Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 7.55% is 28% below its 5-year average of 10.51%, near the high end of its 5-year range (-21.98%–13.41%).
As of the fiscal period ended Tuesday, June 30, 2026. 178.32% above its 12-month average of -9.64%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 7.55%.
RETURN ON EQUITY (ROE)
7.55%
RETURN ON EQUITY (ROE) AVG TTM
-9.64%
RETURN ON EQUITY (ROE) AVG 3Y
0.45%
RETURN ON EQUITY (ROE) AVG 5Y
10.51%
RETURN ON EQUITY (ROE) AVG 10Y
8.33%
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
+178.32%
CURRENT VS 3Y AVG
+1569.63%
CURRENT VS 5Y AVG
-28.17%
CURRENT VS 10Y AVG
-9.33%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
-13.80%
vs the sector median at left
Midland States Bancorp, Inc.
Market Cap
$700.18M
Return on Equity (ROE)
7.55%
TTM Avg
-9.64%
3Y Avg
0.45%
5Y Avg
10.51%
Market Cap
$700.17M
Return on Equity (ROE)
-2.69%
TTM Avg
5.94%
3Y Avg
6.70%
5Y Avg
7.63%
Market Cap
$696.69M
Return on Equity (ROE)
10.26%
TTM Avg
6.00%
3Y Avg
6.79%
5Y Avg
5.72%
Market Cap
$693.35M
Return on Equity (ROE)
10.59%
TTM Avg
6.60%
3Y Avg
8.33%
5Y Avg
9.23%
Market Cap
$686.10M
Return on Equity (ROE)
20.09%
TTM Avg
8.44%
3Y Avg
12.22%
5Y Avg
158.18%
Market Cap
$683.83M
Return on Equity (ROE)
-50.90%
TTM Avg
1.81%
3Y Avg
-3.09%
5Y Avg
-0.41%
Market Cap
$716.58M
Return on Equity (ROE)
10.47%
TTM Avg
11.52%
3Y Avg
10.90%
5Y Avg
12.50%
Market Cap
$717.32M
Return on Equity (ROE)
6.09%
TTM Avg
7.65%
3Y Avg
8.23%
5Y Avg
7.88%
Market Cap
$680.25M
Return on Equity (ROE)
7.55%
TTM Avg
-8.32%
3Y Avg
1.08%
5Y Avg
3.36%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Midland States Bancorp, Inc. (MSBIP) | $700.18M | 7.55% | -9.64% | 0.45% | 10.51% |
| MidCap Financial Investment Corporation (MFIC)vs › | $700.17M | -2.69% | 5.94% | 6.70% | 7.63% |
| California BanCorp (BCAL)vs › | $696.69M | 10.26% | 6.00% | 6.79% | 5.72% |
| Peoples Financial Services Corp. (PFIS)vs › | $693.35M | 10.59% | 6.60% | 8.33% | 9.23% |
| Vinci Compass Investments Ltd. (VINP)vs › | $686.10M | 20.09% | 8.44% | 12.22% | 158.18% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -50.90% | 1.81% | -3.09% | -0.41% |
| Fidus Investment Corporation (FDUS)vs › | $716.58M | 10.47% | 11.52% | 10.90% | 12.50% |
| VersaBank (VBNK)vs › | $717.32M | 6.09% | 7.65% | 8.23% | 7.88% |
| Midland States Bancorp, Inc. (MSBI)vs › | $680.25M | 7.55% | -8.32% | 1.08% | 3.36% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $722.78M | N/A | N/A | N/A | N/A |
ROE
7.6%
ROA
0.6%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 7.55% |
| 2026-03-31 | 6.29% |
| 2025-12-31 | -21.98% |
| 2025-09-30 | -20.97% |
| 2025-06-30 | -19.10% |
| 2025-03-31 | -16.78% |
| 2024-12-31 | 9.53% |
| 2024-09-30 | 10.13% |
| 2024-06-30 | 9.40% |
| 2024-03-31 | 8.81% |
| 2023-12-31 | 8.69% |
| 2023-09-30 | 11.46% |
| 2023-06-30 | 12.84% |
| 2023-03-31 | 12.90% |
| 2022-12-31 | 13.05% |
| 2022-09-30 | 12.07% |
| 2022-06-30 | 13.41% |
| 2022-03-31 | 12.95% |
| 2021-12-31 | 12.25% |
| 2021-09-30 | 10.12% |
| 2021-06-30 | 7.26% |
| 2021-03-31 | 6.22% |
| 2020-12-31 | 3.63% |
| 2020-09-30 | 4.34% |
| 2020-06-30 | 6.24% |
| 2020-03-31 | 6.87% |
| 2019-12-31 | 8.43% |
| 2019-09-30 | 9.05% |
| 2019-06-30 | 8.62% |
| 2019-03-31 | 8.26% |
| 2018-12-31 | 6.47% |
| 2018-09-30 | 4.21% |
| 2018-06-30 | 3.14% |
| 2018-03-31 | 1.60% |
| 2017-12-31 | 3.57% |
| 2017-09-30 | 5.69% |
| 2017-06-30 | 7.00% |
| 2017-03-31 | 10.43% |
| 2016-12-31 | 9.79% |
| 2016-09-30 | 8.58% |
| 2016-06-30 | 7.29% |
| 2016-03-31 | 9.61% |
| 2015-12-31 | 10.44% |
| 2015-09-30 | 4.95% |
| 2015-06-30 | 5.10% |
| 2015-03-31 | 2.79% |
| 2014-12-31 | 1.44% |
| 2014-09-30 | 6.24% |
| 2014-06-30 | 5.48% |
| 2014-03-31 | 6.64% |
| 2013-12-31 | 6.46% |
| 2013-09-30 | 7.84% |
