Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 41.70% is in line with its 5-year average of 44.38%, near the low end of its 5-year range (40.05%–50.45%).
0.57% below its 12-month average of 41.94%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 41.44%.
NET PROFIT MARGIN
41.70%
NET PROFIT MARGIN AVG TTM
41.94%
NET PROFIT MARGIN AVG 3Y
44.57%
NET PROFIT MARGIN AVG 5Y
44.38%
NET PROFIT MARGIN AVG 10Y
40.51%
NET PROFIT MARGIN AVG 15Y
37.76%
NET PROFIT MARGIN AVG 20Y
36.63%
CURRENT VS TTM AVG
-0.57%
CURRENT VS 3Y AVG
-6.44%
CURRENT VS 5Y AVG
-6.03%
CURRENT VS 10Y AVG
+2.94%
CURRENT VS 15Y AVG
+10.44%
CURRENT VS 20Y AVG
+13.84%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+215.79%
vs the sector median at left
Westamerica Bancorporation
Market Cap
$1.38B
Net Profit Margin
41.70%
TTM Avg
41.94%
3Y Avg
44.57%
5Y Avg
44.38%
Market Cap
$1.38B
Net Profit Margin
25.55%
TTM Avg
22.99%
3Y Avg
25.47%
5Y Avg
27.42%
Market Cap
$1.39B
Net Profit Margin
21.89%
TTM Avg
16.45%
3Y Avg
20.35%
5Y Avg
22.27%
Market Cap
$1.41B
Net Profit Margin
9.30%
TTM Avg
20.79%
3Y Avg
26.48%
5Y Avg
28.19%
Market Cap
$1.41B
Net Profit Margin
9.57%
TTM Avg
6.73%
3Y Avg
3.07%
5Y Avg
1.58%
Market Cap
$1.42B
Net Profit Margin
23.37%
TTM Avg
23.70%
3Y Avg
24.74%
5Y Avg
24.16%
Market Cap
$1.32B
Net Profit Margin
19.75%
TTM Avg
18.15%
3Y Avg
21.95%
5Y Avg
20.60%
Market Cap
$1.32B
Net Profit Margin
23.46%
TTM Avg
25.71%
3Y Avg
26.66%
5Y Avg
27.40%
Market Cap
$1.32B
Net Profit Margin
22.01%
TTM Avg
18.66%
3Y Avg
20.22%
5Y Avg
20.66%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Westamerica Bancorporation (WABC) | $1.38B | 41.70% | 41.94% | 44.57% | 44.38% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 25.55% | 22.99% | 25.47% | 27.42% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 21.89% | 16.45% | 20.35% | 22.27% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 9.30% | 20.79% | 26.48% | 28.19% |
| United Fire Group, Inc. (UFCS)vs › | $1.41B | 9.57% | 6.73% | 3.07% | 1.58% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.42B | 23.37% | 23.70% | 24.74% | 24.16% |
| Peoples Bancorp Inc. (PEBO)vs › | $1.32B | 19.75% | 18.15% | 21.95% | 20.60% |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 23.46% | 25.71% | 26.66% | 27.40% |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 22.01% | 18.66% | 20.22% | 20.66% |
| Lakeland Financial Corporation (LKFN)vs › | $1.44B | 26.04% | 23.13% | 26.75% | 30.70% |
Operating Margin
56.1%
Net Profit Margin
41.7%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 41.44% |
| 2026-03-31 | 41.84% |
| 2025-12-31 | 41.63% |
| 2025-09-30 | 41.90% |
| 2025-06-30 | 42.88% |
| 2025-03-31 | 44.46% |
| 2024-12-31 | 43.40% |
| 2024-09-30 | 43.98% |
| 2024-06-30 | 44.57% |
| 2024-03-31 | 46.19% |
| 2023-12-31 | 48.11% |
| 2023-09-30 | 49.45% |
| 2023-06-30 | 49.57% |
| 2023-03-31 | 50.45% |
| 2022-12-31 | 49.39% |
| 2022-09-30 | 47.87% |
| 2022-06-30 | 42.72% |
| 2022-03-31 | 40.87% |
| 2021-12-31 | 40.31% |
| 2021-09-30 | 40.05% |
| 2021-06-30 | 40.82% |
| 2021-03-31 | 38.37% |
| 2020-12-31 | 44.65% |
| 2020-09-30 | 38.68% |
| 2020-06-30 | 38.29% |
| 2020-03-31 | 32.85% |
| 2019-12-31 | 40.16% |
| 2019-09-30 | 39.59% |
| 2019-06-30 | 37.80% |
| 2019-03-31 | 38.47% |
| 2018-12-31 | 33.27% |
| 2018-09-30 | 33.23% |
| 2018-06-30 | 36.67% |
| 2018-03-31 | 36.27% |
| 2017-12-31 | 7.72% |
| 2017-09-30 | 32.86% |
| 2017-06-30 | 34.89% |
| 2017-03-31 | 33.46% |
| 2016-12-31 | 32.29% |
| 2016-09-30 | 34.68% |
| 2016-06-30 | 32.02% |
| 2016-03-31 | 31.35% |
| 2015-12-31 | 32.26% |
| 2015-09-30 | 32.09% |
| 2015-06-30 | 31.61% |
| 2015-03-31 | 31.50% |
| 2014-12-31 | 32.05% |
| 2014-09-30 | 31.60% |
| 2014-06-30 | 31.19% |
| 2014-03-31 | 31.53% |
| 2013-12-31 | 31.65% |
| 2013-09-30 | 31.96% |
| 2013-06-30 | 31.95% |
| 2013-03-31 | 31.55% |
| 2012-12-31 | 33.52% |
| 2012-09-30 | 33.43% |
| 2012-06-30 | 34.69% |
| 2012-03-31 | 33.36% |
| 2011-12-31 | 33.40% |
| 2011-09-30 | 33.39% |
| 2011-06-30 | 31.10% |
| 2011-03-31 | 33.29% |
| 2010-12-31 | 33.89% |
| 2010-09-30 | 33.82% |
| 2010-06-30 | 33.26% |
| 2010-03-31 | 32.99% |
| 2009-12-31 | 95.32% |
| 2009-09-30 | 32.73% |
| 2009-06-30 | 29.18% |
| 2009-03-31 | 71.09% |
| 2008-12-31 | 35.06% |
| 2008-09-30 | 0.19% |
| 2008-06-30 | 18.21% |
| 2008-03-31 | 35.81% |
| 2007-12-31 | 30.11% |
| 2007-09-30 | 29.78% |
| 2007-06-30 | 30.19% |
| 2007-03-31 | 31.57% |
| 2006-12-31 | 32.13% |
| 2006-09-30 | 32.20% |
| 2006-06-30 | 32.26% |
| 2006-03-31 | 34.32% |
| 2005-12-31 | 36.00% |
| 2005-09-30 | 36.45% |
| 2005-06-30 | 36.28% |
| 2005-03-31 | 34.59% |
| 2004-12-31 | 35.86% |
| 2004-09-30 | 38.20% |
| 2004-06-30 | 37.95% |
| 2004-03-31 | 37.25% |
| 2003-12-31 | 37.22% |
| 2003-09-30 | 36.49% |
| 2003-06-30 | 35.00% |
| 2003-03-31 | 34.09% |
| 2002-12-31 | 33.58% |
| 2002-09-30 | 32.22% |
