Which has the lower trailing P/E, CACC or VLYPO?

CACC has the lower trailing P/E: CACC trades at 11.80 and VLYPO at 20.67. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CACC or VLYPO?

Over the past five years, VLYPO grew revenue faster — CACC at a 5.31% CAGR versus VLYPO at 14.60%.

Does CACC or VLYPO pay a bigger dividend?

VLYPO pays a dividend (7.78% yield), while CACC has no payments in the available dividend history.

Is CACC or VLYPO more profitable?

VLYPO runs the higher net margin — CACC at 21.60% versus VLYPO at 23.26%.

How have CACC and VLYPO total returns compared?

Over the past 5 years, CACC delivered -2.87% and VLYPO delivered 8.07% annualized total return. Past performance doesn't predict future results.

Credit Acceptance Corporation (CACC) vs Valley National Bancorp (VLYPO)

A side-by-side comparison of Credit Acceptance Corporation and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CACC

Credit Acceptance Corporation

$5.62B

$536.89Financial ServicesDelayed quote: Oct 6, 2026, 2:55 PM EDT

VLYPO

Valley National Bancorp

$5.39B

$24.80Financial ServicesDelayed quote: Oct 6, 2026, 2:49 PM EDT

Total return — CACC vs VLYPO

growth of $100 · dividends reinvested · last 9y

CACC +112.5% (+8.7%/yr)VLYPO +81.2% (+6.8%/yr)CACC compounded faster over this window

CACC VLYPO

CACC vs VLYPO: by the numbers

•CACC is the larger company ($5.62B vs $5.39B market cap).
•CACC trades at the lower trailing earnings multiple (11.80 vs 20.67 P/E), one valuation lens rather than an overall verdict.
•VLYPO converts more revenue to profit (23.26% vs 21.60% net margin).
•VLYPO grew revenue faster over the past five years (14.60% vs 5.31% CAGR).
•VLYPO pays a dividend (7.78% yield), while CACC has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	CACC	VLYPO
P/E ratio	11.80	20.67
Forward P/E	11.06	19.44
PEG ratio	1.20	12.45
P/S ratio	2.42	1.81
P/B ratio	3.53	0.71

Profitability

Metric	CACC	VLYPO
Operating margin	43.42%	14.48%
Net margin	21.60%	23.26%
ROE	31.59%	8.76%

Credit Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Valley National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CACC	VLYPO
Dividend yield	N/A	7.78%
Payout ratio	N/A	160.95%

Growth (annualized)

Metric	CACC	VLYPO
Revenue CAGR (5Y)	5.31%	14.60%
EPS CAGR (5Y)	10.17%	1.65%
Total return CAGR (5Y)	-2.87%	8.07%

Frequently asked

Which has the lower trailing P/E, CACC or VLYPO?: CACC has the lower trailing P/E: CACC trades at 11.80 and VLYPO at 20.67. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CACC or VLYPO?: Over the past five years, VLYPO grew revenue faster — CACC at a 5.31% CAGR versus VLYPO at 14.60%.
Does CACC or VLYPO pay a bigger dividend?: VLYPO pays a dividend (7.78% yield), while CACC has no payments in the available dividend history.
Is CACC or VLYPO more profitable?: VLYPO runs the higher net margin — CACC at 21.60% versus VLYPO at 23.26%.
How have CACC and VLYPO total returns compared?: Over the past 5 years, CACC delivered -2.87% and VLYPO delivered 8.07% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CACC analysis Full VLYPO analysis Interactive comparison tool

Dig into the metrics

Credit Acceptance P/E ratio Valley National Bancorp P/E ratio Valley National Bancorp dividend yield Credit Acceptance ROE Valley National Bancorp ROE Credit Acceptance operating margin Valley National Bancorp operating margin Credit Acceptance revenue growth Valley National Bancorp revenue growth

Credit Acceptance & Valley National Bancorp appear in these rankings

Highest Dividend Yield Stocks Highest ROE Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.