AMERISAFE, Inc. (AMSF) vs Gladstone Capital Corporation (GLAD)

A side-by-side comparison of AMERISAFE, Inc. and Gladstone Capital Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — AMSF vs GLAD

growth of $100 · dividends reinvested · last 10y
AMSF -25.5% (-2.9%/yr)GLAD +187.5% (+11.1%/yr)GLAD compounded faster over this window
100200300400Start $10020182020202220242026$75$287
AMSF GLAD

AMSF vs GLAD: by the numbers

  • •AMSF is the larger company ($440M vs $431M market cap).
  • •AMSF trades at the lower trailing earnings multiple (9.49 vs 10.14 P/E), one valuation lens rather than an overall verdict.
  • •GLAD converts more revenue to profit (63.44% vs 14.00% net margin).
  • •GLAD grew revenue faster over the past five years (1.23% vs -0.02% CAGR).
  • •AMSF pays the higher dividend yield (11.25% vs 10.36%).

Metrics side by side

Valuation

MetricAMSFGLAD
P/E ratio9.4910.14
Forward P/E11.929.49
P/S ratio1.315.44
P/B ratio1.760.89

Profitability

MetricAMSFGLAD
Gross marginN/A87.27%
Operating margin18.55%55.53%
Net margin14.00%63.44%
ROE18.79%9.47%

AMERISAFE, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricAMSFGLAD
Dividend yield11.25%10.36%
Payout ratio105.65%105.32%

Growth (annualized)

MetricAMSFGLAD
Revenue CAGR (5Y)-0.02%1.23%
EPS CAGR (5Y)-11.20%N/A
Total return CAGR (5Y)-9.78%5.53%

Frequently asked

Which has the lower trailing P/E, AMSF or GLAD?
AMSF has the lower trailing P/E: AMSF trades at 9.49 and GLAD at 10.14. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AMSF or GLAD?
Over the past five years, GLAD grew revenue faster — AMSF at a -0.02% CAGR versus GLAD at 1.23%.
Does AMSF or GLAD pay a bigger dividend?
AMSF yields 11.25% and GLAD yields 10.36% based on trailing dividends and the latest price.
Is AMSF or GLAD more profitable?
GLAD runs the higher net margin — AMSF at 14.00% versus GLAD at 63.44%.
How have AMSF and GLAD total returns compared?
Over the past 10 years, AMSF delivered -2.95% and GLAD delivered 11.14% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.