Citigroup Inc. (C) vs JPMorgan Chase & Co. (JPM)
A side-by-side comparison of Citigroup Inc. and JPMorgan Chase & Co. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
C
Citigroup Inc.
$132.49Financial ServicesDelayed quote: Jul 28, 2026, 3:59 PM EDT
JPM
JPMorgan Chase & Co.
$357.31Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — C vs JPM
growth of $100 · dividends reinvested · last 30yC +151.7%JPM +3518.7%JPM compounded faster
Log scale — wide-divergence pair
C JPM
C vs JPM: by the numbers
- •JPM is the larger company ($957.42B vs $227.21B market cap).
- •C trades at the lower trailing earnings multiple (14.37 vs 15.35 P/E), one valuation lens rather than an overall verdict.
- •JPM converts more revenue to profit (21.86% vs 11.59% net margin).
- •JPM grew revenue faster over the past five years (18.60% vs 13.75% CAGR).
- •C pays the higher dividend yield (1.80% vs 1.66%).
Metrics side by side
Valuation
| Metric | C | JPM |
|---|---|---|
| P/E ratio | 14.37 | 15.35 |
| Forward P/E | 11.92 | 14.52 |
| P/S ratio | 1.50 | 3.34 |
| P/B ratio | 1.09 | 2.66 |
| PEG ratio | 0.81 | 10.58 |
Profitability
| Metric | C | JPM |
|---|---|---|
| Gross margin | 44.55% | 62.60% |
| Operating margin | 16.09% | 28.19% |
| Net margin | 11.59% | 21.86% |
| ROE | 8.40% | 17.37% |
| ROIC | 0.95% | 4.23% |
Dividends
| Metric | C | JPM |
|---|---|---|
| Dividend yield | 1.80% | 1.66% |
| Payout ratio | 33.20% | 29.37% |
Growth (annualized)
| Metric | C | JPM |
|---|---|---|
| Revenue CAGR (5Y) | 13.75% | 18.60% |
| EPS CAGR (5Y) | 8.77% | 17.71% |
| Total return CAGR (5Y) | 18.16% | 21.59% |
Frequently asked
- Which has the lower trailing P/E, C or JPM?
- C has the lower trailing P/E: C trades at 14.37 and JPM at 15.35. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or JPM?
- Over the past five years, JPM grew revenue faster — C at a 13.75% CAGR versus JPM at 18.60%.
- Does C or JPM pay a bigger dividend?
- C yields 1.80% and JPM yields 1.66% based on trailing dividends and the latest price.
- Is C or JPM more profitable?
- JPM runs the higher net margin — C at 11.59% versus JPM at 21.86%.
- How have C and JPM total returns compared?
- Over the past 10 years, C delivered 14.95% and JPM delivered 21.85% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioJPMorgan Chase & P/E ratioCitigroup dividend yieldJPMorgan Chase & dividend yieldCitigroup ROEJPMorgan Chase & ROECitigroup operating marginJPMorgan Chase & operating marginCitigroup revenue growthJPMorgan Chase & revenue growthCitigroup free cash flowJPMorgan Chase & free cash flow
Citigroup & JPMorgan Chase & appear in these rankings
Fastest Revenue Growth StocksHighest FCF Yield StocksHighest 10-Year Total Return StocksLowest P/E Ratio Stocks
Related comparisons
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.