Citigroup Inc. (C) vs Walmart Inc. (WMT)
A side-by-side comparison of Citigroup Inc. and Walmart Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: C is classified in Financial Services; WMT is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
C
Citigroup Inc.
$132.49Financial ServicesDelayed quote: Jul 28, 2026, 3:59 PM EDT
WMT
Walmart Inc.
$113.10Consumer DefensiveDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — C vs WMT
growth of $100 · dividends reinvested · last 30yC +152.3%WMT +4540.3%WMT compounded faster
Log scale — wide-divergence pair
C WMT
C vs WMT: by the numbers
- •WMT is the larger company ($900.06B vs $227.21B market cap).
- •C trades at the lower trailing earnings multiple (14.37 vs 39.21 P/E), one valuation lens rather than an overall verdict.
- •C converts more revenue to profit (11.59% vs 3.13% net margin).
- •C grew revenue faster over the past five years (13.75% vs 5.20% CAGR).
- •C pays the higher dividend yield (1.80% vs 0.86%).
Metrics side by side
Valuation
| Metric | C | WMT |
|---|---|---|
| P/E ratio | 14.37 | 39.21 |
| Forward P/E | 11.92 | 42.36 |
| P/S ratio | 1.50 | 1.23 |
| P/B ratio | 1.09 | 9.48 |
| PEG ratio | 0.81 | 3.29 |
| EV / EBITDA | N/A | 21.35 |
| FCF yield | N/A | 1.40% |
Profitability
| Metric | C | WMT |
|---|---|---|
| Gross margin | 44.55% | 24.98% |
| Operating margin | 16.09% | 4.16% |
| Net margin | 11.59% | 3.13% |
| ROE | 8.40% | 24.10% |
| ROIC | 0.95% | 11.87% |
Dividends
| Metric | C | WMT |
|---|---|---|
| Dividend yield | 1.80% | 0.86% |
| Payout ratio | 33.20% | 35.22% |
Growth (annualized)
| Metric | C | WMT |
|---|---|---|
| Revenue CAGR (5Y) | 13.75% | 5.20% |
| EPS CAGR (5Y) | 8.77% | 10.95% |
| FCF CAGR (5Y) | N/A | -9.94% |
| Total return CAGR (5Y) | 18.16% | 20.16% |
Frequently asked
- Which has the lower trailing P/E, C or WMT?
- C has the lower trailing P/E: C trades at 14.37 and WMT at 39.21. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or WMT?
- Over the past five years, C grew revenue faster — C at a 13.75% CAGR versus WMT at 5.20%.
- Does C or WMT pay a bigger dividend?
- C yields 1.80% and WMT yields 0.86% based on trailing dividends and the latest price.
- Is C or WMT more profitable?
- C runs the higher net margin — C at 11.59% versus WMT at 3.13%.
- How have C and WMT total returns compared?
- Over the past 10 years, C delivered 14.95% and WMT delivered 18.43% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioWalmart P/E ratioCitigroup dividend yieldWalmart dividend yieldCitigroup ROEWalmart ROECitigroup operating marginWalmart operating marginCitigroup revenue growthWalmart revenue growthCitigroup free cash flowWalmart free cash flow
Citigroup & Walmart appear in these rankings
25+ Year Dividend GrowersHighest 10-Year Total Return StocksLowest P/E Ratio StocksLargest Companies by Market Cap
Related comparisons
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.