Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 13.80 is 15% above its 5-year average of 12.00, around the middle of its 5-year range (8.40–20.26).
As of 2026-10-06T14:25:47.598Z. 7.81% above its 12-month average of 12.80.
Calculation as of: 2026-10-06T14:25:47.598Z.
Quote observation: 2026-10-06T14:23:03.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 8553123aaddff45f1f3b50c070c2972505dcbe0ae827266a5bf6bc1d481e6364
PE Ratio (13.80) = Close Price ($49.69) / Diluted TTM EPS ($3.60)
PE RATIO
13.80
PE RATIO AVG TTM
12.80
PE RATIO AVG 3Y
11.50
PE RATIO AVG 5Y
12.00
PE RATIO AVG 10Y
15.79
PE RATIO AVG 15Y
20.84
PE RATIO AVG 20Y
20.54
CURRENT VS TTM AVG
+7.81%
CURRENT VS 3Y AVG
+20.02%
CURRENT VS 5Y AVG
+15.05%
CURRENT VS 10Y AVG
-12.59%
CURRENT VS 15Y AVG
-33.80%
CURRENT VS 20Y AVG
-32.82%
SECTOR MEDIAN · FINANCIAL SERVICES
13.31
median of 377 covered companies
CURRENT VS SECTOR MEDIAN
+3.68%
vs the sector median at left
Capital City Bank Group, Inc.
Market Cap
$850.36M
PE Ratio
13.80
TTM Avg
12.80
3Y Avg
11.50
5Y Avg
12.00
Market Cap
$867.21M
PE Ratio
13.27
TTM Avg
11.20
3Y Avg
10.62
5Y Avg
10.43
Market Cap
$810.40M
PE Ratio
29.86
TTM Avg
23.56
3Y Avg
38.82
5Y Avg
27.05
Market Cap
$900.82M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$905.41M
PE Ratio
15.14
TTM Avg
14.74
3Y Avg
14.15
5Y Avg
12.95
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital City Bank Group, Inc. (CCBG) | $850.36M | 13.80 | 12.80 | 11.50 | 12.00 |
| Navient Corporation (NAVI)vs › | $843.56M | N/A | 25.57 | 13.15 | 9.67 |
| Eagle Bancorp, Inc. (EGBN)vs › | $866.92M | N/A | 6.55 | 8.26 | 8.94 |
| Great Southern Bancorp, Inc. (GSBC)vs › | $867.21M | 13.27 | 11.20 | 10.62 | 10.43 |
| Alerus Financial Corporation (ALRS)vs › | $810.40M | 29.86 | 23.56 | 38.82 | 27.05 |
| GCM Grosvenor Inc. (GCMG)vs › | $809.15M | 25.47 | 37.38 | 56.13 | 36.59 |
| Lufax Holding Ltd (LU)vs › | $897.02M | N/A | 3.12 | 5.39 | 5.39 |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $900.82M | N/A | N/A | N/A | N/A |
| First Community Bankshares, Inc. (FCBC)vs › | $905.41M | 15.14 | 14.74 | 14.15 | 12.95 |
| Financial Institutions, Inc. (FISI)vs › | $784.57M | 9.86 | 9.60 | 7.92 | 7.04 |
At 13.8, P/E is below its 20-year median — higher than 32% of readings in its 20-year history.
20-year low
6.8
median
17.8
20-year high
1263.0
Trailing P/E
13.8
Forward P/E
13.3
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$49.69
Forward EPS (Est.)
