2016-06-30 | 9.00% |
| 2016-03-31 | 9.12% |
| 2015-12-31 | 8.04% |
| 2015-09-30 | 9.72% |
| 2015-06-30 | 11.54% |
| 2015-03-31 | 7.95% |
| 2014-12-31 | 8.87% |
| 2014-09-30 | 9.78% |
| 2014-06-30 | 8.20% |
| 2014-03-31 | 8.67% |
| 2013-12-31 | 8.30% |
| 2013-09-30 | 9.56% |
| 2013-06-30 | 10.72% |
| 2013-03-31 | 8.99% |
| 2012-12-31 | 9.77% |
| 2012-09-30 | 9.16% |
| 2012-06-30 | 8.69% |
| 2012-03-31 | 9.58% |
| 2011-12-31 | 17.39% |
| 2011-09-30 | 10.86% |
| 2011-06-30 | 11.22% |
| 2011-03-31 | 10.69% |
| 2010-12-31 | 12.52% |
| 2010-09-30 | 12.22% |
| 2010-06-30 | 14.54% |
| 2010-03-31 | 13.25% |
| 2009-12-31 | 14.07% |
| 2009-09-30 | 15.02% |
| 2009-06-30 | 14.67% |
| 2009-03-31 | 16.02% |
| 2008-12-31 | 17.33% |
| 2008-09-30 | 18.38% |
| 2008-06-30 | 18.07% |
| 2008-03-31 | 16.46% |
| 2007-12-31 | 15.35% |
| 2007-09-30 | 15.38% |
| 2007-06-30 | 16.58% |
| 2007-03-31 | 14.90% |
| 2006-12-31 | 15.31% |
| 2006-09-30 | 17.26% |
| 2006-06-30 | 18.68% |
| 2006-03-31 | 16.12% |
| 2005-12-31 | 31.92% |
| 2005-09-30 | 16.37% |
| 2005-06-30 | 21.59% |
| 2005-03-31 | 20.47% |
| 2004-12-31 | 21.39% |
| 2004-09-30 | 20.09% |
| 2004-06-30 | 19.80% |
| 2004-03-31 | 9.54% |
| 2003-12-31 | 10.10% |
| 2003-09-30 | 8.48% |
| 2003-06-30 | 7.76% |
| 2003-03-31 | 7.69% |
| 2002-12-31 | 7.68% |
| 2002-09-30 | 8.13% |
