Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 0.07% is 98% below its 5-year average of 4.38%, near the low end of its 5-year range (0.07%–8.70%).
As of the fiscal period ended Tuesday, June 30, 2026. 97.67% below its 12-month average of 3.09%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.07%.
DEBT TO ASSETS RATIO
0.07%
DEBT TO ASSETS RATIO AVG TTM
3.09%
DEBT TO ASSETS RATIO AVG 3Y
4.21%
DEBT TO ASSETS RATIO AVG 5Y
4.38%
DEBT TO ASSETS RATIO AVG 10Y
4.19%
DEBT TO ASSETS RATIO AVG 15Y
4.19%
DEBT TO ASSETS RATIO AVG 20Y
4.59%
CURRENT VS TTM AVG
-97.67%
CURRENT VS 3Y AVG
-98.29%
CURRENT VS 5Y AVG
-98.36%
CURRENT VS 10Y AVG
-98.28%
CURRENT VS 15Y AVG
-98.28%
CURRENT VS 20Y AVG
-98.43%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 427 covered companies
CURRENT VS SECTOR MEDIAN
+44.20%
vs the sector median at left
BV Financial, Inc.
Market Cap
$185.91M
Debt to Assets Ratio
0.07%
TTM Avg
3.09%
3Y Avg
4.21%
5Y Avg
4.38%
Market Cap
$185.49M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$185.08M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$186.99M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$187.74M
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$183.78M
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$183.01M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$188.99M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| BV Financial, Inc. (BVFL) | $185.91M | 0.07% | 3.09% | 4.21% | 4.38% |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.49M | N/A | N/A | N/A | N/A |
| Crown Reserve Acquisition Corp. I (CRAC)vs › | $185.08M | 0.00% | N/A | N/A | N/A |
| Globa Terra Acquisition Corporation (GTERA)vs › | $186.99M | N/A | N/A | N/A | N/A |
| CB Financial Services, Inc. (CBFV)vs › | $187.74M | 0.06% | N/A | N/A | N/A |
| Hanover Bancorp, Inc. (HNVR)vs › | $183.78M | 0.04% | N/A | N/A | N/A |
| ECB Bancorp, Inc. (ECBK)vs › | $183.40M | 0.17% | N/A | N/A | N/A |
| Invest Green Acquisition Corp. (IGAC)vs › | $183.01M | 0.01% | N/A | N/A | N/A |
| Helix Acquisition Corp. III Class A Ordinary Shares (HLXC)vs › | $188.99M | 0.00% | N/A | N/A | N/A |
| Finward Bancorp (FNWD)vs › | $181.55M | 0.05% | N/A | N/A | N/A |
Debt/Assets
0.1%
Debt/Equity
0.00
Current ratio and interest coverage is unavailable for BV Financial, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 0.07% |
| 2026-03-31 | 3.84% |
| 2025-12-31 | 3.84% |
| 2025-09-30 | 3.85% |
| 2025-06-30 | 3.85% |
| 2025-03-31 | 5.41% |
| 2024-12-31 | 5.47% |
| 2024-09-30 | 3.90% |
| 2024-06-30 | 3.88% |
| 2024-03-31 | 3.90% |
| 2023-12-31 | 4.21% |
| 2023-09-30 | 8.02% |
| 2023-06-30 | 8.11% |
| 2023-03-31 | 8.70% |
| 2022-12-31 | 5.80% |
| 2022-09-30 | 4.36% |
| 2022-06-30 | 4.31% |
| 2022-03-31 | 4.30% |
| 2021-12-31 | 4.52% |
| 2021-09-30 | 4.55% |
| 2021-06-30 | 4.55% |
| 2021-03-31 | 4.86% |
| 2020-12-31 | 6.70% |
| 2020-09-30 | 5.03% |
| 2020-06-30 | 5.46% |
| 2020-03-31 | 4.52% |
| 2019-12-31 | 2.04% |
| 2018-06-30 | 2.08% |
| 2017-06-30 | 1.79% |
| 2016-06-30 | 1.84% |
| 2009-06-30 | 0.57% |
| 2009-03-31 | 4.65% |
| 2008-12-31 | 0.57% |
| 2008-09-30 | 7.83% |
| 2008-06-30 | 4.57% |
| 2008-03-31 | 4.57% |
| 2007-12-31 | 4.90% |
| 2007-09-30 | 4.65% |
| 2007-06-30 | 10.07% |
| 2007-03-31 | 10.08% |
| 2006-12-31 | 10.49% |
| 2006-09-30 | 12.04% |
| 2006-06-30 | 10.66% |
| 2006-03-31 | 11.19% |
| 2005-12-31 | 11.36% |
| 2005-09-30 | 14.51% |
| 2005-06-30 | 4.24% |
| 2005-03-31 | 0.00% |
| 2004-12-31 | 0.00% |