Humana Inc. (HUM) vs Oracle Corporation (ORCL)

A side-by-side comparison of Humana Inc. and Oracle Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: HUM is classified in Healthcare; ORCL is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnHUM vs ORCL

growth of $100 · dividends reinvested · last 30y
HUM +2547.6%ORCL +3573.7%ORCL compounded faster
02k4k6k8kStart $100200120062011201620212026$2,648$3,674
HUM ORCL

HUM vs ORCL: by the numbers

  • ORCL is the larger company ($345.63B vs $46.67B market cap).
  • ORCL trades at the lower trailing earnings multiple (20.57 vs 40.76 P/E), one valuation lens rather than an overall verdict.
  • ORCL converts more revenue to profit (25.37% vs 0.82% net margin).
  • HUM grew revenue faster over the past five years (11.71% vs 10.72% CAGR).
  • ORCL pays the higher dividend yield (1.67% vs 0.70%).

Metrics side by side

Valuation

MetricHUMORCL
P/E ratio40.7620.57
Forward P/E42.4216.01
P/S ratio0.345.19
P/B ratio2.488.22
PEG ratioN/A1.26
EV / EBITDA25.1616.52
FCF yield2.77%N/A

Profitability

MetricHUMORCL
Gross margin14.01%65.81%
Operating margin1.01%30.85%
Net margin0.82%25.37%
ROE6.08%40.20%
ROIC3.12%7.99%

Dividends

MetricHUMORCL
Dividend yield0.70%1.67%
Payout ratio26.90%33.67%

Growth (annualized)

MetricHUMORCL
Revenue CAGR (5Y)11.71%10.72%
EPS CAGR (5Y)-17.27%4.93%
FCF CAGR (5Y)-17.19%-13.18%
Total return CAGR (5Y)-1.91%7.88%

Frequently asked

Which has the lower trailing P/E, HUM or ORCL?
ORCL has the lower trailing P/E: HUM trades at 40.76 and ORCL at 20.57. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HUM or ORCL?
Over the past five years, HUM grew revenue faster — HUM at a 11.71% CAGR versus ORCL at 10.72%.
Does HUM or ORCL pay a bigger dividend?
HUM yields 0.70% and ORCL yields 1.67% based on trailing dividends and the latest price.
Is HUM or ORCL more profitable?
ORCL runs the higher net margin — HUM at 0.82% versus ORCL at 25.37%.
How have HUM and ORCL total returns compared?
Over the past 10 years, HUM delivered 9.18% and ORCL delivered 13.02% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.