$3.74
Forward P/E
13.30
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 13.70 |
| 2026-10-02 | 13.79 |
| 2026-10-01 | 13.56 |
| 2026-09-30 | 13.43 |
| 2026-09-29 | 13.57 |
| 2026-09-28 | 13.68 |
| 2026-09-25 | 13.85 |
| 2026-09-24 | 13.70 |
| 2026-09-23 | 13.54 |
| 2026-09-22 | 13.81 |
| 2026-09-21 | 13.94 |
| 2026-09-18 | 13.91 |
| 2026-09-17 | 13.94 |
| 2026-09-16 | 13.93 |
| 2026-09-15 | 14.05 |
| 2026-09-14 | 14.05 |
| 2026-09-11 | 14.08 |
| 2026-09-10 | 14.09 |
| 2026-09-09 | 14.03 |
| 2026-09-08 | 14.08 |
| 2026-09-04 | 14.40 |
| 2026-09-03 | 14.29 |
| 2026-09-02 | 14.16 |
| 2026-09-01 | 13.93 |
| 2026-08-31 | 14.02 |
| 2026-08-28 | 14.26 |
| 2026-08-27 | 14.22 |
| 2026-08-26 | 14.19 |
| 2026-08-25 | 14.21 |
| 2026-08-24 | 14.34 |
| 2026-08-21 | 14.26 |
| 2026-08-20 | 14.26 |
| 2026-08-19 | 14.16 |
| 2026-08-18 | 14.44 |
| 2026-08-17 | 14.44 |
| 2026-08-14 | 14.58 |
| 2026-08-13 | 14.58 |
| 2026-08-12 | 14.54 |
| 2026-08-11 | 14.42 |
| 2026-08-10 | 14.31 |
| 2026-08-07 | 14.45 |
| 2026-08-06 | 14.52 |
| 2026-08-05 | 14.53 |
| 2026-08-04 | 14.64 |
| 2026-08-03 | 14.57 |
| 2026-07-31 | 14.41 |
| 2026-07-30 | 14.33 |
| 2026-07-29 | 14.86 |
| 2026-07-28 | 14.97 |
| 2026-07-27 | 14.75 |
| 2026-07-24 | 14.62 |
| 2026-07-23 | 14.43 |
| 2026-07-22 | 14.43 |
| 2026-07-21 | 14.68 |
| 2026-07-20 | 14.14 |
| 2026-07-17 | 14.27 |
| 2026-07-16 | 14.53 |
| 2026-07-15 | 14.09 |
| 2026-07-14 | 13.98 |
| 2026-07-13 | 14.07 |
| 2026-07-10 | 14.06 |
| 2026-07-09 | 13.97 |
| 2026-07-08 | 13.63 |
| 2026-07-07 | 13.90 |
| 2026-07-06 | 14.03 |
| 2026-07-02 | 14.06 |
| 2026-07-01 | 14.24 |
| 2026-06-30 | 14.00 |
| 2026-06-29 | 14.07 |
| 2026-06-26 | 14.16 |
| 2026-06-25 | 13.76 |
| 2026-06-24 | 13.76 |
| 2026-06-23 | 13.62 |
| 2026-06-22 | 13.27 |
| 2026-06-18 | 13.45 |
| 2026-06-17 | 13.19 |
| 2026-06-16 | 13.14 |
| 2026-06-15 | 13.11 |
| 2026-06-12 | 13.35 |
| 2026-06-11 | 13.13 |
| 2026-06-10 | 13.12 |
| 2026-06-09 | 12.92 |
| 2026-06-08 | 12.82 |
| 2026-06-05 | 12.84 |
| 2026-06-04 | 12.54 |
| 2026-06-03 | 12.36 |
| 2026-06-02 | 12.72 |
| 2026-06-01 | 12.63 |
| 2026-05-29 | 12.93 |
| 2026-05-28 | 13.04 |
| 2026-05-27 | 13.18 |
| 2026-05-26 | 13.16 |
| 2026-05-22 | 13.15 |
| 2026-05-21 | 13.22 |
| 2026-05-20 | 13.17 |
| 2026-05-19 | 13.03 |
| 2026-05-18 | 13.02 |
| 2026-05-15 | 12.88 |
| 2026-05-14 | 13.07 |
| 2026-05-13 | 12.98 |
| 2026-05-12 | 13.02 |
| 2026-05-11 | 13.07 |
