Pinterest, Inc. (PINS) vs UnitedHealth Group Incorporated (UNH)

A side-by-side comparison of Pinterest, Inc. and UnitedHealth Group Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: PINS is classified in Communication Services; UNH is classified in Healthcare. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnPINS vs UNH

growth of $100 · dividends reinvested · last 7y
PINS -3.7%UNH +90.1%UNH compounded faster
100200300Start $100202120232025$96$190
PINS UNH

PINS vs UNH: by the numbers

  • UNH is the larger company ($389.40B vs $16.18B market cap).
  • UNH trades at the lower trailing earnings multiple (26.86 vs 49.35 P/E), one valuation lens rather than an overall verdict.
  • PINS converts more revenue to profit (7.64% vs 3.14% net margin).
  • PINS grew revenue faster over the past five years (18.08% vs 10.59% CAGR).
  • UNH pays a dividend (2.14% yield), while PINS has no payments in the available dividend history.

Metrics side by side

Valuation

MetricPINSUNH
P/E ratio49.3526.86
Forward P/E12.3921.18
P/S ratio3.420.84
P/B ratio5.253.62
EV / EBITDA45.0716.19
FCF yield8.07%6.24%

Profitability

MetricPINSUNH
Gross margin79.86%22.49%
Operating margin7.36%4.82%
Net margin7.64%3.14%
ROE11.73%13.51%
ROIC5.88%8.23%

Dividends

MetricPINSUNH
Dividend yieldN/A2.14%
Payout ratioN/A67.65%

Growth (annualized)

MetricPINSUNH
Revenue CAGR (5Y)18.08%10.59%
EPS CAGR (5Y)N/A-4.06%
FCF CAGR (5Y)39.27%-4.39%
Total return CAGR (5Y)-20.56%1.90%

Frequently asked

Which has the lower trailing P/E, PINS or UNH?
UNH has the lower trailing P/E: PINS trades at 49.35 and UNH at 26.86. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PINS or UNH?
Over the past five years, PINS grew revenue faster — PINS at a 18.08% CAGR versus UNH at 10.59%.
Does PINS or UNH pay a bigger dividend?
UNH pays a dividend (2.14% yield), while PINS has no payments in the available dividend history.
Is PINS or UNH more profitable?
PINS runs the higher net margin — PINS at 7.64% versus UNH at 3.14%.
How have PINS and UNH total returns compared?
Over the past 5 years, PINS delivered -20.56% and UNH delivered 13.27% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.