Citigroup Inc. (C) vs JPMorgan Chase & Co. (JPM)
A side-by-side comparison of Citigroup Inc. and JPMorgan Chase & Co. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
C
Citigroup Inc.
$138.82Financial ServicesDelayed quote: Sep 11, 2026, 4:02 PM EDT
JPM
JPMorgan Chase & Co.
$356.23Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — C vs JPM
growth of $100 · dividends reinvested · last 10yC +302.0% (+14.9%/yr)JPM +594.7% (+21.4%/yr)JPM compounded faster over this window
C JPM
C vs JPM: by the numbers
- •JPM is the larger company ($954.52B vs $238.06B market cap).
- •C trades at the lower trailing earnings multiple (14.99 vs 15.35 P/E), one valuation lens rather than an overall verdict.
- •JPM converts more revenue to profit (21.86% vs 10.24% net margin).
- •JPM grew revenue faster over the past five years (18.60% vs 16.66% CAGR).
- •C pays the higher dividend yield (1.78% vs 1.70%).
Metrics side by side
Valuation
| Metric | C | JPM |
|---|---|---|
| P/E ratio | 14.99 | 15.35 |
| Forward P/E | 12.40 | 14.36 |
| P/S ratio | 1.37 | 3.21 |
| P/B ratio | 1.12 | 2.55 |
Profitability
| Metric | C | JPM |
|---|---|---|
| Gross margin | 46.63% | 62.60% |
| Operating margin | 14.18% | 28.19% |
| Net margin | 10.24% | 21.86% |
| ROE | 8.41% | 17.37% |
Dividends
| Metric | C | JPM |
|---|---|---|
| Dividend yield | 1.78% | 1.70% |
| Payout ratio | 26.67% | 25.85% |
Growth (annualized)
| Metric | C | JPM |
|---|---|---|
| Revenue CAGR (5Y) | 16.66% | 18.60% |
| EPS CAGR (5Y) | 8.77% | 17.71% |
| Total return CAGR (5Y) | 18.75% | 20.57% |
Frequently asked
- Which has the lower trailing P/E, C or JPM?
- C has the lower trailing P/E: C trades at 14.99 and JPM at 15.35. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or JPM?
- Over the past five years, JPM grew revenue faster — C at a 16.66% CAGR versus JPM at 18.60%.
- Does C or JPM pay a bigger dividend?
- C yields 1.78% and JPM yields 1.70% based on trailing dividends and the latest price.
- Is C or JPM more profitable?
- JPM runs the higher net margin — C at 10.24% versus JPM at 21.86%.
- How have C and JPM total returns compared?
- Over the past 10 years, C delivered 14.78% and JPM delivered 21.30% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioJPMorgan Chase P/E ratioCitigroup dividend yieldJPMorgan Chase dividend yieldCitigroup ROEJPMorgan Chase ROECitigroup operating marginJPMorgan Chase operating marginCitigroup revenue growthJPMorgan Chase revenue growth
Citigroup & JPMorgan Chase appear in these rankings
Fastest Revenue Growth StocksHighest 10-Year Total Return StocksLowest P/E Ratio StocksLargest Companies by Market Cap
Related comparisons
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.