American Coastal Insurance (ACIC) Net Profit Margin: History & Chart

American Coastal Insurance Corporation(ACIC)

Insurance - Property & Casualty · Saint Petersburg, FL

$9.42+0.14 (+1.51%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About American Coastal Insurance Corporation

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

Saint Petersburg, FL

68 employees

www.amcoastal.com

Financial Services / Insurance - Property & Casualty

Sector: Financial Services
Industry: Insurance - Property & Casualty
CEO: Bennett Bradford Martz

View full financials

ACIC Net Profit Margin Metrics

NET PROFIT MARGIN

30.33%

NET PROFIT MARGIN AVG TTM

30.19%

NET PROFIT MARGIN AVG 3Y

28.90%

NET PROFIT MARGIN AVG 5Y

15.93%

NET PROFIT MARGIN AVG 10Y

5.66%

NET PROFIT MARGIN AVG 15Y

8.88%

NET PROFIT MARGIN AVG 20Y

10.01%

CURRENT VS TTM AVG

+0.48%

CURRENT VS 3Y AVG

+4.94%

CURRENT VS 5Y AVG

+90.34%

CURRENT VS 10Y AVG

+435.40%

CURRENT VS 15Y AVG

+241.51%

CURRENT VS 20Y AVG

+203.02%

SECTOR MEDIAN · FINANCIAL SERVICES

13.21%

median of 716 covered companies

CURRENT VS SECTOR MEDIAN

+129.69%

vs the sector median at left

NAME	MARKET CAP	NET PROFIT MARGIN	TTM	3Y	5Y
American Coastal Insurance Corporation (ACIC)	$456.53M	30.33%	30.19%	28.90%	15.93%
Citizens & Northern Corporation (CZNC)vs ›	$455.62M	15.42%	15.95%	18.16%	19.97%
Churchill Capital Corp. Xii (CXII)vs ›	$448.81M	N/A	N/A	N/A	N/A
First Bank (FRBA)vs ›	$443.62M	17.31%	18.05%	20.11%	22.77%
Bank of Marin Bancorp (BMRC)vs ›	$443.60M	32.28%	8.66%	16.12%	20.08%
RBB Bancorp (RBB)vs ›	$442.03M	17.26%	12.46%	19.12%	22.05%
AMERISAFE, Inc. (AMSF)vs ›	$441.41M	14.00%	16.39%	17.98%	19.70%
Gores Holdings X, Inc. (GTEN)vs ›	$471.94M	0.00%	0.00%	0.00%	0.00%
Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs ›	$472.31M	0.00%	0.00%	0.00%	0.00%
Pioneer Bancorp, Inc. (PBFS)vs ›	$439.72M	12.49%	18.91%	19.76%	16.43%

NAME

MARKET CAP

NET PROFIT MARGIN

TTM

American Coastal Insurance Corporation (ACIC)

$456.53M

30.33%

30.19%

28.90%

15.93%

Citizens & Northern Corporation (CZNC)vs ›

$455.62M

15.42%

15.95%

18.16%

19.97%

Churchill Capital Corp. Xii (CXII)vs ›

$448.81M

N/A

First Bank (FRBA)vs ›

$443.62M

17.31%

18.05%

20.11%

22.77%

Bank of Marin Bancorp (BMRC)vs ›

$443.60M

32.28%

8.66%

16.12%

20.08%

RBB Bancorp (RBB)vs ›

$442.03M

17.26%

12.46%

19.12%

22.05%

AMERISAFE, Inc. (AMSF)vs ›

$441.41M

14.00%

16.39%

17.98%

19.70%

Gores Holdings X, Inc. (GTEN)vs ›

$471.94M

0.00%

Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs ›

$472.31M

0.00%

Pioneer Bancorp, Inc. (PBFS)vs ›

$439.72M

12.49%

18.91%

19.76%

16.43%

Net Profit Margin FAQ

What is the net profit margin for American Coastal Insurance Corporation (ACIC)?

The net profit margin for ACIC stock is 30.33%.

Is American Coastal Insurance Corporation's net profit margin high or low?

The net profit margin of 30.33% is 90% above its 5-year average of 15.93%, around the middle of its 5-year range (-261.53%–295.93%).

What is the TTM average net profit margin for American Coastal Insurance Corporation (ACIC)?

The TTM average net profit margin for ACIC stock is 30.19%.

What is the 3Y average net profit margin for American Coastal Insurance Corporation (ACIC)?

The 3Y average net profit margin for ACIC stock is 28.90%.

What is the 5Y average net profit margin for American Coastal Insurance Corporation (ACIC)?

The 5Y average net profit margin for ACIC stock is 15.93%.

What is the 10Y average net profit margin for American Coastal Insurance Corporation (ACIC)?

The 10Y average net profit margin for ACIC stock is 5.66%.

What is the 15Y average net profit margin for American Coastal Insurance Corporation (ACIC)?

The 15Y average net profit margin for ACIC stock is 8.88%.

What is the 20Y average net profit margin for American Coastal Insurance Corporation (ACIC)?

The 20Y average net profit margin for ACIC stock is 10.01%.

