AMERISAFE, Inc. (AMSF) vs Commercial Bancgroup, Inc. Common Stock (CBK)

A side-by-side comparison of AMERISAFE, Inc. and Commercial Bancgroup, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — AMSF vs CBK

growth of $100 · dividends reinvested · last 1y
AMSF -41.6% (-41.6%/yr)CBK +31.8% (+31.8%/yr)CBK compounded faster over this window
6080100120140Start $1002026$58$132
AMSF CBK

AMSF vs CBK: by the numbers

  • •AMSF is the larger company ($435M vs $429M market cap).
  • •AMSF trades at the lower trailing earnings multiple (9.39 vs 10.67 P/E), one valuation lens rather than an overall verdict.
  • •CBK converts more revenue to profit (30.36% vs 14.00% net margin).
  • •AMSF pays the higher dividend yield (11.25% vs 1.02%).

Metrics side by side

Valuation

MetricAMSFCBK
P/E ratio9.3910.67
Forward P/E11.7910.49
P/S ratio1.303.32
P/B ratio1.741.42

Profitability

MetricAMSFCBK
Operating margin18.55%38.60%
Net margin14.00%30.36%
ROE18.79%12.93%

AMERISAFE, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Commercial Bancgroup, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricAMSFCBK
Dividend yield11.25%1.02%
Payout ratio105.65%10.92%

Growth (annualized)

MetricAMSFCBK
Revenue CAGR (5Y)-0.02%N/A
EPS CAGR (5Y)-11.20%N/A
Total return CAGR (5Y)-9.78%N/A

Frequently asked

Which has the lower trailing P/E, AMSF or CBK?
AMSF has the lower trailing P/E: AMSF trades at 9.39 and CBK at 10.67. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does AMSF or CBK pay a bigger dividend?
AMSF yields 11.25% and CBK yields 1.02% based on trailing dividends and the latest price.
Is AMSF or CBK more profitable?
CBK runs the higher net margin — AMSF at 14.00% versus CBK at 30.36%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.