First Bancorp (FBNC) ROE: History & Chart

First Bancorp(FBNC)

Banks - Regional · Southern Pines, NC

$60.12-1.67 (-2.70%)

Delayed quote: Oct 6, 2026, 1:04 PM EDT

About First Bancorp

First Bancorp (FBNC) functions as the parent company of First Bank, offering a diverse array of financial solutions to individuals and small to medium-sized businesses. Its operational focus is primarily within North Carolina and the northeastern region of South Carolina. The institution provides various deposit options, such as transactional accounts (checking, savings, money market) and fixed-term products, including certificates of deposit and individual retirement accounts. For its lending portfolio, First Bank extends credit for a wide range of consumer and commercial purposes. This encompasses financing for businesses, real estate, personal needs, home improvements, and vehicle purchases, alongside residential mortgages and Small Business Administration (SBA) loans. Additionally, it offers specialized commercial funding options like accounts receivable financing, factoring, inventory financing, and purchase order financing. Beyond core banking, clients have access to credit and debit cards, letters of credit, and safe deposit box rentals. Its digital and electronic services include wire transfers, online and mobile banking platforms, cash management tools, telephone banking, and remote check deposit capabilities. Furthermore, First Bancorp provides investment and insurance products, featuring mutual funds, annuities, various insurance policies (long-term care, life, property, and casualty), and company retirement plans. Comprehensive financial planning services are also available. As of December 31, 2021, the company maintained an extensive network of 121 branches, with 114 located in North Carolina and 7 in South Carolina. First Bancorp was established in 1934 and its corporate headquarters are situated in Southern Pines, North Carolina.

Southern Pines, NC

1,374 employees

localfirstbank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Richard Hancock Moore

View full financials

FBNC Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

7.76%

RETURN ON EQUITY (ROE) AVG TTM

6.82%

RETURN ON EQUITY (ROE) AVG 3Y

7.26%

RETURN ON EQUITY (ROE) AVG 5Y

8.61%

RETURN ON EQUITY (ROE) AVG 10Y

8.86%

RETURN ON EQUITY (ROE) AVG 15Y

8.05%

RETURN ON EQUITY (ROE) AVG 20Y

8.17%

CURRENT VS TTM AVG

+13.84%

CURRENT VS 3Y AVG

+6.96%

CURRENT VS 5Y AVG

-9.87%

CURRENT VS 10Y AVG

-12.40%

CURRENT VS 15Y AVG

-3.59%

CURRENT VS 20Y AVG

-4.99%

SECTOR MEDIAN · FINANCIAL SERVICES

8.76%

median of 607 covered companies

CURRENT VS SECTOR MEDIAN

-11.38%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
First Bancorp (FBNC)	$2.49B	7.76%	6.82%	7.26%	8.61%
First Busey Corporation (BUSE)vs ›	$2.49B	9.69%	6.85%	8.64%	8.63%
Columbia Financial, Inc. (CLBK)vs ›	$2.49B	4.86%	1.69%	3.76%	4.88%
First Merchants Corporation (FRME)vs ›	$2.51B	6.89%	8.95%	9.69%	9.57%
Merchants Bancorp (MBINM)vs ›	$2.54B	11.22%	11.93%	13.84%	16.21%
Oxford Lane Capital Corp. (OXLCM)vs ›	$2.44B	-56.75%	-27.14%	-13.95%	1.02%
The Baldwin Insurance Group, Inc. (BWIN)vs ›	$2.58B	-9.19%	-4.92%	-8.20%	-7.02%
Merchants Bancorp (MBINN)vs ›	$2.38B	11.22%	11.93%	13.84%	16.21%
Merchants Bancorp (MBINL)vs ›	$2.38B	11.22%	11.93%	13.84%	16.21%
Nuveen Quality Municipal Income Fund (NAD)vs ›	$2.38B	2.29%	8.94%	-2.67%	-0.24%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

First Bancorp (FBNC)

