Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 18.20% is 20% below its 5-year average of 22.65%, around the middle of its 5-year range (6.38%–39.32%).
2.33% below its 12-month average of 18.63%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 22.90%.
OPERATING MARGIN
18.20%
OPERATING MARGIN AVG TTM
18.63%
OPERATING MARGIN AVG 3Y
18.45%
OPERATING MARGIN AVG 5Y
22.65%
OPERATING MARGIN AVG 10Y
22.78%
OPERATING MARGIN AVG 15Y
20.68%
OPERATING MARGIN AVG 20Y
11.78%
CURRENT VS TTM AVG
-2.33%
CURRENT VS 3Y AVG
-1.37%
CURRENT VS 5Y AVG
-19.63%
CURRENT VS 10Y AVG
-20.10%
CURRENT VS 15Y AVG
-11.99%
CURRENT VS 20Y AVG
+54.44%
SECTOR MEDIAN · FINANCIAL SERVICES
17.98%
median of 326 covered companies
CURRENT VS SECTOR MEDIAN
+1.20%
vs the sector median at left
CF Bankshares Inc.
Market Cap
$222.29M
Operating Margin
18.20%
TTM Avg
18.63%
3Y Avg
18.45%
5Y Avg
22.65%
Market Cap
$221.43M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$220.67M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$220.48M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$229.52M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$213.24M
Operating Margin
33.03%
TTM Avg
27.43%
3Y Avg
29.56%
5Y Avg
30.71%
Market Cap
$231.61M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$232.99M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$233.22M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CF Bankshares Inc. (CFBK) | $222.29M | 18.20% | 18.63% | 18.45% | 22.65% |
| Collective Acquisition Corp. II (CAII)vs › | $221.43M | N/A | N/A | N/A | N/A |
| ACP Holdings Acquisition Corp. Class A Ordinary Shares (ACGC)vs › | $220.67M | N/A | N/A | N/A | N/A |
| Cantor Equity Partners I, Inc. Class A Ordinary Shares (CEPO)vs › | $220.48M | 0.00% | 0.00% | 0.00% | 0.00% |
| Bitcoin Infrastructure Acquisition Corp Ltd. (BIXI)vs › | $229.52M | N/A | N/A | N/A | N/A |
| First Capital, Inc. (FCAP)vs › | $213.24M | 33.03% | 27.43% | 29.56% | 30.71% |
| American Drive Acquisition Company Class A Ordinary Shares (ADAC)vs › | $231.61M | 0.00% | 0.00% | 0.00% | 0.00% |
| Bluerock Acquisition Corp. Class A Ordinary Shares (BLRK)vs › | $232.99M | N/A | N/A | N/A | N/A |
| FG Imperii Acquisition Corp. Class A Ordinary Shares (FGII)vs › | $233.22M | N/A | N/A | N/A | N/A |
| Catalyst Acquisition Corp. (CATL)vs › | $210.34M | N/A | N/A | N/A | N/A |
Operating Margin
18.2%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 22.90% |
| 2026-03-31 | 19.89% |
| 2025-12-31 | 21.71% |
| 2025-09-30 | 8.51% |
| 2025-06-30 | 20.16% |
| 2025-03-31 | 18.55% |
| 2024-12-31 | 16.67% |
| 2024-09-30 | 16.84% |
| 2024-06-30 | 6.38% |
| 2024-03-31 | 12.74% |
| 2023-12-31 | 16.87% |
| 2023-09-30 | 17.11% |
| 2023-06-30 | 19.54% |
| 2023-03-31 | 22.34% |
| 2022-12-31 | 26.37% |
| 2022-09-30 | 28.63% |
| 2022-06-30 | 38.17% |
| 2022-03-31 | 39.32% |
| 2021-12-31 | 38.73% |
| 2021-09-30 | 34.47% |
| 2021-06-30 | 29.66% |
| 2021-03-31 | 39.33% |
| 2020-12-31 | 32.57% |
| 2020-09-30 | 37.88% |
| 2020-06-30 | 42.82% |
| 2020-03-31 | 18.98% |
| 2019-12-31 | 27.20% |
| 2019-09-30 | 27.30% |
| 2019-06-30 | 25.97% |
| 2019-03-31 | 21.90% |
| 2018-12-31 | 20.33% |
| 2018-09-30 | 17.89% |
| 2018-06-30 | 21.44% |
| 2018-03-31 | 17.56% |
| 2017-12-31 | 20.41% |
| 2017-09-30 | 22.37% |
| 2017-06-30 | 19.12% |
| 2017-03-31 | 15.36% |
| 2016-12-31 | 15.03% |
| 2016-09-30 | 18.70% |
| 2016-06-30 | 16.27% |
| 2016-03-31 | 12.83% |
| 2015-12-31 | 7.18% |
| 2015-09-30 | 9.84% |
| 2015-06-30 | 13.08% |
| 2015-03-31 | 7.52% |
| 2014-12-31 | 9.09% |
| 2014-09-30 | 8.53% |
| 2014-06-30 | 3.47% |
| 2014-03-31 | -8.76% |
| 2013-12-31 | 37.95% |
| 2013-09-30 | -18.53% |
| 2013-06-30 | -26.46% |
| 2013-03-31 | -44.33% |
| 2012-12-31 | -25.39% |
| 2012-09-30 | -97.65% |
| 2012-06-30 | -31.01% |
| 2012-03-31 | -34.12% |
| 2011-12-31 | -55.09% |
| 2011-09-30 | -15.55% |
| 2011-06-30 | -70.74% |
| 2011-03-31 | -61.11% |
| 2010-12-31 | -24.17% |
| 2010-09-30 | -5.32% |
| 2010-06-30 | -155.61% |
| 2010-03-31 | -2.96% |
| 2009-12-31 | -62.68% |
| 2009-09-30 | -113.58% |
| 2009-06-30 | -29.53% |
| 2009-03-31 | -9.56% |
| 2008-12-31 | 2.45% |
| 2008-09-30 | 9.25% |
| 2008-06-30 | 7.18% |
| 2008-03-31 | 3.63% |
| 2007-12-31 | 8.73% |
| 2007-09-30 | -15.30% |
| 2007-06-30 | 2.65% |
| 2007-03-31 | 2.77% |
| 2006-12-31 | 2.91% |
| 2006-09-30 | 3.30% |
| 2006-06-30 | 0.62% |
| 2006-03-31 | -11.87% |
| 2005-12-31 | -18.53% |
| 2005-09-30 | -98.17% |
| 2005-06-30 | -18.04% |
| 2005-03-31 | -20.21% |
| 2004-12-31 | -29.64% |
| 2004-09-30 | -60.97% |
| 2004-06-30 | -30.01% |
| 2004-03-31 | -31.40% |
| 2003-12-31 | -142.75% |
| 2003-09-30 | -4.80% |
| 2003-06-30 | 18.65% |
| 2003-03-31 | -103.19% |
| 2002-12-31 | 15.42% |
| 2002-09-30 | 8.41% |
