Which has the lower trailing P/E, C or MS?

C has the lower trailing P/E: C trades at 14.37 and MS at 17.47. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, C or MS?

Over the past five years, MS grew revenue faster — C at a 13.75% CAGR versus MS at 18.41%.

Does C or MS pay a bigger dividend?

C yields 1.80% and MS yields 1.86% based on trailing dividends and the latest price.

Is C or MS more profitable?

MS runs the higher net margin — C at 11.59% versus MS at 15.99%.

How have C and MS total returns compared?

Over the past 10 years, C delivered 14.95% and MS delivered 25.41% annualized total return. Past performance doesn't predict future results.

Citigroup Inc. (C) vs Morgan Stanley (MS)

A side-by-side comparison of Citigroup Inc. and Morgan Stanley across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Citigroup Inc.

$227.21B

$132.49Financial ServicesDelayed quote: Jul 28, 2026, 3:59 PM EDT

Morgan Stanley

$333.74B

$211.59Financial ServicesDelayed quote: Jul 28, 2026, 3:59 PM EDT

Total return — C vs MS

growth of $100 · dividends reinvested · last 30y

C +151.7%MS +3534.4%MS compounded faster

Log scale — wide-divergence pair

C MS

C vs MS: by the numbers

•MS is the larger company ($333.74B vs $227.21B market cap).
•C trades at the lower trailing earnings multiple (14.37 vs 17.47 P/E), one valuation lens rather than an overall verdict.
•MS converts more revenue to profit (15.99% vs 11.59% net margin).
•MS grew revenue faster over the past five years (18.41% vs 13.75% CAGR).
•MS pays the higher dividend yield (1.86% vs 1.80%).

Metrics side by side

Valuation

Metric	C	MS
P/E ratio	14.37	17.47
Forward P/E	11.92	16.68
P/S ratio	1.50	2.70
P/B ratio	1.09	2.99
PEG ratio	0.81	0.60

Profitability

Metric	C	MS
Gross margin	44.55%	59.72%
Operating margin	16.09%	20.70%
Net margin	11.59%	15.99%
ROE	8.40%	17.70%
ROIC	0.95%	1.69%

Dividends

Metric	C	MS
Dividend yield	1.80%	1.86%
Payout ratio	33.20%	38.68%

Growth (annualized)

Metric	C	MS
Revenue CAGR (5Y)	13.75%	18.41%
EPS CAGR (5Y)	8.77%	9.56%
Total return CAGR (5Y)	18.16%	20.87%

Frequently asked

Which has the lower trailing P/E, C or MS?: C has the lower trailing P/E: C trades at 14.37 and MS at 17.47. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or MS?: Over the past five years, MS grew revenue faster — C at a 13.75% CAGR versus MS at 18.41%.
Does C or MS pay a bigger dividend?: C yields 1.80% and MS yields 1.86% based on trailing dividends and the latest price.
Is C or MS more profitable?: MS runs the higher net margin — C at 11.59% versus MS at 15.99%.
How have C and MS total returns compared?: Over the past 10 years, C delivered 14.95% and MS delivered 25.41% annualized total return. Past performance doesn't predict future results.

Go deeper

Full C analysis Full MS analysis Interactive comparison tool

Dig into the metrics

Citigroup P/E ratio Morgan Stanley P/E ratio Citigroup dividend yield Morgan Stanley dividend yield Citigroup ROE Morgan Stanley ROE Citigroup operating margin Morgan Stanley operating margin Citigroup revenue growth Morgan Stanley revenue growth Citigroup free cash flow Morgan Stanley free cash flow

Citigroup & Morgan Stanley appear in these rankings

Fastest Revenue Growth Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks Largest Companies by Market Cap

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.