AMERISAFE, Inc. (AMSF) vs Commercial Bancgroup, Inc. Common Stock (CBK)
A side-by-side comparison of AMERISAFE, Inc. and Commercial Bancgroup, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — AMSF vs CBK
growth of $100 · dividends reinvested · last 1yAMSF vs CBK: by the numbers
- •AMSF is the larger company ($435M vs $429M market cap).
- •AMSF trades at the lower trailing earnings multiple (9.39 vs 10.67 P/E), one valuation lens rather than an overall verdict.
- •CBK converts more revenue to profit (30.36% vs 14.00% net margin).
- •AMSF pays the higher dividend yield (11.25% vs 1.02%).
Metrics side by side
Valuation
| Metric | AMSF | CBK |
|---|---|---|
| P/E ratio | 9.39 | 10.67 |
| Forward P/E | 11.79 | 10.49 |
| P/S ratio | 1.30 | 3.32 |
| P/B ratio | 1.74 | 1.42 |
Profitability
| Metric | AMSF | CBK |
|---|---|---|
| Operating margin | 18.55% | 38.60% |
| Net margin | 14.00% | 30.36% |
| ROE | 18.79% | 12.93% |
AMERISAFE, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Commercial Bancgroup, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | AMSF | CBK |
|---|---|---|
| Dividend yield | 11.25% | 1.02% |
| Payout ratio | 105.65% | 10.92% |
Growth (annualized)
| Metric | AMSF | CBK |
|---|---|---|
| Revenue CAGR (5Y) | -0.02% | N/A |
| EPS CAGR (5Y) | -11.20% | N/A |
| Total return CAGR (5Y) | -9.78% | N/A |
Frequently asked
- Which has the lower trailing P/E, AMSF or CBK?
- AMSF has the lower trailing P/E: AMSF trades at 9.39 and CBK at 10.67. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Does AMSF or CBK pay a bigger dividend?
- AMSF yields 11.25% and CBK yields 1.02% based on trailing dividends and the latest price.
- Is AMSF or CBK more profitable?
- CBK runs the higher net margin — AMSF at 14.00% versus CBK at 30.36%.
Go deeper
Dig into the metrics
AMERISAFE & Commercial Bancgroup, Inc. Common Stock appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.