DATE	NET PROFIT MARGIN
2026-06-30	26.54%
2026-03-31	27.03%
2025-12-31	30.75%
2025-09-30	35.98%
2025-06-30	30.62%
2025-03-31	29.62%
2024-12-31	6.26%
2024-09-30	34.23%
2024-06-30	27.74%
2024-03-31	35.48%
2023-12-31	24.54%
2023-09-30	20.12%
2023-06-30	24.18%
2023-03-31	295.93%
2022-12-31	-261.53%
2022-09-30	-97.43%
2022-06-30	-108.01%
2022-03-31	-56.77%
2021-12-31	-1.50%
2021-09-30	-8.80%
2021-06-30	-15.12%
2021-03-31	-10.98%
2020-12-31	-14.07%
2020-09-30	-34.82%
2020-06-30	11.22%
2020-03-31	-7.22%
2019-12-31	-3.88%
2019-09-30	-13.62%
2019-06-30	-1.42%
2019-03-31	4.68%
2018-12-31	-6.11%
2018-09-30	-6.24%
2018-06-30	8.03%
2018-03-31	4.65%
2017-12-31	14.79%
2017-09-30	-16.37%
2017-06-30	4.08%
2017-03-31	3.18%
2016-12-31	-8.00%
2016-09-30	2.69%
2016-06-30	8.14%
2016-03-31	2.74%
2015-12-31	13.80%
2015-09-30	9.00%
2015-06-30	6.18%
2015-03-31	0.24%
2014-12-31	14.96%
2014-09-30	12.55%
2014-06-30	14.16%
2014-03-31	16.87%
2013-12-31	11.59%
2013-09-30	7.97%
2013-06-30	9.27%
2013-03-31	9.85%
2012-12-31	2.59%
2012-09-30	3.05%
2012-06-30	9.48%
2012-03-31	16.09%
2011-12-31	12.19%
2011-09-30	14.32%
2011-06-30	0.37%
2011-03-31	5.49%
2010-12-31	12.23%
2010-09-30	-1.58%
2010-06-30	1.01%
2010-03-31	-21.83%
2009-12-31	-6.07%
2009-09-30	-3.54%
2009-06-30	10.82%
2009-03-31	14.21%
2008-12-31	28.92%
2008-09-30	34.16%
2008-06-30	36.72%
2008-03-31	32.26%
2007-12-31	31.34%
2007-09-30	38.05%
2007-06-30	-1400.00%

DATE

NET PROFIT MARGIN

2026-06-30

26.54%

2026-03-31

27.03%

2025-12-31

30.75%

2025-09-30

35.98%

2025-06-30

30.62%

2025-03-31

29.62%

2024-12-31

6.26%

2024-09-30

34.23%

2024-06-30

27.74%

2024-03-31

35.48%

2023-12-31

24.54%

2023-09-30

20.12%

2023-06-30

24.18%

2023-03-31

295.93%

2022-12-31

-261.53%

2022-09-30

-97.43%

2022-06-30

-108.01%

2022-03-31

-56.77%

2021-12-31

-1.50%

2021-09-30

-8.80%

2021-06-30

-15.12%

2021-03-31

-10.98%

2020-12-31

-14.07%

2020-09-30

-34.82%

2020-06-30

11.22%

2020-03-31

-7.22%

2019-12-31

-3.88%

2019-09-30

-13.62%

2019-06-30

-1.42%

2019-03-31

4.68%

2018-12-31

-6.11%

2018-09-30

-6.24%

2018-06-30

8.03%

2018-03-31

4.65%

2017-12-31

14.79%

2017-09-30

-16.37%

2017-06-30

4.08%

2017-03-31

3.18%

2016-12-31

-8.00%

2016-09-30

2.69%

2016-06-30

8.14%

2016-03-31

2.74%

2015-12-31

13.80%

2015-09-30

9.00%

2015-06-30

6.18%

2015-03-31

0.24%

2014-12-31

14.96%

2014-09-30

12.55%

2014-06-30

14.16%

2014-03-31

16.87%

2013-12-31

11.59%

2013-09-30

7.97%

2013-06-30

9.27%

2013-03-31

9.85%

2012-12-31

2.59%

2012-09-30

3.05%

2012-06-30

9.48%

2012-03-31

16.09%

2011-12-31

12.19%

2011-09-30

14.32%

2011-06-30

0.37%

2011-03-31

5.49%

2010-12-31

12.23%

2010-09-30

-1.58%

2010-06-30

1.01%

2010-03-31

-21.83%

2009-12-31

-6.07%

2009-09-30

-3.54%

2009-06-30

10.82%

2009-03-31

14.21%

2008-12-31

28.92%

2008-09-30

34.16%

2008-06-30

36.72%

2008-03-31

32.26%

2007-12-31

31.34%

2007-09-30

38.05%

2007-06-30

-1400.00%

Net Profit Margin: 30.33%

ACIC Profit Margin

ACIC Average Net Profit Margin Chart

ACIC Current vs Average Net Profit Margin Chart

ACIC Net Profit Margin Metrics

ACIC Competitors' Net Profit Margin

Margin Comparison

Net Profit Margin Formula & Definition

Net Profit Margin FAQ

ACIC Net Profit Margin History

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