Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 4.17% is 15% below its 5-year average of 4.89%, near the low end of its 5-year range (4.17%–6.25%).
As of the fiscal period ended Wednesday, December 31, 2025. 6.92% below its 12-month average of 4.48%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 1.29%.
RETURN ON ASSETS (ROA)
4.17%
RETURN ON ASSETS (ROA) AVG TTM
4.48%
RETURN ON ASSETS (ROA) AVG 3Y
4.60%
RETURN ON ASSETS (ROA) AVG 5Y
4.89%
RETURN ON ASSETS (ROA) AVG 10Y
4.95%
RETURN ON ASSETS (ROA) AVG 15Y
4.38%
RETURN ON ASSETS (ROA) AVG 20Y
4.32%
CURRENT VS TTM AVG
-6.92%
CURRENT VS 3Y AVG
-9.30%
CURRENT VS 5Y AVG
-14.69%
CURRENT VS 10Y AVG
-15.80%
CURRENT VS 15Y AVG
-4.75%
CURRENT VS 20Y AVG
-3.53%
SECTOR MEDIAN · FINANCIAL SERVICES
1.26%
median of 361 covered companies
CURRENT VS SECTOR MEDIAN
+230.95%
vs the sector median at left
AMERISAFE, Inc.
Market Cap
$435.42M
Return on Assets (ROA)
4.17%
TTM Avg
4.48%
3Y Avg
4.60%
5Y Avg
4.89%
Market Cap
$438.05M
Return on Assets (ROA)
-10.21%
TTM Avg
-9.18%
3Y Avg
-9.46%
5Y Avg
-6.71%
Market Cap
$431.98M
Return on Assets (ROA)
5.18%
TTM Avg
9.03%
3Y Avg
6.75%
5Y Avg
6.91%
Market Cap
$428.51M
Return on Assets (ROA)
1.65%
TTM Avg
1.49%
3Y Avg
1.46%
5Y Avg
1.46%
Market Cap
$428.29M
Return on Assets (ROA)
3.33%
TTM Avg
1.91%
3Y Avg
-1.32%
5Y Avg
0.12%
Market Cap
$443.92M
Return on Assets (ROA)
1.68%
TTM Avg
0.44%
3Y Avg
0.63%
5Y Avg
0.72%
Market Cap
$444.63M
Return on Assets (ROA)
1.04%
TTM Avg
1.11%
3Y Avg
1.03%
5Y Avg
1.06%
Market Cap
$424.88M
Return on Assets (ROA)
1.49%
TTM Avg
1.77%
3Y Avg
0.10%
5Y Avg
0.13%
Market Cap
$448.81M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| AMERISAFE, Inc. (AMSF) | $435.42M | 4.17% | 4.48% | 4.60% | 4.89% |
| AlTi Global, Inc. (ALTI)vs › | $438.05M | -10.21% | -9.18% | -9.46% | -6.71% |
| Gladstone Capital Corporation (GLAD)vs › | $431.98M | 5.18% | 9.03% | 6.75% | 6.91% |
| Commercial Bancgroup, Inc. Common Stock (CBK)vs › | $428.51M | 1.65% | 1.49% | 1.46% | 1.46% |
| PIMCO California Municipal Income Fund (PCQ)vs › | $428.29M | 3.33% | 1.91% | -1.32% | 0.12% |
| Bank of Marin Bancorp (BMRC)vs › | $443.92M | 1.68% | 0.44% | 0.63% | 0.72% |
| First Bank (FRBA)vs › | $444.63M | 1.04% | 1.11% | 1.03% | 1.06% |
| Invesco California Value Municipal Income Trust (VCV)vs › | $424.88M | 1.49% | 1.77% | 0.10% | 0.13% |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| American Coastal Insurance Corporation (ACIC)vs › | $449.75M | 8.06% | 8.10% | 7.22% | 3.89% |
ROA
4.2%
ROE
18.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 4.17% |
| 2024-12-31 | 4.79% |
| 2023-12-31 | 5.05% |
| 2022-12-31 | 4.38% |
| 2021-12-31 | 4.69% |
| 2020-12-31 | 6.25% |
| 2019-12-31 | 6.55% |
| 2018-12-31 | 5.04% |
| 2017-12-31 | 3.22% |
| 2016-12-31 | 5.39% |
| 2015-12-31 | 4.95% |
| 2014-12-31 | 3.88% |
| 2013-12-31 | 3.46% |
| 2012-12-31 | 2.59% |
| 2011-12-31 | 2.29% |
| 2010-12-31 | 3.35% |
| 2009-12-31 | 4.11% |
| 2008-12-31 | 3.91% |
| 2007-12-31 | 4.67% |
| 2006-12-31 | 3.71% |
| 2005-12-31 | 0.66% |
| 2004-12-31 | 1.38% |
| 2003-12-31 | 1.27% |
| 2002-12-31 | 0.86% |
| 2000-12-31 | 2.05% |
| 1995-12-31 | 7.72% |
