Which has the lower trailing P/E, CACC or OZKAP?

OZKAP has the lower trailing P/E: CACC trades at 11.81 and OZKAP at 2.43. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CACC or OZKAP?

Over the past five years, OZKAP grew revenue faster — CACC at a 5.31% CAGR versus OZKAP at 18.68%.

Does CACC or OZKAP pay a bigger dividend?

OZKAP pays a dividend (7.84% yield), while CACC has no payments in the available dividend history.

Is CACC or OZKAP more profitable?

OZKAP runs the higher net margin — CACC at 21.60% versus OZKAP at 24.95%.

Credit Acceptance Corporation (CACC) vs Bank OZK (OZKAP)

A side-by-side comparison of Credit Acceptance Corporation and Bank OZK across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CACC

Credit Acceptance Corporation

$5.62B

$537.00Financial ServicesDelayed quote: Oct 6, 2026, 12:30 PM EDT

OZKAP

Bank OZK

$5.16B

$14.71Financial ServicesDelayed quote: Oct 6, 2026, 12:26 PM EDT

Total return — CACC vs OZKAP

growth of $100 · dividends reinvested · last 5y

CACC -14.6% (-3.1%/yr)OZKAP -18.7% (-4.0%/yr)CACC compounded faster over this window

CACC OZKAP

CACC vs OZKAP: by the numbers

•CACC is the larger company ($5.62B vs $5.16B market cap).
•OZKAP trades at the lower trailing earnings multiple (2.43 vs 11.81 P/E), one valuation lens rather than an overall verdict.
•OZKAP converts more revenue to profit (24.95% vs 21.60% net margin).
•OZKAP grew revenue faster over the past five years (18.68% vs 5.31% CAGR).
•OZKAP pays a dividend (7.84% yield), while CACC has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	CACC	OZKAP
P/E ratio	11.81	2.43
Forward P/E	11.06	2.54
PEG ratio	1.20	0.11
P/S ratio	2.42	1.86
P/B ratio	3.54	0.87

Profitability

Metric	CACC	OZKAP
Operating margin	43.42%	32.35%
Net margin	21.60%	24.95%
ROE	31.59%	11.01%

Credit Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CACC	OZKAP
Dividend yield	N/A	7.84%
Payout ratio	N/A	19.11%

Growth (annualized)

Metric	CACC	OZKAP
Revenue CAGR (5Y)	5.31%	18.68%
EPS CAGR (5Y)	10.17%	22.41%
Total return CAGR (5Y)	-2.87%	N/A

Frequently asked

Which has the lower trailing P/E, CACC or OZKAP?: OZKAP has the lower trailing P/E: CACC trades at 11.81 and OZKAP at 2.43. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CACC or OZKAP?: Over the past five years, OZKAP grew revenue faster — CACC at a 5.31% CAGR versus OZKAP at 18.68%.
Does CACC or OZKAP pay a bigger dividend?: OZKAP pays a dividend (7.84% yield), while CACC has no payments in the available dividend history.
Is CACC or OZKAP more profitable?: OZKAP runs the higher net margin — CACC at 21.60% versus OZKAP at 24.95%.

Go deeper

Full CACC analysis Full OZKAP analysis Interactive comparison tool

Dig into the metrics

Credit Acceptance P/E ratio Bank OZK P/E ratio Bank OZK dividend yield Credit Acceptance ROE Bank OZK ROE Credit Acceptance operating margin Bank OZK operating margin Credit Acceptance revenue growth Bank OZK revenue growth

Credit Acceptance & Bank OZK appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.