Apple Inc. (AAPL) vs Wells Fargo & Company (WFC)

A side-by-side comparison of Apple Inc. and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: AAPL is classified in Technology; WFC is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnAAPL vs WFC

growth of $100 · dividends reinvested · last 30y
AAPL +202236.7%WFC +2153.6%AAPL compounded faster
Log scale — wide-divergence pair
101001k10k100k1MStart $100200120062011201620212026$202,337$2,254
AAPL WFC

AAPL vs WFC: by the numbers

  • AAPL is the larger company ($4.99T vs $265.84B market cap).
  • WFC trades at the lower trailing earnings multiple (12.59 vs 40.74 P/E), one valuation lens rather than an overall verdict.
  • AAPL converts more revenue to profit (27.15% vs 17.54% net margin).
  • WFC grew revenue faster over the past five years (9.78% vs 6.76% CAGR).
  • WFC pays the higher dividend yield (2.06% vs 0.31%).

Metrics side by side

Valuation

MetricAAPLWFC
P/E ratio40.7412.59
Forward P/E38.4612.02
P/S ratio11.022.08
P/B ratio46.721.49
PEG ratio1.510.82
EV / EBITDA31.40N/A
FCF yield2.60%N/A

Profitability

MetricAAPLWFC
Gross margin47.86%64.50%
Operating margin32.64%21.17%
Net margin27.15%17.54%
ROE115.10%12.57%
ROIC51.97%3.16%

Dividends

MetricAAPLWFC
Dividend yield0.31%2.06%
Payout ratio14.02%28.17%

Growth (annualized)

MetricAAPLWFC
Revenue CAGR (5Y)6.76%9.78%
EPS CAGR (5Y)17.73%72.38%
FCF CAGR (5Y)7.38%N/A
Total return CAGR (5Y)18.69%16.70%

Frequently asked

Which has the lower trailing P/E, AAPL or WFC?
WFC has the lower trailing P/E: AAPL trades at 40.74 and WFC at 12.59. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AAPL or WFC?
Over the past five years, WFC grew revenue faster — AAPL at a 6.76% CAGR versus WFC at 9.78%.
Does AAPL or WFC pay a bigger dividend?
AAPL yields 0.31% and WFC yields 2.06% based on trailing dividends and the latest price.
Is AAPL or WFC more profitable?
AAPL runs the higher net margin — AAPL at 27.15% versus WFC at 17.54%.
How have AAPL and WFC total returns compared?
Over the past 10 years, AAPL delivered 30.55% and WFC delivered 9.12% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.