Microsoft Corporation (MSFT) vs Wells Fargo & Company (WFC)
A side-by-side comparison of Microsoft Corporation and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: MSFT is classified in Technology; WFC is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
MSFT
Microsoft Corporation
$393.35TechnologyDelayed quote: Jul 28, 2026, 4:00 PM EDT
WFC
Wells Fargo & Company
$86.87Financial ServicesDelayed quote: Jul 28, 2026, 4:02 PM EDT
Total return — MSFT vs WFC
growth of $100 · dividends reinvested · last 30yMSFT +7530.9%WFC +2153.6%MSFT compounded faster
MSFT WFC
MSFT vs WFC: by the numbers
- •MSFT is the larger company ($2.92T vs $265.84B market cap).
- •WFC trades at the lower trailing earnings multiple (12.59 vs 23.16 P/E), one valuation lens rather than an overall verdict.
- •MSFT converts more revenue to profit (39.34% vs 17.54% net margin).
- •MSFT grew revenue faster over the past five years (14.75% vs 9.78% CAGR).
- •WFC pays the higher dividend yield (2.06% vs 0.91%).
Metrics side by side
Valuation
| Metric | MSFT | WFC |
|---|---|---|
| P/E ratio | 23.16 | 12.59 |
| Forward P/E | 22.87 | 12.02 |
| P/S ratio | 9.10 | 2.08 |
| P/B ratio | 6.99 | 1.49 |
| PEG ratio | 2.34 | 0.82 |
| EV / EBITDA | 15.53 | N/A |
| FCF yield | 2.52% | N/A |
Profitability
| Metric | MSFT | WFC |
|---|---|---|
| Gross margin | 68.31% | 64.50% |
| Operating margin | 46.80% | 21.17% |
| Net margin | 39.34% | 17.54% |
| ROE | 30.22% | 12.57% |
| ROIC | 21.63% | 3.16% |
Dividends
| Metric | MSFT | WFC |
|---|---|---|
| Dividend yield | 0.91% | 2.06% |
| Payout ratio | 25.99% | 28.17% |
Growth (annualized)
| Metric | MSFT | WFC |
|---|---|---|
| Revenue CAGR (5Y) | 14.75% | 9.78% |
| EPS CAGR (5Y) | 18.68% | 72.38% |
| FCF CAGR (5Y) | 6.27% | N/A |
| Total return CAGR (5Y) | 7.19% | 16.70% |
Frequently asked
- Which has the lower trailing P/E, MSFT or WFC?
- WFC has the lower trailing P/E: MSFT trades at 23.16 and WFC at 12.59. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MSFT or WFC?
- Over the past five years, MSFT grew revenue faster — MSFT at a 14.75% CAGR versus WFC at 9.78%.
- Does MSFT or WFC pay a bigger dividend?
- MSFT yields 0.91% and WFC yields 2.06% based on trailing dividends and the latest price.
- Is MSFT or WFC more profitable?
- MSFT runs the higher net margin — MSFT at 39.34% versus WFC at 17.54%.
- How have MSFT and WFC total returns compared?
- Over the past 10 years, MSFT delivered 22.86% and WFC delivered 9.12% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Microsoft P/E ratioWells Fargo & P/E ratioMicrosoft dividend yieldWells Fargo & dividend yieldMicrosoft ROEWells Fargo & ROEMicrosoft operating marginWells Fargo & operating marginMicrosoft revenue growthWells Fargo & revenue growthMicrosoft free cash flowWells Fargo & free cash flow
Microsoft & Wells Fargo & appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.