$2.49B

7.76%

6.82%

7.26%

8.61%

First Busey Corporation (BUSE)vs ›

$2.49B

9.69%

6.85%

8.64%

8.63%

Columbia Financial, Inc. (CLBK)vs ›

$2.49B

4.86%

1.69%

3.76%

4.88%

First Merchants Corporation (FRME)vs ›

$2.51B

6.89%

8.95%

9.69%

9.57%

Merchants Bancorp (MBINM)vs ›

$2.54B

11.22%

11.93%

13.84%

16.21%

Oxford Lane Capital Corp. (OXLCM)vs ›

$2.44B

-56.75%

-27.14%

-13.95%

1.02%

The Baldwin Insurance Group, Inc. (BWIN)vs ›

$2.58B

-9.19%

-4.92%

-8.20%

-7.02%

Merchants Bancorp (MBINN)vs ›

$2.38B

11.22%

11.93%

13.84%

16.21%

Merchants Bancorp (MBINL)vs ›

$2.38B

11.22%

11.93%

13.84%

16.21%

Nuveen Quality Municipal Income Fund (NAD)vs ›

$2.38B

2.29%

8.94%

-2.67%

-0.24%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for First Bancorp (FBNC)?

The return on equity (ROE) for FBNC stock is 7.76%.

Is First Bancorp's return on equity (ROE) high or low?

The return on equity (ROE) of 7.76% is in line with its 5-year average of 8.61%, near the low end of its 5-year range (5.27%–14.24%).

What is the TTM average return on equity (ROE) for First Bancorp (FBNC)?

The TTM average return on equity (ROE) for FBNC stock is 6.82%.

What is the 3Y average return on equity (ROE) for First Bancorp (FBNC)?

The 3Y average return on equity (ROE) for FBNC stock is 7.26%.

What is the 5Y average return on equity (ROE) for First Bancorp (FBNC)?

The 5Y average return on equity (ROE) for FBNC stock is 8.61%.

What is the 10Y average return on equity (ROE) for First Bancorp (FBNC)?

The 10Y average return on equity (ROE) for FBNC stock is 8.86%.

What is the 15Y average return on equity (ROE) for First Bancorp (FBNC)?

The 15Y average return on equity (ROE) for FBNC stock is 8.05%.

What is the 20Y average return on equity (ROE) for First Bancorp (FBNC)?

The 20Y average return on equity (ROE) for FBNC stock is 8.17%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	7.76%
2026-03-31	7.21%
2025-12-31	6.71%
2025-09-30	6.17%
2025-06-30	6.25%
2025-03-31	5.79%
2024-12-31	5.27%
2024-09-30	6.93%
2024-06-30	8.09%
2024-03-31	8.30%
2023-12-31	7.59%
2023-09-30	8.98%
2023-06-30	9.32%
2023-03-31	9.86%
2022-12-31	14.24%
2022-09-30	12.09%
2022-06-30	10.23%
2022-03-31	9.08%
2021-12-31	7.77%
2021-09-30	11.70%
2021-06-30	11.54%
2021-03-31	10.43%
2020-12-31	9.12%
2020-09-30	8.94%
2020-06-30	9.27%
2020-03-31	10.20%
2019-12-31	10.80%
2019-09-30	11.38%
2019-06-30	11.29%
2019-03-31	11.53%
2018-12-31	11.68%
2018-09-30	10.71%
2018-06-30	9.75%
2018-03-31	8.37%
2017-12-31	6.63%
2017-09-30	7.83%
2017-06-30	6.34%
2017-03-31	5.77%
2016-12-31	7.47%
2016-09-30	7.11%
2016-06-30	7.82%
2016-03-31	7.68%
2015-12-31	7.90%
2015-09-30	7.36%
2015-06-30	7.09%
2015-03-31	6.69%
2014-12-31	6.45%
2014-09-30	6.13%
2014-06-30	6.39%
2014-03-31	6.19%
2013-12-31	5.57%
2013-09-30	-3.01%
2013-06-30	-3.56%
2013-03-31	-4.23%
2012-12-31	-6.57%
2012-09-30	1.03%
2012-06-30	0.48%
2012-03-31	0.62%
2011-12-31	3.95%
2011-09-30	2.96%
2011-06-30	3.32%
2011-03-31	3.41%
2010-12-31	2.90%
2010-09-30	5.99%
2010-06-30	6.75%
2010-03-31	18.56%
2009-12-31	18.63%
2009-09-30	18.02%
2009-06-30	18.59%
2009-03-31	7.20%
2008-12-31	10.01%
2008-09-30	10.38%
2008-06-30	10.30%
2008-03-31	12.62%
2007-12-31	12.53%
2007-09-30	12.41%
2007-06-30	11.84%
2007-03-31	11.62%
2006-12-31	11.86%
2006-09-30	13.23%
2006-06-30	10.32%
2006-03-31	10.29%
2005-12-31	10.33%
2005-09-30	9.27%
2005-06-30	12.89%
2005-03-31	13.34%
2004-12-31	13.55%
2004-09-30	13.50%
2004-06-30	13.63%
2004-03-31	13.51%
2003-12-31	13.69%
2003-09-30	14.25%
2003-06-30	14.24%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

