Sierra Bancorp (BSRR) vs Donegal Group Inc. (DGICB)
A side-by-side comparison of Sierra Bancorp and Donegal Group Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BSRR vs DGICB
growth of $100 · dividends reinvested · last 10yBSRR vs DGICB: by the numbers
- •DGICB is the larger company ($547M vs $521M market cap).
- •DGICB trades at the lower trailing earnings multiple (8.51 vs 11.69 P/E), one valuation lens rather than an overall verdict.
- •BSRR converts more revenue to profit (22.63% vs 7.38% net margin).
- •BSRR grew revenue faster over the past five years (7.86% vs 3.86% CAGR).
- •DGICB pays the higher dividend yield (3.89% vs 2.64%).
Metrics side by side
Valuation
| Metric | BSRR | DGICB |
|---|---|---|
| P/E ratio | 11.69 | 8.51 |
| Forward P/E | 11.21 | 9.36 |
| PEG ratio | 1.93 | 2.39 |
| P/S ratio | 2.62 | 0.57 |
| P/B ratio | 1.42 | 0.82 |
Profitability
| Metric | BSRR | DGICB |
|---|---|---|
| Operating margin | 30.09% | 9.10% |
| Net margin | 22.63% | 7.38% |
| ROE | 12.27% | 10.67% |
Sierra Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BSRR | DGICB |
|---|---|---|
| Dividend yield | 2.64% | 3.89% |
| Payout ratio | 30.50% | 34.34% |
Growth (annualized)
| Metric | BSRR | DGICB |
|---|---|---|
| Revenue CAGR (5Y) | 7.86% | 3.86% |
| EPS CAGR (5Y) | 6.15% | 4.28% |
| Total return CAGR (5Y) | 14.28% | 7.50% |
Frequently asked
- Which has the lower trailing P/E, BSRR or DGICB?
- DGICB has the lower trailing P/E: BSRR trades at 11.69 and DGICB at 8.51. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BSRR or DGICB?
- Over the past five years, BSRR grew revenue faster — BSRR at a 7.86% CAGR versus DGICB at 3.86%.
- Does BSRR or DGICB pay a bigger dividend?
- BSRR yields 2.64% and DGICB yields 3.89% based on trailing dividends and the latest price.
- Is BSRR or DGICB more profitable?
- BSRR runs the higher net margin — BSRR at 22.63% versus DGICB at 7.38%.
- How have BSRR and DGICB total returns compared?
- Over the past 10 years, BSRR delivered 11.50% and DGICB delivered 2.95% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Sierra Bancorp & Donegal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.