CF Bankshares Inc. (CFBK) vs Chicago Atlantic BDC, Inc. (LIEN)

A side-by-side comparison of CF Bankshares Inc. and Chicago Atlantic BDC, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CFBK vs LIEN

growth of $100 · dividends reinvested · last 5y
CFBK +74.1% (+11.7%/yr)LIEN +8.7% (+1.7%/yr)CFBK compounded faster over this window
50100150Start $1002023202420252026$174$109
CFBK LIEN

CFBK vs LIEN: by the numbers

  • •CFBK is the larger company ($223M vs $217M market cap).
  • •LIEN trades at the lower trailing earnings multiple (6.83 vs 11.89 P/E), one valuation lens rather than an overall verdict.
  • •LIEN converts more revenue to profit (60.73% vs 15.10% net margin).
  • •LIEN pays the higher dividend yield (14.21% vs 1.01%).

Metrics side by side

Valuation

MetricCFBKLIEN
P/E ratio11.896.83
Forward P/E9.696.33
P/S ratio1.794.16
P/B ratio1.150.00

Profitability

MetricCFBKLIEN
Gross marginN/A84.87%
Operating margin18.20%64.62%
Net margin15.10%60.73%
ROE9.69%0.01%

CF Bankshares Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCFBKLIEN
Dividend yield1.01%14.21%
Payout ratio12.03%97.84%

Growth (annualized)

MetricCFBKLIEN
Revenue CAGR (5Y)5.88%N/A
EPS CAGR (5Y)-9.83%N/A
Total return CAGR (5Y)12.98%N/A

Frequently asked

Which has the lower trailing P/E, CFBK or LIEN?
LIEN has the lower trailing P/E: CFBK trades at 11.89 and LIEN at 6.83. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does CFBK or LIEN pay a bigger dividend?
CFBK yields 1.01% and LIEN yields 14.21% based on trailing dividends and the latest price.
Is CFBK or LIEN more profitable?
LIEN runs the higher net margin — CFBK at 15.10% versus LIEN at 60.73%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.