Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.87% is 20% below its 5-year average of 1.08%, near the low end of its 5-year range (0.65%–2.00%).
20.00% above its 12-month average of 0.73%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.27%.
RETURN ON ASSETS (ROA)
0.87%
RETURN ON ASSETS (ROA) AVG TTM
0.73%
RETURN ON ASSETS (ROA) AVG 3Y
0.82%
RETURN ON ASSETS (ROA) AVG 5Y
1.08%
RETURN ON ASSETS (ROA) AVG 10Y
0.92%
RETURN ON ASSETS (ROA) AVG 15Y
0.76%
RETURN ON ASSETS (ROA) AVG 20Y
0.36%
CURRENT VS TTM AVG
+20.00%
CURRENT VS 3Y AVG
+6.42%
CURRENT VS 5Y AVG
-19.69%
CURRENT VS 10Y AVG
-5.71%
CURRENT VS 15Y AVG
+13.78%
CURRENT VS 20Y AVG
+140.18%
SECTOR MEDIAN · FINANCIAL SERVICES
1.21%
median of 602 covered companies
CURRENT VS SECTOR MEDIAN
-28.10%
vs the sector median at left
CF Bankshares Inc.
Market Cap
$222.20M
Return on Assets (ROA)
0.87%
TTM Avg
0.73%
3Y Avg
0.82%
5Y Avg
1.08%
Market Cap
$221.43M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$222.84M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$221.32M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$220.78M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$220.58M
Return on Assets (ROA)
-3.43%
TTM Avg
-21.00%
3Y Avg
-67.49%
5Y Avg
-67.49%
Market Cap
$220.41M
Return on Assets (ROA)
0.01%
TTM Avg
6.42%
3Y Avg
5.77%
5Y Avg
-54.07%
Market Cap
$220.22M
Return on Assets (ROA)
-28.73%
TTM Avg
-28.73%
3Y Avg
-28.73%
5Y Avg
-28.73%
Market Cap
$225.32M
Return on Assets (ROA)
0.94%
TTM Avg
0.77%
3Y Avg
0.80%
5Y Avg
1.13%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CF Bankshares Inc. (CFBK) | $222.20M | 0.87% | 0.73% | 0.82% | 1.08% |
| Collective Acquisition Corp. II (CAII)vs › | $221.43M | N/A | N/A | N/A | N/A |
| Snow Rothschild Acquisition Corp. (ISNR)vs › | $222.84M | N/A | N/A | N/A | N/A |
| Inflection Point Acquisition Corp. VI (IPFX)vs › | $221.32M | N/A | N/A | N/A | N/A |
| ACP Holdings Acquisition Corp. Class A Ordinary Shares (ACGC)vs › | $220.78M | N/A | N/A | N/A | N/A |
| Cantor Equity Partners I, Inc. Class A Ordinary Shares (CEPO)vs › | $220.58M | -3.43% | -21.00% | -67.49% | -67.49% |
| Chicago Atlantic BDC, Inc. (LIEN)vs › | $220.41M | 0.01% | 6.42% | 5.77% | -54.07% |
| GigCapital9 Corp. Class A Ordinary Share (GIX)vs › | $220.22M | -28.73% | -28.73% | -28.73% | -28.73% |
| Meridian Corporation (MRBK)vs › | $225.32M | 0.94% | 0.77% | 0.80% | 1.13% |
| BRC Group Holdings, Inc. (RILYP)vs › | $226.82M | 20.93% | -12.42% | -7.28% | -2.30% |
ROA
0.9%
ROE
9.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.80% |
| 2024-12-31 | 0.65% |
| 2023-12-31 | 0.82% |
| 2022-12-31 | 1.00% |
| 2021-12-31 | 1.23% |
| 2020-12-31 | 2.00% |
| 2019-12-31 | 1.09% |
| 2018-12-31 | 0.64% |
| 2017-12-31 | 0.28% |
| 2016-12-31 | 0.37% |
| 2015-12-31 | 1.27% |
| 2014-12-31 | 0.15% |
| 2013-12-31 | -0.36% |
| 2012-12-31 | -1.75% |
| 2011-12-31 | -2.16% |
| 2010-12-31 | -2.50% |
| 2009-12-31 | -3.61% |
| 2008-12-31 | 0.26% |
| 2007-12-31 | -0.01% |
| 2006-12-31 | -0.02% |
| 2005-12-31 | -1.90% |
| 2004-12-31 | -0.97% |
| 2003-12-31 | -2.22% |
| 2002-12-31 | 0.61% |
| 2001-12-31 | 0.49% |
| 2000-12-31 | 0.20% |
| 1999-12-31 | 0.00% |
| 1998-12-31 | 0.15% |
