Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 27.96% is 311% above its 5-year average of 6.80%, near the high end of its 5-year range (-22.05%–34.65%).
As of the fiscal period ended Tuesday, June 30, 2026. 104.96% above its 12-month average of 13.64%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 27.96%.
RETURN ON EQUITY (ROE)
27.96%
RETURN ON EQUITY (ROE) AVG TTM
13.64%
RETURN ON EQUITY (ROE) AVG 3Y
-9.25%
RETURN ON EQUITY (ROE) AVG 5Y
6.80%
RETURN ON EQUITY (ROE) AVG 10Y
11.57%
RETURN ON EQUITY (ROE) AVG 15Y
14.81%
RETURN ON EQUITY (ROE) AVG 20Y
14.21%
CURRENT VS TTM AVG
+104.96%
CURRENT VS 3Y AVG
+402.06%
CURRENT VS 5Y AVG
+310.95%
CURRENT VS 10Y AVG
+141.59%
CURRENT VS 15Y AVG
+88.81%
CURRENT VS 20Y AVG
+96.78%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+219.12%
vs the sector median at left
Encore Capital Group, Inc.
Market Cap
$2.10B
Return on Equity (ROE)
27.96%
TTM Avg
13.64%
3Y Avg
-9.25%
5Y Avg
6.80%
Market Cap
$2.08B
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.07B
Return on Equity (ROE)
13.04%
TTM Avg
12.18%
3Y Avg
12.73%
5Y Avg
12.17%
Market Cap
$2.16B
Return on Equity (ROE)
9.33%
TTM Avg
10.02%
3Y Avg
11.17%
5Y Avg
10.04%
Market Cap
$2.03B
Return on Equity (ROE)
32.88%
TTM Avg
30.31%
3Y Avg
25.80%
5Y Avg
22.32%
Market Cap
$2.19B
Return on Equity (ROE)
7.94%
TTM Avg
6.47%
3Y Avg
7.65%
5Y Avg
7.54%
Market Cap
$1.99B
Return on Equity (ROE)
16.29%
TTM Avg
16.08%
3Y Avg
16.68%
5Y Avg
15.40%
Market Cap
$2.21B
Return on Equity (ROE)
19.18%
TTM Avg
19.29%
3Y Avg
-0.15%
5Y Avg
-4.14%
Market Cap
$1.99B
Return on Equity (ROE)
9.33%
TTM Avg
10.02%
3Y Avg
11.17%
5Y Avg
10.04%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Encore Capital Group, Inc. (ECPG) | $2.10B | 27.96% | 13.64% | -9.25% | 6.80% |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| 1st Source Corporation (SRCE)vs › | $2.07B | 13.04% | 12.18% | 12.73% | 12.17% |
| Enterprise Financial Services Corp (EFSC)vs › | $2.16B | 9.33% | 10.02% | 11.17% | 10.04% |
| The Bancorp, Inc. (TBBK)vs › | $2.03B | 32.88% | 30.31% | 25.80% | 22.32% |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.19B | 7.94% | 6.47% | 7.65% | 7.54% |
| City Holding Company (CHCO)vs › | $1.99B | 16.29% | 16.08% | 16.68% | 15.40% |
| eToro Group Ltd. (ETOR)vs › | $2.21B | 19.18% | 19.29% | -0.15% | -4.14% |
| Enterprise Financial Services Corp (EFSCP)vs › | $1.99B | 9.33% | 10.02% | 11.17% | 10.04% |
| WaFd, Inc. (WAFD)vs › | $2.21B | 8.49% | 7.05% | 8.78% | 8.73% |
ROE
28.0%
ROA
5.4%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 27.96% |
| 2026-03-31 | 28.63% |
| 2025-12-31 | 26.29% |
| 2025-09-30 | -4.74% |
| 2025-06-30 | -9.95% |
| 2025-03-31 | -14.12% |
| 2024-12-31 | -18.15% |
| 2024-09-30 | -17.62% |
| 2024-06-30 | -19.84% |
| 2024-03-31 | -21.16% |
| 2023-12-31 | -22.05% |
| 2023-09-30 | -0.74% |
| 2023-06-30 | 0.27% |
| 2023-03-31 | 3.16% |
| 2022-12-31 | 16.49% |
| 2022-09-30 | 28.82% |
| 2022-06-30 | 32.14% |
| 2022-03-31 | 34.65% |
| 2021-12-31 | 29.60% |
| 2021-09-30 | 22.31% |
| 2021-06-30 | 20.90% |
| 2021-03-31 | 24.83% |
| 2020-12-31 | 17.40% |
| 2020-09-30 | 19.35% |
| 2020-06-30 | 19.43% |
| 2020-03-31 | 11.98% |
| 2019-12-31 | 16.42% |
| 2019-09-30 | 18.66% |
| 2019-06-30 | 17.07% |
| 2019-03-31 | 16.43% |
| 2018-12-31 | 14.17% |
| 2018-09-30 | 10.48% |
| 2018-06-30 | 14.25% |
| 2018-03-31 | 13.58% |
| 2017-12-31 | 14.30% |
| 2017-09-30 | 16.34% |
| 2017-06-30 | 11.49% |
| 2017-03-31 | 12.14% |
| 2016-12-31 | 13.62% |
| 2016-09-30 | 9.07% |
| 2016-06-30 | 6.94% |
| 2016-03-31 | 6.73% |
| 2015-12-31 | 7.49% |
| 2015-09-30 | 11.57% |
| 2015-06-30 | 17.55% |
| 2015-03-31 | 17.14% |
| 2014-12-31 | 16.41% |
| 2014-09-30 | 16.49% |
| 2014-06-30 | 15.81% |
| 2014-03-31 | 13.90% |
| 2013-12-31 | 13.17% |
| 2013-09-30 | 13.33% |
| 2013-06-30 | 14.09% |
| 2013-03-31 | 18.16% |
| 2012-12-31 | 17.12% |
| 2012-09-30 | 15.41% |
| 2012-06-30 | 14.99% |
| 2012-03-31 | 15.25% |
| 2011-12-31 | 16.41% |
| 2011-09-30 | 16.39% |
| 2011-06-30 | 16.28% |
| 2011-03-31 | 16.27% |
| 2010-12-31 | 16.20% |
| 2010-09-30 | 15.11% |
| 2010-06-30 | 14.70% |
| 2010-03-31 | 13.58% |
| 2009-12-31 | 13.59% |
| 2009-09-30 | 10.72% |
| 2009-06-30 | 8.54% |
| 2009-03-31 | 8.62% |
| 2008-12-31 | 8.26% |
| 2008-09-30 | 10.65% |
| 2008-06-30 | 12.17% |
| 2008-03-31 | 8.97% |
| 2007-12-31 | 8.77% |
| 2007-09-30 | 10.13% |
| 2007-06-30 | 10.44% |
| 2007-03-31 | 15.80% |
| 2006-12-31 | 15.89% |
| 2006-09-30 | 17.64% |
| 2006-06-30 | 20.48% |
| 2006-03-31 | 22.49% |
| 2005-12-31 | 26.27% |
| 2005-09-30 | 26.12% |
| 2005-06-30 | 23.97% |
| 2005-03-31 | 23.55% |
| 2004-12-31 | 24.14% |
| 2004-09-30 | 23.78% |
| 2004-06-30 | 22.24% |
| 2004-03-31 | 20.94% |
| 2003-12-31 | 25.81% |
| 2003-09-30 | 74.29% |
| 2003-06-30 | 79.64% |
