CF Bankshares Inc. (CFBK) vs BRC Group Holdings, Inc. (RILYP)

A side-by-side comparison of CF Bankshares Inc. and BRC Group Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CFBK vs RILYP

growth of $100 · dividends reinvested · last 7y
CFBK +199.9% (+17.0%/yr)RILYP -37.5% (-6.5%/yr)CFBK compounded faster over this window
0100200300Start $100202120232025$300$62
CFBK RILYP

CFBK vs RILYP: by the numbers

  • •RILYP is the larger company ($222M vs $222M market cap).
  • •RILYP trades at the lower trailing earnings multiple (0.75 vs 11.84 P/E), one valuation lens rather than an overall verdict.
  • •RILYP converts more revenue to profit (31.34% vs 15.10% net margin).
  • •CFBK grew revenue faster over the past five years (5.88% vs 4.32% CAGR).
  • •CFBK pays a dividend (1.01% yield), while RILYP is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricCFBKRILYP
P/E ratio11.840.75
Forward P/E9.65N/A
PEG ratioN/A0.14
P/S ratio1.780.17
P/B ratio1.141.56

Profitability

MetricCFBKRILYP
Gross marginN/A64.98%
Operating margin18.20%14.62%
Net margin15.10%31.34%
ROE9.69%289.61%

CF Bankshares Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCFBKRILYP
Dividend yield1.01%N/A
Payout ratio12.03%N/A

Growth (annualized)

MetricCFBKRILYP
Revenue CAGR (5Y)5.88%4.32%
EPS CAGR (5Y)-9.83%4.59%
Total return CAGR (5Y)12.98%-12.73%

Frequently asked

Which has the lower trailing P/E, CFBK or RILYP?
RILYP has the lower trailing P/E: CFBK trades at 11.84 and RILYP at 0.75. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFBK or RILYP?
Over the past five years, CFBK grew revenue faster — CFBK at a 5.88% CAGR versus RILYP at 4.32%.
Does CFBK or RILYP pay a bigger dividend?
CFBK pays a dividend (1.01% yield), while RILYP is a former payer with no current dividend run rate.
Is CFBK or RILYP more profitable?
RILYP runs the higher net margin — CFBK at 15.10% versus RILYP at 31.34%.
How have CFBK and RILYP total returns compared?
Over the past 5 years, CFBK delivered 12.98% and RILYP delivered -12.73% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.