Citigroup Inc. (C) vs Target Corporation (TGT)
A side-by-side comparison of Citigroup Inc. and Target Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: C is classified in Financial Services; TGT is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
C
Citigroup Inc.
$132.49Financial ServicesDelayed quote: Jul 28, 2026, 3:59 PM EDT
TGT
Target Corporation
$144.18Consumer DefensiveDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — C vs TGT
growth of $100 · dividends reinvested · last 30yC +152.3%TGT +3345.1%TGT compounded faster
Log scale — wide-divergence pair
C TGT
C vs TGT: by the numbers
- •C is the larger company ($227.21B vs $65.49B market cap).
- •C trades at the lower trailing earnings multiple (14.37 vs 18.54 P/E), one valuation lens rather than an overall verdict.
- •C converts more revenue to profit (11.59% vs 3.24% net margin).
- •C grew revenue faster over the past five years (13.75% vs -0.29% CAGR).
- •TGT pays the higher dividend yield (3.25% vs 1.80%).
Metrics side by side
Valuation
| Metric | C | TGT |
|---|---|---|
| P/E ratio | 14.37 | 18.54 |
| Forward P/E | 11.92 | 19.22 |
| P/S ratio | 1.50 | 0.60 |
| P/B ratio | 1.09 | 3.90 |
| PEG ratio | 0.81 | N/A |
| EV / EBITDA | N/A | 9.98 |
| FCF yield | N/A | 4.89% |
Profitability
| Metric | C | TGT |
|---|---|---|
| Gross margin | 44.55% | 28.14% |
| Operating margin | 16.09% | 4.49% |
| Net margin | 11.59% | 3.24% |
| ROE | 8.40% | 21.04% |
| ROIC | 0.95% | 9.76% |
Dividends
| Metric | C | TGT |
|---|---|---|
| Dividend yield | 1.80% | 3.25% |
| Payout ratio | 33.20% | 55.88% |
Growth (annualized)
| Metric | C | TGT |
|---|---|---|
| Revenue CAGR (5Y) | 13.75% | -0.29% |
| EPS CAGR (5Y) | 8.77% | -1.34% |
| FCF CAGR (5Y) | N/A | -17.01% |
| Total return CAGR (5Y) | 18.16% | -8.75% |
Frequently asked
- Which has the lower trailing P/E, C or TGT?
- C has the lower trailing P/E: C trades at 14.37 and TGT at 18.54. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or TGT?
- Over the past five years, C grew revenue faster — C at a 13.75% CAGR versus TGT at -0.29%.
- Does C or TGT pay a bigger dividend?
- C yields 1.80% and TGT yields 3.25% based on trailing dividends and the latest price.
- Is C or TGT more profitable?
- C runs the higher net margin — C at 11.59% versus TGT at 3.24%.
- How have C and TGT total returns compared?
- Over the past 10 years, C delivered 14.95% and TGT delivered 9.69% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioTarget P/E ratioCitigroup dividend yieldTarget dividend yieldCitigroup ROETarget ROECitigroup operating marginTarget operating marginCitigroup revenue growthTarget revenue growthCitigroup free cash flowTarget free cash flow
Citigroup & Target appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.