Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 21.60% is 13% above its 5-year average of 19.16%, around the middle of its 5-year range (-8.87%–61.23%).
6.36% above its 12-month average of 20.31%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.14%.
NET PROFIT MARGIN
21.60%
NET PROFIT MARGIN AVG TTM
20.31%
NET PROFIT MARGIN AVG 3Y
17.83%
NET PROFIT MARGIN AVG 5Y
19.16%
NET PROFIT MARGIN AVG 10Y
32.28%
NET PROFIT MARGIN AVG 15Y
33.31%
NET PROFIT MARGIN AVG 20Y
25.19%
CURRENT VS TTM AVG
+6.36%
CURRENT VS 3Y AVG
+21.15%
CURRENT VS 5Y AVG
+12.72%
CURRENT VS 10Y AVG
-33.09%
CURRENT VS 15Y AVG
-35.16%
CURRENT VS 20Y AVG
-14.24%
SECTOR MEDIAN · FINANCIAL SERVICES
13.02%
median of 699 covered companies
CURRENT VS SECTOR MEDIAN
+65.90%
vs the sector median at left
Credit Acceptance Corporation
Market Cap
$5.59B
Net Profit Margin
21.60%
TTM Avg
20.31%
3Y Avg
17.83%
5Y Avg
19.16%
Market Cap
$5.77B
Net Profit Margin
35.23%
TTM Avg
31.28%
3Y Avg
32.94%
5Y Avg
35.33%
Market Cap
$5.39B
Net Profit Margin
23.26%
TTM Avg
13.89%
3Y Avg
17.18%
5Y Avg
20.91%
Market Cap
$5.39B
Net Profit Margin
23.26%
TTM Avg
13.89%
3Y Avg
17.18%
5Y Avg
20.91%
Market Cap
$5.37B
Net Profit Margin
8.49%
TTM Avg
8.01%
3Y Avg
7.31%
5Y Avg
6.95%
Market Cap
$5.35B
Net Profit Margin
9.11%
TTM Avg
6.50%
3Y Avg
6.99%
5Y Avg
8.05%
Market Cap
$5.88B
Net Profit Margin
-30.53%
TTM Avg
-20.71%
3Y Avg
-1.51%
5Y Avg
2.68%
Market Cap
$5.94B
Net Profit Margin
21.81%
TTM Avg
23.28%
3Y Avg
25.78%
5Y Avg
22.38%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Credit Acceptance Corporation (CACC) | $5.59B | 21.60% | 20.31% | 17.83% | 19.16% |
| BGC Group, Inc (BGC)vs › | $5.71B | 5.91% | 5.45% | 3.87% | 3.98% |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.77B | 35.23% | 31.28% | 32.94% | 35.33% |
| Valley National Bancorp (VLYPO)vs › | $5.39B | 23.26% | 13.89% | 17.18% | 20.91% |
| Valley National Bancorp (VLYPP)vs › | $5.39B | 23.26% | 13.89% | 17.18% | 20.91% |
| Marex Group Limited (MRX)vs › | $5.37B | 8.49% | 8.01% | 7.31% | 6.95% |
| Selective Insurance Group, Inc. (SIGIP)vs › | $5.35B | 9.11% | 6.50% | 6.99% | 8.05% |
| StepStone Group Inc. (STEP)vs › | $5.88B | -30.53% | -20.71% | -1.51% | 2.68% |
| Hancock Whitney Corporation (HWC)vs › | $5.94B | 21.81% | 23.28% | 25.78% | 22.38% |
| Bank OZK (OZKAP)vs › | $5.16B | 24.95% | 25.66% | 30.72% | 32.74% |
