PE Ratio: 46.66

Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.

Is the P/E ratio high or low?

The P/E ratio of 46.66 is 46% below its 5-year average of 85.84, near the low end of its 5-year range (13.90–611.00).

As of 2026-10-06T21:58:35.736Z. 52.21% below its 12-month average of 97.64.

PE Ratio (46.66) = Close Price ($23.86) / Diluted TTM EPS ($0.51)

UPST PE Ratio Metrics

P/E vs. its own history

At 46.7, P/E is at an extreme level, where the multiple carries little signal — higher than 19% of readings in its 6-year history.

P/E Comparison

PE Ratio Formula & Definition

PE Ratio = Share Price / Diluted EPS (TTM)

The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PE Ratio FAQ

What is the P/E ratio for Upstart Holdings, Inc. (UPST)?

The P/E ratio for UPST stock is 46.66.

Is Upstart Holdings, Inc.'s P/E ratio high or low?

The P/E ratio of 46.66 is 46% below its 5-year average of 85.84, near the low end of its 5-year range (13.90–611.00).

What is the TTM average P/E ratio for Upstart Holdings, Inc. (UPST)?

The TTM average P/E ratio for UPST stock is 97.64.

What is the 3Y average P/E ratio for Upstart Holdings, Inc. (UPST)?

The 3Y average P/E ratio for UPST stock is 97.64.

What is the 5Y average P/E ratio for Upstart Holdings, Inc. (UPST)?

The 5Y average P/E ratio for UPST stock is 85.84.

Showing the most recent 260 of 707 data points. The chart above shows the full history.

Related Metrics