Citigroup Inc. (C) vs The Kroger Co. (KR)
A side-by-side comparison of Citigroup Inc. and The Kroger Co. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: C is classified in Financial Services; KR is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
C
Citigroup Inc.
$132.49Financial ServicesDelayed quote: Jul 28, 2026, 3:59 PM EDT
KR
The Kroger Co.
$59.19Consumer DefensiveDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — C vs KR
growth of $100 · dividends reinvested · last 30yC +151.7%KR +1667.5%KR compounded faster
Log scale — wide-divergence pair
C KR
C vs KR: by the numbers
- •C is the larger company ($227.21B vs $36.26B market cap).
- •C trades at the lower trailing earnings multiple (14.37 vs 33.91 P/E), one valuation lens rather than an overall verdict.
- •C converts more revenue to profit (11.59% vs 0.71% net margin).
- •C grew revenue faster over the past five years (13.75% vs 2.33% CAGR).
- •KR pays the higher dividend yield (2.41% vs 1.80%).
Metrics side by side
Valuation
| Metric | C | KR |
|---|---|---|
| P/E ratio | 14.37 | 33.91 |
| Forward P/E | 11.92 | 12.07 |
| P/S ratio | 1.50 | 0.24 |
| P/B ratio | 1.09 | 5.51 |
| PEG ratio | 0.81 | N/A |
| EV / EBITDA | N/A | 10.44 |
| FCF yield | N/A | 8.09% |
Profitability
| Metric | C | KR |
|---|---|---|
| Gross margin | 44.55% | 23.18% |
| Operating margin | 16.09% | 1.33% |
| Net margin | 11.59% | 0.71% |
| ROE | 8.40% | 16.27% |
| ROIC | 0.95% | 4.70% |
Dividends
| Metric | C | KR |
|---|---|---|
| Dividend yield | 1.80% | 2.41% |
| Payout ratio | 33.20% | 89.74% |
Growth (annualized)
| Metric | C | KR |
|---|---|---|
| Revenue CAGR (5Y) | 13.75% | 2.33% |
| EPS CAGR (5Y) | 8.77% | -13.96% |
| FCF CAGR (5Y) | N/A | -1.62% |
| Total return CAGR (5Y) | 18.16% | 10.73% |
Frequently asked
- Which has the lower trailing P/E, C or KR?
- C has the lower trailing P/E: C trades at 14.37 and KR at 33.91. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or KR?
- Over the past five years, C grew revenue faster — C at a 13.75% CAGR versus KR at 2.33%.
- Does C or KR pay a bigger dividend?
- C yields 1.80% and KR yields 2.41% based on trailing dividends and the latest price.
- Is C or KR more profitable?
- C runs the higher net margin — C at 11.59% versus KR at 0.71%.
- How have C and KR total returns compared?
- Over the past 10 years, C delivered 14.95% and KR delivered 7.90% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioKroger P/E ratioCitigroup dividend yieldKroger dividend yieldCitigroup ROEKroger ROECitigroup operating marginKroger operating marginCitigroup revenue growthKroger revenue growthCitigroup free cash flowKroger free cash flow
Citigroup & Kroger appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.