Oracle Corporation (ORCL) vs UnitedHealth Group Incorporated (UNH)
A side-by-side comparison of Oracle Corporation and UnitedHealth Group Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: ORCL is classified in Technology; UNH is classified in Healthcare. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
ORCL
Oracle Corporation
$119.99TechnologyDelayed quote: Jul 28, 2026, 3:59 PM EDT
UNH
UnitedHealth Group Incorporated
$428.79HealthcareDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — ORCL vs UNH
growth of $100 · dividends reinvested · last 30yORCL +3573.7%UNH +12902.6%UNH compounded faster
ORCL UNH
ORCL vs UNH: by the numbers
- •UNH is the larger company ($389.40B vs $345.63B market cap).
- •ORCL trades at the lower trailing earnings multiple (20.57 vs 26.86 P/E), one valuation lens rather than an overall verdict.
- •ORCL converts more revenue to profit (25.37% vs 3.14% net margin).
- •ORCL grew revenue faster over the past five years (10.72% vs 10.59% CAGR).
- •UNH pays the higher dividend yield (2.14% vs 1.67%).
Metrics side by side
Valuation
| Metric | ORCL | UNH |
|---|---|---|
| P/E ratio | 20.57 | 26.86 |
| Forward P/E | 16.01 | 21.18 |
| P/S ratio | 5.19 | 0.84 |
| P/B ratio | 8.22 | 3.62 |
| PEG ratio | 1.26 | N/A |
| EV / EBITDA | 16.52 | 16.19 |
| FCF yield | N/A | 6.24% |
Profitability
| Metric | ORCL | UNH |
|---|---|---|
| Gross margin | 65.81% | 22.49% |
| Operating margin | 30.85% | 4.82% |
| Net margin | 25.37% | 3.14% |
| ROE | 40.20% | 13.51% |
| ROIC | 7.99% | 8.23% |
Dividends
| Metric | ORCL | UNH |
|---|---|---|
| Dividend yield | 1.67% | 2.14% |
| Payout ratio | 33.67% | 67.65% |
Growth (annualized)
| Metric | ORCL | UNH |
|---|---|---|
| Revenue CAGR (5Y) | 10.72% | 10.59% |
| EPS CAGR (5Y) | 4.93% | -4.06% |
| FCF CAGR (5Y) | -13.18% | -4.39% |
| Total return CAGR (5Y) | 7.88% | 1.90% |
Frequently asked
- Which has the lower trailing P/E, ORCL or UNH?
- ORCL has the lower trailing P/E: ORCL trades at 20.57 and UNH at 26.86. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ORCL or UNH?
- Over the past five years, ORCL grew revenue faster — ORCL at a 10.72% CAGR versus UNH at 10.59%.
- Does ORCL or UNH pay a bigger dividend?
- ORCL yields 1.67% and UNH yields 2.14% based on trailing dividends and the latest price.
- Is ORCL or UNH more profitable?
- ORCL runs the higher net margin — ORCL at 25.37% versus UNH at 3.14%.
- How have ORCL and UNH total returns compared?
- Over the past 10 years, ORCL delivered 13.02% and UNH delivered 13.27% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Oracle P/E ratioUnitedHealth P/E ratioOracle dividend yieldUnitedHealth dividend yieldOracle ROEUnitedHealth ROEOracle operating marginUnitedHealth operating marginOracle revenue growthUnitedHealth revenue growthOracle free cash flowUnitedHealth free cash flow
Oracle & UnitedHealth appear in these rankings
Highest Dividend Yield StocksHighest ROE StocksHighest Operating Margin StocksHighest FCF Yield Stocks
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.