Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 48.88% is 41% above its 5-year average of 34.70%, around the middle of its 5-year range (-5.95%–81.84%).
23.29% above its 12-month average of 39.65%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 48.03%.
EBITDA MARGIN
48.88%
EBITDA MARGIN AVG TTM
39.65%
EBITDA MARGIN AVG 3Y
24.66%
EBITDA MARGIN AVG 5Y
34.70%
EBITDA MARGIN AVG 10Y
45.45%
EBITDA MARGIN AVG 15Y
48.66%
EBITDA MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+23.29%
CURRENT VS 3Y AVG
+98.18%
CURRENT VS 5Y AVG
+40.88%
CURRENT VS 10Y AVG
+7.54%
CURRENT VS 15Y AVG
+0.46%
CURRENT VS 20Y AVG
N/A
Credit Acceptance Corporation
Market Cap
$5.62B
EBITDA Margin
48.88%
TTM Avg
39.65%
3Y Avg
24.66%
5Y Avg
34.70%
Market Cap
$5.77B
EBITDA Margin
51.13%
TTM Avg
51.20%
3Y Avg
52.46%
5Y Avg
54.52%
Market Cap
$5.35B
EBITDA Margin
11.66%
TTM Avg
8.84%
3Y Avg
9.57%
5Y Avg
11.21%
Market Cap
$5.33B
EBITDA Margin
32.97%
TTM Avg
31.42%
3Y Avg
29.26%
5Y Avg
22.48%
Market Cap
$5.93B
EBITDA Margin
32.50%
TTM Avg
31.27%
3Y Avg
34.76%
5Y Avg
29.88%
Market Cap
$5.11B
EBITDA Margin
39.90%
TTM Avg
24.66%
3Y Avg
10.44%
5Y Avg
10.44%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Credit Acceptance Corporation (CACC) | $5.62B | 48.88% | 39.65% | 24.66% | 34.70% |
| BGC Group, Inc (BGC)vs › | $5.71B | 13.94% | 13.01% | 13.18% | 11.66% |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.77B | 51.13% | 51.20% | 52.46% | 54.52% |
| Selective Insurance Group, Inc. (SIGIP)vs › | $5.35B | 11.66% | 8.84% | 9.57% | 11.21% |
| Marex Group Limited (MRX)vs › | $5.33B | 32.97% | 31.42% | 29.26% | 22.48% |
| Hancock Whitney Corporation (HWC)vs › | $5.93B | 32.50% | 31.27% | 34.76% | 29.88% |
| Bank OZK (OZKAP)vs › | $5.20B | 37.77% | 37.28% | 43.05% | 45.82% |
| RLI Corp. (RLI)vs › | $5.13B | 27.96% | 26.27% | 30.24% | 28.44% |
| Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vs › | $5.11B | 39.90% | 24.66% | 10.44% | 10.44% |
| Main Street Capital Corporation (MAIN)vs › | $5.11B | 81.72% | 78.38% | 74.45% | 65.57% |
EBITDA Margin
48.9%
Operating Margin
43.4%
Net Margin
21.6%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 48.03% |
| 2026-03-31 | 49.98% |
| 2025-12-31 | 54.03% |
| 2025-09-30 | 25.97% |
| 2025-06-30 | 20.22% |
| 2025-03-31 | 25.08% |
| 2024-12-31 | 34.18% |
| 2024-09-30 | 19.63% |
| 2024-06-30 | -5.95% |
| 2024-03-31 | 17.38% |
| 2023-12-31 | 24.45% |
| 2023-09-30 | 1.50% |
| 2023-06-30 | 6.14% |
| 2023-03-31 | 28.60% |
| 2022-12-31 | 39.02% |
| 2022-09-30 | 27.48% |
| 2022-06-30 | 32.25% |
| 2022-03-31 | 63.86% |
| 2021-12-31 | 62.84% |
| 2021-09-30 | 72.09% |
| 2021-06-30 | 81.84% |
| 2021-03-31 | 60.00% |
| 2020-12-31 | 49.61% |
| 2020-09-30 | 76.07% |
| 2020-06-30 | 32.77% |
| 2020-03-31 | -26.29% |
| 2019-12-31 | 57.49% |
| 2019-09-30 | 59.19% |
| 2019-06-30 | 59.33% |
| 2019-03-31 | 59.43% |
| 2018-12-31 | 60.06% |
| 2018-09-30 | 61.04% |
| 2018-06-30 | 64.11% |
| 2018-03-31 | 54.66% |
| 2017-12-31 | 50.87% |
| 2017-09-30 | 57.66% |
| 2017-06-30 | 58.37% |
| 2017-03-31 | 56.36% |
| 2016-12-31 | 61.91% |
| 2016-09-30 | 54.73% |
| 2016-06-30 | 55.77% |
| 2016-03-31 | 50.51% |
| 2015-12-31 | 64.72% |
| 2015-09-30 | 55.30% |
| 2015-06-30 | 57.26% |
| 2015-03-31 | 57.58% |
| 2014-12-31 | 69.52% |
| 2014-09-30 | 63.15% |
| 2014-06-30 | 60.70% |
| 2014-03-31 | 56.57% |
| 2013-12-31 | 66.30% |
| 2013-09-30 | 58.47% |
| 2013-06-30 | 57.04% |
| 2013-03-31 | 57.13% |
| 2012-12-31 | 32.74% |
| 2012-09-30 | 53.97% |
| 2012-06-30 | 59.18% |
| 2012-03-31 | 55.59% |
| 2011-12-31 | 28.27% |
| 2010-12-31 | 29.84% |
| 2009-12-31 | 40.21% |
| 2008-12-31 | -5.89% |
