Jack Henry & Associates, Inc. logo
JKHYJack Henry & Associates, Inc.

Quick Ratio (Acid-Test): 1.74

Is the quick ratio (acid-test) high or low?

The quick ratio (acid-test) of 1.74 is 37% above its 5-year average of 1.27, near the high end of its 5-year range (1.00–1.74).

As of Thursday, June 25, 2026. 20.25% above its 12-month average of 1.45.

Quick Ratio

JKHY Quick Ratio

1.74

Reported quarterly quick ratio; no daily interpolation.

+67.04% 5Y
JKHY Quick Ratio (Acid-Test)

JKHY Average Quick Ratio (Acid-Test) Chart

JKHY Quick Ratio (Acid-Test)

JKHY Current vs Average Quick Ratio (Acid-Test) Chart

JKHY Quick Ratio (Acid-Test) Metrics

QUICK RATIO (ACID-TEST)

1.74

QUICK RATIO (ACID-TEST) AVG TTM

1.45

QUICK RATIO (ACID-TEST) AVG 3Y

1.27

QUICK RATIO (ACID-TEST) AVG 5Y

1.27

QUICK RATIO (ACID-TEST) AVG 10Y

1.22

QUICK RATIO (ACID-TEST) AVG 15Y

1.18

QUICK RATIO (ACID-TEST) AVG 20Y

1.13

CURRENT VS TTM AVG

+20.25%

CURRENT VS 3Y AVG

+37.52%

CURRENT VS 5Y AVG

+37.43%

CURRENT VS 10Y AVG

+42.95%

CURRENT VS 15Y AVG

+48.19%

CURRENT VS 20Y AVG

+54.60%

JKHY Competitors' Quick Ratio (Acid-Test)

NAMEMARKET CAPQUICK RATIO (ACID-TEST)TTM3Y5Y
Jack Henry & Associates, Inc. (JKHY)$9.14B1.741.451.271.27
Tempus AI, Inc. (TEM)vs ›$9.06B3.002.582.233.05
HubSpot, Inc. (HUBS)vs ›$8.73B1.521.591.872.18
DocuSign, Inc. (DOCU)vs ›$8.11B0.730.770.810.87
Plexus Corp. (PLXS)vs ›$7.94B0.770.740.670.76
GoDaddy Inc. (GDDY)vs ›$10.51B0.610.670.610.63
Skyworks Solutions, Inc. (SWKS)vs ›$10.52B1.761.762.722.56
Camtek Ltd. (CAMT)vs ›$7.74B7.315.715.435.12
Silicon Motion Technology Corporation (SIMO)vs ›$11.00B1.542.262.492.58
Applied Optoelectronics, Inc. (AAOI)vs ›$11.02B1.911.581.271.16

Liquidity Comparison

Quick Ratio

1.74

Excludes inventory

Current Ratio

1.27

Includes inventory

Quick Ratio (Acid-Test) Formula & Definition

Quick Ratio = (Current Assets − Inventory) / Current Liabilities

The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Quick Ratio (Acid-Test) FAQ

What is the quick ratio (acid-test) for Jack Henry & Associates, Inc. (JKHY)?
The quick ratio (acid-test) for JKHY stock is 1.74.
Is Jack Henry & Associates, Inc.'s quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 1.74 is 37% above its 5-year average of 1.27, near the high end of its 5-year range (1.00–1.74).
What is the TTM average quick ratio (acid-test) for Jack Henry & Associates, Inc. (JKHY)?
The TTM average quick ratio (acid-test) for JKHY stock is 1.45.
What is the 3Y average quick ratio (acid-test) for Jack Henry & Associates, Inc. (JKHY)?
The 3Y average quick ratio (acid-test) for JKHY stock is 1.27.
What is the 5Y average quick ratio (acid-test) for Jack Henry & Associates, Inc. (JKHY)?
The 5Y average quick ratio (acid-test) for JKHY stock is 1.27.
What is the 10Y average quick ratio (acid-test) for Jack Henry & Associates, Inc. (JKHY)?
The 10Y average quick ratio (acid-test) for JKHY stock is 1.22.
What is the 15Y average quick ratio (acid-test) for Jack Henry & Associates, Inc. (JKHY)?
The 15Y average quick ratio (acid-test) for JKHY stock is 1.18.
What is the 20Y average quick ratio (acid-test) for Jack Henry & Associates, Inc. (JKHY)?
The 20Y average quick ratio (acid-test) for JKHY stock is 1.13.

JKHY Quick Ratio (Acid-Test) History

DATEQUICK RATIO (ACID-TEST)
2026-03-311.74
2025-12-311.38
2025-09-301.49
2025-06-301.27
2025-03-311.36
2024-12-311.17
2024-09-301.11
2024-06-301.27
2024-03-311.36
2023-12-311.17
2023-09-301.11
2023-06-301.00
2023-03-311.52
2022-12-311.15
2022-09-301.03
2022-06-301.13
2022-03-311.47
2021-12-311.25
2021-09-301.14
2021-06-301.04
2021-03-311.47
2020-12-311.48
2020-09-301.41
2020-06-301.35
2020-03-311.61
2019-12-311.25
2019-09-301.23
2019-06-301.21
2019-03-311.11
2018-12-311.02
2018-09-301.25
2018-06-301.04
2018-03-311.25
2017-12-311.04
2017-09-300.99
2017-06-301.10
2017-03-311.11
2016-12-310.60
2016-09-300.87
2016-06-300.52
2016-03-310.34
2015-12-310.96
2015-09-300.87
2015-06-301.11
2015-03-311.02
2014-12-310.76
2014-09-300.78
2014-06-300.90
2014-03-311.10
2013-12-311.32
2013-09-301.18
2013-06-301.09
2013-03-311.51
2012-12-311.36
2012-09-301.27
2012-06-301.17
2012-03-311.32
2011-12-311.11
2011-09-300.99
2011-06-300.93
2011-03-311.12
2010-12-310.96
2010-09-300.61
2010-06-300.88
2010-03-310.91
2009-12-310.76
2009-09-301.19
2009-06-301.04
2009-03-310.96
2008-12-310.91
2008-09-300.91
2008-06-300.97
2008-03-310.97
2007-12-311.02
2007-09-301.13
2007-06-301.06
2007-03-311.17
2006-12-311.06
2006-09-301.24
2006-06-301.16
2006-03-311.38
2005-12-311.12
2005-09-301.17
2005-06-301.06
2005-03-311.14
2004-12-311.04
2004-09-301.67
2004-06-301.50
2004-03-312.20
2003-12-312.06
2003-09-301.68
2003-06-301.48
2003-03-311.84
2002-12-311.62
2002-09-301.56
2002-06-301.60

About Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

Monett, MO
7,198 employees
Technology / Software - Services
Sector
Technology
Industry
Software - Services
CEO
Gregory R. Adelson