Operating Margin
43.4%
Net Profit Margin
21.6%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 23.14% |
| 2026-03-31 | 23.41% |
| 2025-12-31 | 21.04% |
| 2025-09-30 | 18.77% |
| 2025-06-30 | 15.18% |
| 2025-03-31 | 18.90% |
| 2024-12-31 | 27.24% |
| 2024-09-30 | 14.50% |
| 2024-06-30 | -8.87% |
| 2024-03-31 | 12.82% |
| 2023-12-31 | 19.28% |
| 2023-09-30 | 14.97% |
| 2023-06-30 | 4.70% |
| 2023-03-31 | 22.16% |
| 2022-12-31 | 27.95% |
| 2022-09-30 | 18.96% |
| 2022-06-30 | 23.56% |
| 2022-03-31 | 47.06% |
| 2021-12-31 | 47.04% |
| 2021-09-30 | 53.23% |
| 2021-06-30 | 61.23% |
| 2021-03-31 | 44.86% |
| 2020-12-31 | 37.25% |
| 2020-09-30 | 56.84% |
| 2020-06-30 | 23.77% |
| 2020-03-31 | -21.64% |
| 2019-12-31 | 42.19% |
| 2019-09-30 | 43.92% |
| 2019-06-30 | 44.66% |
| 2019-03-31 | 46.84% |
| 2018-12-31 | 44.55% |
| 2018-09-30 | 45.74% |
| 2018-06-30 | 48.09% |
| 2018-03-31 | 40.73% |
| 2017-12-31 | 54.14% |
| 2017-09-30 | 35.56% |
| 2017-06-30 | 35.97% |
| 2017-03-31 | 35.56% |
| 2016-12-31 | 30.11% |
| 2016-09-30 | 36.62% |
| 2016-06-30 | 37.55% |
| 2016-03-31 | 34.83% |
| 2015-12-31 | 31.92% |
| 2015-09-30 | 37.34% |
| 2015-06-30 | 38.49% |
| 2015-03-31 | 39.29% |
| 2014-12-31 | 34.13% |
| 2014-09-30 | 43.35% |
| 2014-06-30 | 40.47% |
| 2014-03-31 | 30.00% |
| 2013-12-31 | 32.56% |
| 2013-09-30 | 40.23% |
| 2013-06-30 | 38.34% |
| 2013-03-31 | 39.12% |
| 2012-12-31 | 37.73% |
| 2012-09-30 | 35.34% |
| 2012-06-30 | 38.77% |
| 2012-03-31 | 36.74% |
| 2011-12-31 | 36.76% |
| 2011-09-30 | 0.00% |
| 2011-06-30 | 0.00% |
| 2011-03-31 | 0.00% |
| 2010-12-31 | 41.28% |
| 2010-09-30 | 0.00% |
| 2010-06-30 | 0.00% |
| 2010-03-31 | 0.00% |
| 2009-12-31 | 41.17% |
| 2009-09-30 | 0.00% |
| 2009-06-30 | 0.00% |
| 2009-03-31 | 0.00% |
| 2008-12-31 | 22.66% |
| 2008-09-30 | 0.00% |
| 2008-06-30 | 0.00% |
| 2008-03-31 | 0.00% |
| 2007-12-31 | 0.00% |
| 2007-09-30 | 0.00% |
| 2007-06-30 | 0.00% |
| 2007-03-31 | 0.00% |
| 2006-12-31 | 0.00% |
| 2006-09-30 | 0.00% |
| 2006-06-30 | 0.00% |
| 2006-03-31 | 0.00% |
| 2005-12-31 | 0.00% |
| 2005-09-30 | 0.00% |
| 2005-06-30 | 0.00% |
| 2005-03-31 | 0.00% |
| 2004-12-31 | 0.00% |
| 2004-09-30 | 0.00% |
| 2004-06-30 | 0.00% |
| 2004-03-31 | 0.00% |
| 2003-12-31 | 0.00% |
| 2003-09-30 | 0.00% |
| 2003-06-30 | 0.00% |
| 2003-03-31 | 0.00% |
| 2002-12-31 | 0.00% |
| 2002-09-30 | 0.00% |
