Citigroup Inc. (C) vs JPMorgan Chase & Co. (JPM)
JPM leads on 12 of 16 compared metrics.
A side-by-side comparison of Citigroup Inc. and JPMorgan Chase & Co. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
C
Citigroup Inc.
$139.83Financial Services
JPM
JPMorgan Chase & Co.
$320.72Financial Services
Total return — C vs JPM
growth of $100 · last 30yC +33.6%JPM +1224.7%JPM compounded faster
Log scale — wide-divergence pair
C JPM
C vs JPM: by the numbers
- •JPM is the larger company ($859.37B vs $238.49B market cap).
- •JPM trades at the lower earnings multiple (15.36 vs 17.33 P/E).
- •JPM converts more revenue to profit (20.66% vs 9.34% net margin).
- •JPM grew revenue faster over the past five years (16.94% vs 15.26% CAGR).
- •JPM pays the higher dividend yield (1.84% vs 1.72%).
Which is better, C or JPM?
Metric tally: C 4 · JPM 12It depends on what you're optimizing for:
ValueJPM(lower P/E)
GrowthJPM(faster 5Y revenue CAGR)
IncomeJPM(higher dividend yield)
QualityJPM(higher ROIC)
Valuation
| Metric | C | JPM |
|---|---|---|
| P/E ratio | 17.33 | 15.36● |
| Forward P/E | 11.19● | 14.40 |
| P/S ratio | 1.45● | 3.14 |
| P/B ratio | 1.18● | 2.46 |
| PEG ratio | 0.75● | 10.39 |
| EV / EBITDA | 40.38 | 22.31● |
| FCF yield | — | 15.72% |
Profitability
| Metric | C | JPM |
|---|---|---|
| Gross margin | 45.48% | 60.87%● |
| Operating margin | 12.79% | 26.19%● |
| Net margin | 9.34% | 20.66%● |
| ROE | 7.58% | 16.18%● |
| ROIC | 0.95% | 4.23%● |
Dividends
| Metric | C | JPM |
|---|---|---|
| Dividend yield | 1.72% | 1.84%● |
| Payout ratio | 33.20% | 29.37% |
Growth (annualized)
| Metric | C | JPM |
|---|---|---|
| Revenue CAGR (5Y) | 15.26% | 16.94%● |
| EPS CAGR (5Y) | 8.77% | 17.71%● |
| FCF CAGR (5Y) | -5.16% | 31.54%● |
| Total return CAGR (5Y) | 16.79% | 17.82%● |
Frequently asked
- Which is better, C or JPM?
- It depends on your goal. value: JPM (lower P/E); growth: JPM (faster 5Y revenue CAGR); income: JPM (higher dividend yield); quality: JPM (higher ROIC). Across all compared metrics, JPM leads 12 to 4.
- Is C or JPM cheaper?
- On trailing earnings, JPM is cheaper: C trades at a 17.33 P/E and JPM at 15.36.
- Which has grown faster, C or JPM?
- Over the past five years, JPM grew revenue faster — C at a 15.26% CAGR versus JPM at 16.94%.
- Does C or JPM pay a bigger dividend?
- C yields 1.72% and JPM yields 1.84% based on trailing dividends and the latest price.
- Is C or JPM more profitable?
- JPM runs the higher net margin — C at 9.34% versus JPM at 20.66%.
- Which has been the better investment, C or JPM?
- Over the past 10-year, JPM delivered the higher annualized total return — C at 15.70% versus JPM at 20.68%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioJPMorgan Chase & P/E ratioCitigroup dividend yieldJPMorgan Chase & dividend yieldCitigroup ROEJPMorgan Chase & ROECitigroup operating marginJPMorgan Chase & operating marginCitigroup revenue growthJPMorgan Chase & revenue growthCitigroup free cash flowJPMorgan Chase & free cash flow
Citigroup & JPMorgan Chase & appear in these rankings
Fastest Revenue Growth StocksHighest FCF Yield StocksBest 10-Year Total Return StocksLargest Companies by Market Cap
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.