Which has the lower trailing P/E, CFBK or FCAP?

FCAP has the lower trailing P/E: CFBK trades at 11.87 and FCAP at 11.53. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CFBK or FCAP?

Over the past five years, FCAP grew revenue faster — CFBK at a 5.88% CAGR versus FCAP at 12.14%.

Does CFBK or FCAP pay a bigger dividend?

CFBK yields 1.01% and FCAP yields 1.96% based on trailing dividends and the latest price.

Is CFBK or FCAP more profitable?

FCAP runs the higher net margin — CFBK at 15.10% versus FCAP at 26.79%.

How have CFBK and FCAP total returns compared?

Over the past 10 years, CFBK delivered 17.13% and FCAP delivered 9.85% annualized total return. Past performance doesn't predict future results.

CF Bankshares Inc. (CFBK) vs First Capital, Inc. (FCAP)

A side-by-side comparison of CF Bankshares Inc. and First Capital, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CFBK

CF Bankshares Inc.

$222M

$34.55Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

FCAP

First Capital, Inc.

$213M

$63.74Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — CFBK vs FCAP

growth of $100 · dividends reinvested · last 10y

CFBK +356.0% (+16.4%/yr)FCAP +159.8% (+10.0%/yr)CFBK compounded faster over this window

CFBK FCAP

CFBK vs FCAP: by the numbers

•CFBK is the larger company ($222M vs $213M market cap).
•FCAP trades at the lower trailing earnings multiple (11.53 vs 11.87 P/E), one valuation lens rather than an overall verdict.
•FCAP converts more revenue to profit (26.79% vs 15.10% net margin).
•FCAP grew revenue faster over the past five years (12.14% vs 5.88% CAGR).
•FCAP pays the higher dividend yield (1.96% vs 1.01%).

Metrics side by side

Valuation

Metric	CFBK	FCAP
P/E ratio	11.87	11.53
Forward P/E	9.68	N/A
PEG ratio	N/A	1.14
P/S ratio	1.78	3.10
P/B ratio	1.14	1.50

Profitability

Metric	CFBK	FCAP
Operating margin	18.20%	33.03%
Net margin	15.10%	26.79%
ROE	9.69%	12.95%

CF Bankshares Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First Capital, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CFBK	FCAP
Dividend yield	1.01%	1.96%
Payout ratio	12.03%	22.60%

Growth (annualized)

Metric	CFBK	FCAP
Revenue CAGR (5Y)	5.88%	12.14%
EPS CAGR (5Y)	-9.83%	10.05%
Total return CAGR (5Y)	12.98%	12.79%

Frequently asked

Which has the lower trailing P/E, CFBK or FCAP?: FCAP has the lower trailing P/E: CFBK trades at 11.87 and FCAP at 11.53. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFBK or FCAP?: Over the past five years, FCAP grew revenue faster — CFBK at a 5.88% CAGR versus FCAP at 12.14%.
Does CFBK or FCAP pay a bigger dividend?: CFBK yields 1.01% and FCAP yields 1.96% based on trailing dividends and the latest price.
Is CFBK or FCAP more profitable?: FCAP runs the higher net margin — CFBK at 15.10% versus FCAP at 26.79%.
How have CFBK and FCAP total returns compared?: Over the past 10 years, CFBK delivered 17.13% and FCAP delivered 9.85% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CFBK analysis Full FCAP analysis Interactive comparison tool

Dig into the metrics

CF Bankshares P/E ratio First Capital P/E ratio CF Bankshares dividend yield First Capital dividend yield CF Bankshares ROE First Capital ROE CF Bankshares operating margin First Capital operating margin CF Bankshares revenue growth First Capital revenue growth

CF Bankshares & First Capital appear in these rankings

Highest Operating Margin Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.