Citigroup Inc. (C) vs The Kroger Co. (KR)

A side-by-side comparison of Citigroup Inc. and The Kroger Co. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare
Different business models: C is classified in Financial Services; KR is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnC vs KR

growth of $100 · dividends reinvested · last 30y
C +151.7%KR +1667.5%KR compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$252$1,767
C KR

C vs KR: by the numbers

  • C is the larger company ($227.21B vs $36.26B market cap).
  • C trades at the lower trailing earnings multiple (14.37 vs 33.91 P/E), one valuation lens rather than an overall verdict.
  • C converts more revenue to profit (11.59% vs 0.71% net margin).
  • C grew revenue faster over the past five years (13.75% vs 2.33% CAGR).
  • KR pays the higher dividend yield (2.41% vs 1.80%).

Metrics side by side

Valuation

MetricCKR
P/E ratio14.3733.91
Forward P/E11.9212.07
P/S ratio1.500.24
P/B ratio1.095.51
PEG ratio0.81N/A
EV / EBITDAN/A10.44
FCF yieldN/A8.09%

Profitability

MetricCKR
Gross margin44.55%23.18%
Operating margin16.09%1.33%
Net margin11.59%0.71%
ROE8.40%16.27%
ROIC0.95%4.70%

Dividends

MetricCKR
Dividend yield1.80%2.41%
Payout ratio33.20%89.74%

Growth (annualized)

MetricCKR
Revenue CAGR (5Y)13.75%2.33%
EPS CAGR (5Y)8.77%-13.96%
FCF CAGR (5Y)N/A-1.62%
Total return CAGR (5Y)18.16%10.73%

Frequently asked

Which has the lower trailing P/E, C or KR?
C has the lower trailing P/E: C trades at 14.37 and KR at 33.91. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or KR?
Over the past five years, C grew revenue faster — C at a 13.75% CAGR versus KR at 2.33%.
Does C or KR pay a bigger dividend?
C yields 1.80% and KR yields 2.41% based on trailing dividends and the latest price.
Is C or KR more profitable?
C runs the higher net margin — C at 11.59% versus KR at 0.71%.
How have C and KR total returns compared?
Over the past 10 years, C delivered 14.95% and KR delivered 7.90% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.