7.76%

2026-03-31

7.21%

2025-12-31

6.71%

2025-09-30

6.17%

2025-06-30

6.25%

2025-03-31

5.79%

2024-12-31

5.27%

2024-09-30

6.93%

2024-06-30

8.09%

2024-03-31

8.30%

2023-12-31

7.59%

2023-09-30

8.98%

2023-06-30

9.32%

2023-03-31

9.86%

2022-12-31

14.24%

2022-09-30

12.09%

2022-06-30

10.23%

2022-03-31

9.08%

2021-12-31

7.77%

2021-09-30

11.70%

2021-06-30

11.54%

2021-03-31

10.43%

2020-12-31

9.12%

2020-09-30

8.94%

2020-06-30

9.27%

2020-03-31

10.20%

2019-12-31

10.80%

2019-09-30

11.38%

2019-06-30

11.29%

2019-03-31

11.53%

2018-12-31

11.68%

2018-09-30

10.71%

2018-06-30

9.75%

2018-03-31

8.37%

2017-12-31

6.63%

2017-09-30

7.83%

2017-06-30

6.34%

2017-03-31

5.77%

2016-12-31

7.47%

2016-09-30

7.11%

2016-06-30

7.82%

2016-03-31

7.68%

2015-12-31

7.90%

2015-09-30

7.36%

2015-06-30

7.09%

2015-03-31

6.69%

2014-12-31

6.45%

2014-09-30

6.13%

2014-06-30

6.39%

2014-03-31

6.19%

2013-12-31

5.57%

2013-09-30

-3.01%

2013-06-30

-3.56%

2013-03-31

-4.23%

2012-12-31

-6.57%

2012-09-30

1.03%

2012-06-30

0.48%

2012-03-31

0.62%

2011-12-31

3.95%

2011-09-30

2.96%

2011-06-30

3.32%

2011-03-31

3.41%

2010-12-31

2.90%

2010-09-30

5.99%

2010-06-30

6.75%

2010-03-31

18.56%

2009-12-31

18.63%

2009-09-30

18.02%

2009-06-30

18.59%

2009-03-31

7.20%

2008-12-31

10.01%

2008-09-30

10.38%

2008-06-30

10.30%

2008-03-31

12.62%

2007-12-31

12.53%

2007-09-30

12.41%

2007-06-30

11.84%

2007-03-31

11.62%

2006-12-31

11.86%

2006-09-30

13.23%

2006-06-30

10.32%

2006-03-31

10.29%

2005-12-31

10.33%

2005-09-30

9.27%

2005-06-30

12.89%

2005-03-31

13.34%

2004-12-31

13.55%

2004-09-30

13.50%

2004-06-30

13.63%

2004-03-31

13.51%

2003-12-31

13.69%

2003-09-30

14.25%

2003-06-30

14.24%

Return on Equity (ROE): 7.76%

FBNC Return on Equity (ROE)

FBNC Average Return on Equity (ROE) Chart

FBNC Current vs Average Return on Equity (ROE) Chart

FBNC Return on Equity (ROE) Metrics

FBNC Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

FBNC Return on Equity (ROE) History

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