Which has grown faster, FBNC or OXLCM?

Over the past five years, OXLCM grew revenue faster — FBNC at a 5.97% CAGR versus OXLCM at 25.20%.

Does FBNC or OXLCM pay a bigger dividend?

FBNC yields 1.54% and OXLCM yields 4.40% based on trailing dividends and the latest price.

Is FBNC or OXLCM more profitable?

FBNC runs the higher net margin — FBNC at 31.13% versus OXLCM at -149.35%.

How have FBNC and OXLCM total returns compared?

Over the past 5 years, FBNC delivered 9.41% and OXLCM delivered 4.42% annualized total return. Past performance doesn't predict future results.

First Bancorp (FBNC) vs Oxford Lane Capital Corp. (OXLCM)

A side-by-side comparison of First Bancorp and Oxford Lane Capital Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FBNC

First Bancorp

$2.49B

$60.23Financial ServicesDelayed quote: Oct 6, 2026, 3:35 PM EDT

OXLCM

Oxford Lane Capital Corp.

$2.44B

$25.00Financial ServicesDelayed quote: Oct 6, 2026, 3:28 PM EDT

Total return — FBNC vs OXLCM

growth of $100 · dividends reinvested · last 9y

FBNC +161.4% (+11.3%/yr)OXLCM +68.9% (+6.0%/yr)FBNC compounded faster over this window

FBNC OXLCM

FBNC vs OXLCM: by the numbers

•FBNC is the larger company ($2.49B vs $2.44B market cap).
•FBNC is profitable (31.13% net margin) while OXLCM runs a net loss (-149.35%).
•OXLCM grew revenue faster over the past five years (25.20% vs 5.97% CAGR).
•OXLCM pays the higher dividend yield (4.40% vs 1.54%).

Metrics side by side

Valuation

Metric	FBNC	OXLCM
P/E ratio	18.71	N/A
Forward P/E	13.24	6.41
P/S ratio	5.82	N/A
P/B ratio	1.45	2.37

Profitability

Metric	FBNC	OXLCM
Gross margin	N/A	68.25%
Operating margin	26.56%	-135.44%
Net margin	31.13%	-149.35%
ROE	7.76%	-56.75%

First Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FBNC	OXLCM
Dividend yield	1.54%	4.40%
Payout ratio	29.50%	N/A

Growth (annualized)

Metric	FBNC	OXLCM
Revenue CAGR (5Y)	5.97%	25.20%
EPS CAGR (5Y)	-1.22%	N/A
Total return CAGR (5Y)	9.41%	4.42%

Frequently asked

Which has grown faster, FBNC or OXLCM?: Over the past five years, OXLCM grew revenue faster — FBNC at a 5.97% CAGR versus OXLCM at 25.20%.
Does FBNC or OXLCM pay a bigger dividend?: FBNC yields 1.54% and OXLCM yields 4.40% based on trailing dividends and the latest price.
Is FBNC or OXLCM more profitable?: FBNC runs the higher net margin — FBNC at 31.13% versus OXLCM at -149.35%.
How have FBNC and OXLCM total returns compared?: Over the past 5 years, FBNC delivered 9.41% and OXLCM delivered 4.42% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FBNC analysis Full OXLCM analysis Interactive comparison tool

Dig into the metrics

First Bancorp P/E ratio First Bancorp dividend yield Oxford Lane Capital dividend yield First Bancorp ROE Oxford Lane Capital ROE First Bancorp operating margin Oxford Lane Capital operating margin First Bancorp revenue growth Oxford Lane Capital revenue growth

First Bancorp & Oxford Lane Capital appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.