Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 9.39% is in line with its 5-year average of 10.23%, around the middle of its 5-year range (5.63%–13.29%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.79% below its 12-month average of 9.46%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 9.39%.
RETURN ON EQUITY (ROE)
9.39%
RETURN ON EQUITY (ROE) AVG TTM
9.46%
RETURN ON EQUITY (ROE) AVG 3Y
8.82%
RETURN ON EQUITY (ROE) AVG 5Y
10.23%
RETURN ON EQUITY (ROE) AVG 10Y
8.47%
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
-0.79%
CURRENT VS 3Y AVG
+6.44%
CURRENT VS 5Y AVG
-8.20%
CURRENT VS 10Y AVG
+10.85%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+7.15%
vs the sector median at left
First Bank
Market Cap
$446.89M
Return on Equity (ROE)
9.39%
TTM Avg
9.46%
3Y Avg
8.82%
5Y Avg
10.23%
Market Cap
$448.81M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$442.46M
Return on Equity (ROE)
16.34%
TTM Avg
4.54%
3Y Avg
6.23%
5Y Avg
6.79%
Market Cap
$442.54M
Return on Equity (ROE)
7.80%
TTM Avg
5.67%
3Y Avg
8.23%
5Y Avg
8.81%
Market Cap
$440.93M
Return on Equity (ROE)
18.79%
TTM Avg
20.14%
3Y Avg
19.76%
5Y Avg
19.21%
Market Cap
$440.72M
Return on Equity (ROE)
5.13%
TTM Avg
6.19%
3Y Avg
6.44%
5Y Avg
5.07%
Market Cap
$437.94M
Return on Equity (ROE)
-0.47%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$456.77M
Return on Equity (ROE)
29.40%
TTM Avg
32.89%
3Y Avg
127.54%
5Y Avg
77.88%
Market Cap
$457.86M
Return on Equity (ROE)
7.32%
TTM Avg
8.14%
3Y Avg
9.04%
5Y Avg
8.79%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Bank (FRBA) | $446.89M | 9.39% | 9.46% | 8.82% | 10.23% |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| Bank of Marin Bancorp (BMRC)vs › | $442.46M | 16.34% | 4.54% | 6.23% | 6.79% |
| RBB Bancorp (RBB)vs › | $442.54M | 7.80% | 5.67% | 8.23% | 8.81% |
| AMERISAFE, Inc. (AMSF)vs › | $440.93M | 18.79% | 20.14% | 19.76% | 19.21% |
| Pioneer Bancorp, Inc. (PBFS)vs › | $440.72M | 5.13% | 6.19% | 6.44% | 5.07% |
| Idea Acquisition Corp. Class A Ordinary Shares (IACO)vs › | $437.94M | -0.47% | 0.00% | 0.00% | 0.00% |
| American Coastal Insurance Corporation (ACIC)vs › | $456.77M | 29.40% | 32.89% | 127.54% | 77.88% |
| Citizens & Northern Corporation (CZNC)vs › | $457.86M | 7.32% | 8.14% | 9.04% | 8.79% |
| Meshflow Acquisition Corp. (MESH)vs › | $435.13M | N/A | N/A | N/A | N/A |
ROE
9.4%
ROA
1.0%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 9.39% |
| 2026-03-31 | 9.33% |
| 2025-12-31 | 9.84% |
| 2025-09-30 | 9.69% |
| 2025-06-30 | 9.06% |
| 2025-03-31 | 9.43% |
| 2024-12-31 | 10.32% |
| 2024-09-30 | 9.98% |
| 2024-06-30 | 7.82% |
| 2024-03-31 | 6.91% |
| 2023-12-31 | 5.63% |
| 2023-09-30 | 5.99% |
| 2023-06-30 | 11.25% |
| 2023-03-31 | 11.94% |
| 2022-12-31 | 12.53% |
| 2022-09-30 | 12.48% |
| 2022-06-30 | 12.32% |
| 2022-03-31 | 12.52% |
| 2021-12-31 | 13.29% |
| 2021-09-30 | 12.99% |
| 2021-06-30 | 12.04% |
| 2021-03-31 | 10.52% |
| 2020-12-31 | 8.17% |
| 2020-09-30 | 7.19% |
| 2020-06-30 | 5.25% |
| 2020-03-31 | 4.69% |
| 2019-12-31 | 5.15% |
| 2019-09-30 | 5.51% |
| 2019-06-30 | 8.23% |
| 2019-03-31 | 8.94% |
| 2018-12-31 | 9.03% |
| 2018-09-30 | 7.38% |
| 2018-06-30 | 5.99% |
| 2018-03-31 | 5.45% |
| 2017-12-31 | 4.28% |
| 2017-09-30 | 5.04% |
| 2017-06-30 | 5.75% |
| 2017-03-31 | 7.68% |
| 2016-12-31 | 7.21% |
| 2016-09-30 | 6.04% |
| 2016-06-30 | 4.92% |
| 2016-03-31 | 4.99% |
| 2015-12-31 | 5.65% |
| 2015-09-30 | 6.50% |
| 2015-06-30 | 7.15% |
| 2015-03-31 | 7.47% |
| 2014-12-31 | 9.01% |
| 2014-09-30 | 7.68% |
| 2014-06-30 | 6.85% |
| 2014-03-31 | 6.36% |
| 2013-12-31 | 3.25% |
| 2013-09-30 | 7.59% |
| 2013-06-30 | 8.29% |