Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.68% is 133% above its 5-year average of 0.72%, near the high end of its 5-year range (-0.23%–1.68%).
281.82% above its 12-month average of 0.44%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.24%.
RETURN ON ASSETS (ROA)
1.68%
RETURN ON ASSETS (ROA) AVG TTM
0.44%
RETURN ON ASSETS (ROA) AVG 3Y
0.63%
RETURN ON ASSETS (ROA) AVG 5Y
0.72%
RETURN ON ASSETS (ROA) AVG 10Y
0.87%
RETURN ON ASSETS (ROA) AVG 15Y
1.01%
RETURN ON ASSETS (ROA) AVG 20Y
1.08%
CURRENT VS TTM AVG
+281.82%
CURRENT VS 3Y AVG
+166.67%
CURRENT VS 5Y AVG
+132.79%
CURRENT VS 10Y AVG
+92.90%
CURRENT VS 15Y AVG
+65.90%
CURRENT VS 20Y AVG
+55.77%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 430 covered companies
CURRENT VS SECTOR MEDIAN
+36.59%
vs the sector median at left
Bank of Marin Bancorp
Market Cap
$446.03M
Return on Assets (ROA)
1.68%
TTM Avg
0.44%
3Y Avg
0.63%
5Y Avg
0.72%
Market Cap
$446.39M
Return on Assets (ROA)
1.04%
TTM Avg
1.11%
3Y Avg
1.03%
5Y Avg
1.06%
Market Cap
$448.81M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$451.68M
Return on Assets (ROA)
8.06%
TTM Avg
8.10%
3Y Avg
7.22%
5Y Avg
3.89%
Market Cap
$442.51M
Return on Assets (ROA)
-10.21%
TTM Avg
-9.18%
3Y Avg
-9.46%
5Y Avg
-6.71%
Market Cap
$437.50M
Return on Assets (ROA)
-0.46%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$434.49M
Return on Assets (ROA)
4.17%
TTM Avg
4.48%
3Y Avg
4.60%
5Y Avg
4.89%
Market Cap
$432.43M
Return on Assets (ROA)
5.18%
TTM Avg
9.03%
3Y Avg
6.75%
5Y Avg
6.91%
Market Cap
$431.68M
Return on Assets (ROA)
-1.76%
TTM Avg
-21.32%
3Y Avg
-21.32%
5Y Avg
-21.32%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bank of Marin Bancorp (BMRC) | $446.03M | 1.68% | 0.44% | 0.63% | 0.72% |
| First Bank (FRBA)vs › | $446.39M | 1.04% | 1.11% | 1.03% | 1.06% |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| American Coastal Insurance Corporation (ACIC)vs › | $451.68M | 8.06% | 8.10% | 7.22% | 3.89% |
| AlTi Global, Inc. (ALTI)vs › | $442.51M | -10.21% | -9.18% | -9.46% | -6.71% |
| Idea Acquisition Corp. Class A Ordinary Shares (IACO)vs › | $437.50M | -0.46% | 0.00% | 0.00% | 0.00% |
| AMERISAFE, Inc. (AMSF)vs › | $434.49M | 4.17% | 4.48% | 4.60% | 4.89% |
| Gladstone Capital Corporation (GLAD)vs › | $432.43M | 5.18% | 9.03% | 6.75% | 6.91% |
| KRAKacquisition Corp Class A Ordinary Shares (KRAQ)vs › | $431.68M | -1.76% | -21.32% | -21.32% | -21.32% |
| Citizens & Northern Corporation (CZNC)vs › | $459.56M | 0.80% | 0.87% | 0.95% | 0.99% |
ROA
1.7%
ROE
16.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.11% |
| 2024-12-31 | -0.23% |
| 2023-12-31 | 0.52% |
| 2022-12-31 | 1.12% |
| 2021-12-31 | 0.77% |
| 2020-12-31 | 1.04% |
| 2019-12-31 | 1.26% |
| 2018-12-31 | 1.29% |
| 2017-12-31 | 0.65% |
| 2016-12-31 | 1.14% |
| 2015-12-31 | 0.91% |
| 2014-12-31 | 1.11% |
| 2013-12-31 | 0.79% |
| 2012-12-31 | 1.24% |
| 2011-12-31 | 1.12% |
| 2010-12-31 | 1.12% |
| 2009-12-31 | 1.14% |
| 2008-12-31 | 1.16% |
| 2007-12-31 | 1.32% |
| 2006-12-31 | 1.36% |
| 2005-12-31 | 1.40% |
| 2004-12-31 | 1.29% |
| 2003-12-31 | 1.16% |
| 2002-12-31 | 1.16% |
| 2001-12-31 | 1.13% |
| 2000-12-31 | 1.19% |
| 1999-12-31 | 1.05% |
| 1998-12-31 | 1.03% |
