Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 30.49% is in line with its 5-year average of 32.23%, around the middle of its 5-year range (21.19%–49.67%).
1.78% above its 12-month average of 29.96%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 31.43%.
NET PROFIT MARGIN
30.49%
NET PROFIT MARGIN AVG TTM
29.96%
NET PROFIT MARGIN AVG 3Y
27.43%
NET PROFIT MARGIN AVG 5Y
32.23%
NET PROFIT MARGIN AVG 10Y
33.93%
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+1.78%
CURRENT VS 3Y AVG
+11.17%
CURRENT VS 5Y AVG
-5.39%
CURRENT VS 10Y AVG
-10.14%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
14.16%
median of 516 covered companies
CURRENT VS SECTOR MEDIAN
+115.25%
vs the sector median at left
MetroCity Bankshares, Inc.
Market Cap
$1.01B
Net Profit Margin
30.49%
TTM Avg
29.96%
3Y Avg
27.43%
5Y Avg
32.23%
Market Cap
$1.01B
Net Profit Margin
20.46%
TTM Avg
15.74%
3Y Avg
18.86%
5Y Avg
20.01%
Market Cap
$1.01B
Net Profit Margin
20.42%
TTM Avg
15.69%
3Y Avg
17.59%
5Y Avg
18.96%
Market Cap
$1.01B
Net Profit Margin
6.77%
TTM Avg
12.69%
3Y Avg
17.98%
5Y Avg
19.14%
Market Cap
$1.02B
Net Profit Margin
20.46%
TTM Avg
15.74%
3Y Avg
18.86%
5Y Avg
20.01%
Market Cap
$997.08M
Net Profit Margin
-150.89%
TTM Avg
-67.95%
3Y Avg
-23.39%
5Y Avg
-5.22%
Market Cap
$1.02B
Net Profit Margin
29.32%
TTM Avg
31.24%
3Y Avg
32.35%
5Y Avg
30.07%
Market Cap
$1.03B
Net Profit Margin
24.79%
TTM Avg
22.93%
3Y Avg
25.38%
5Y Avg
25.67%
Market Cap
$1.04B
Net Profit Margin
15.13%
TTM Avg
21.20%
3Y Avg
31.48%
5Y Avg
43.48%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| MetroCity Bankshares, Inc. (MCBS) | $1.01B | 30.49% | 29.96% | 27.43% | 32.23% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 20.46% | 15.74% | 18.86% | 20.01% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 20.42% | 15.69% | 17.59% | 18.96% |
| OceanFirst Financial Corp. (OCFC)vs › | $1.01B | 6.77% | 12.69% | 17.98% | 19.14% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 20.46% | 15.74% | 18.86% | 20.01% |
| Horizon Bancorp, Inc. (HBNC)vs › | $997.08M | -150.89% | -67.95% | -23.39% | -5.22% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.02B | 29.32% | 31.24% | 32.35% | 30.07% |
| Mercantile Bank Corporation (MBWM)vs › | $1.03B | 24.79% | 22.93% | 25.38% | 25.67% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.04B | 15.13% | 21.20% | 31.48% | 43.48% |
| Northeast Bank (NBN)vs › | $1.05B | 28.16% | 25.84% | 24.65% | 30.95% |
Operating Margin
36.5%
Net Profit Margin
30.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 31.43% |
| 2026-03-31 | 31.43% |
| 2025-12-31 | 30.08% |
| 2025-09-30 | 28.70% |
| 2025-06-30 | 28.15% |
| 2025-03-31 | 28.11% |
| 2024-12-31 | 28.79% |
| 2024-09-30 | 27.63% |
| 2024-06-30 | 28.39% |
| 2024-03-31 | 25.28% |
| 2023-12-31 | 21.19% |
| 2023-09-30 | 22.25% |
| 2023-06-30 | 25.12% |
| 2023-03-31 | 30.19% |
| 2022-12-31 | 24.47% |
| 2022-09-30 | 38.93% |
| 2022-06-30 | 42.73% |
| 2022-03-31 | 49.05% |
| 2021-12-31 | 49.67% |
| 2021-09-30 | 43.45% |
| 2021-06-30 | 41.74% |
| 2021-03-31 | 42.07% |
| 2020-12-31 | 39.21% |
| 2020-09-30 | 35.96% |
| 2020-06-30 | 31.48% |
| 2020-03-31 | 34.85% |
| 2019-12-31 | 38.38% |
| 2019-09-30 | 37.55% |
| 2019-06-30 | 39.37% |
| 2019-03-31 | 31.99% |
| 2018-12-31 | 39.60% |
| 2018-09-30 | 35.30% |
| 2018-06-30 | 39.08% |
| 2018-03-31 | 40.76% |
| 2017-12-31 | 38.27% |
| 2017-09-30 | 30.49% |
| 2017-06-30 | 33.43% |
| 2017-03-31 | 34.84% |
| 2016-12-31 | 27.54% |
| 2016-09-30 | 30.71% |
| 2016-06-30 | 33.51% |
| 2016-03-31 | 36.62% |
| 2015-12-31 | 33.97% |
| 2015-09-30 | 34.43% |
| 2015-06-30 | 35.23% |
| 2015-03-31 | 36.08% |