| 2026-05-08 | 13.26 |
| 2026-05-07 | 13.20 |
| 2026-05-06 | 13.20 |
| 2026-05-05 | 13.16 |
| 2026-05-04 | 12.97 |
| 2026-05-01 | 13.19 |
| 2026-04-30 | 13.08 |
| 2026-04-29 | 13.05 |
| 2026-04-28 | 13.15 |
| 2026-04-27 | 12.94 |
| 2026-04-24 | 12.82 |
| 2026-04-23 | 12.86 |
| 2026-04-22 | 12.63 |
| 2026-04-21 | 12.84 |
| 2026-04-20 | 13.03 |
| 2026-04-17 | 13.01 |
| 2026-04-16 | 12.79 |
| 2026-04-15 | 12.90 |
| 2026-04-14 | 12.94 |
| 2026-04-13 | 12.97 |
| 2026-04-10 | 12.89 |
| 2026-04-09 | 12.99 |
| 2026-04-08 | 12.74 |
| 2026-04-07 | 12.59 |
| 2026-04-06 | 12.41 |
| 2026-04-02 | 12.28 |
| 2026-04-01 | 12.17 |
| 2026-03-31 | 12.07 |
| 2026-03-30 | 12.03 |
| 2026-03-27 | 11.95 |
| 2026-03-26 | 12.05 |
| 2026-03-25 | 11.93 |
| 2026-03-24 | 11.95 |
| 2026-03-23 | 11.92 |
| 2026-03-20 | 11.63 |
| 2026-03-19 | 11.71 |
| 2026-03-18 | 11.55 |
| 2026-03-17 | 11.70 |
| 2026-03-16 | 11.84 |
| 2026-03-13 | 11.73 |
| 2026-03-12 | 11.76 |
| 2026-03-11 | 11.66 |
| 2026-03-10 | 11.76 |
| 2026-03-09 | 11.82 |
| 2026-03-06 | 11.88 |
| 2026-03-05 | 11.80 |
| 2026-03-04 | 12.04 |
| 2026-03-03 | 11.96 |
| 2026-03-02 | 12.03 |
| 2026-02-27 | 12.00 |
| 2026-02-26 | 12.15 |
| 2026-02-25 | 12.20 |
| 2026-02-24 | 11.81 |
| 2026-02-23 | 11.73 |
| 2026-02-20 | 12.04 |
| 2026-02-19 | 11.91 |
| 2026-02-18 | 11.85 |
| 2026-02-17 | 12.02 |
| 2026-02-13 | 11.99 |
| 2026-02-12 | 11.97 |
| 2026-02-11 | 11.91 |
| 2026-02-10 | 11.95 |
| 2026-02-09 | 12.09 |
| 2026-02-06 | 12.19 |
| 2026-02-05 | 12.13 |
| 2026-02-04 | 12.11 |
| 2026-02-03 | 12.00 |
| 2026-02-02 | 11.91 |
| 2026-01-30 | 11.70 |
| 2026-01-29 | 11.60 |
| 2026-01-28 | 11.25 |
| 2026-01-27 | 11.87 |
| 2026-01-26 | 12.50 |
| 2026-01-23 | 12.41 |
| 2026-01-22 | 12.92 |
| 2026-01-21 | 12.88 |
| 2026-01-20 | 12.32 |
| 2026-01-16 | 12.48 |
| 2026-01-15 | 12.52 |
| 2026-01-14 | 12.24 |
| 2026-01-13 | 12.19 |
| 2026-01-12 | 12.02 |
| 2026-01-09 | 12.02 |
| 2026-01-08 | 12.13 |
| 2026-01-07 | 11.95 |
| 2026-01-06 | 11.95 |
| 2026-01-05 | 11.97 |
| 2026-01-02 | 11.85 |
| 2025-12-31 | 11.92 |
| 2025-12-30 | 11.90 |
| 2025-12-29 | 11.97 |
| 2025-12-26 | 11.94 |
| 2025-12-24 | 12.01 |
| 2025-12-23 | 12.04 |
| 2025-12-22 | 12.20 |
| 2025-12-19 | 12.27 |
| 2025-12-18 | 12.64 |
| 2025-12-17 | 12.57 |
| 2025-12-16 | 12.55 |
| 2025-12-15 | 12.54 |
| 2025-12-12 | 12.58 |
| 2025-12-11 | 12.43 |
| 2025-12-10 | 12.36 |
| 2025-12-09 | 11.91 |
| 2025-12-08 | 11.81 |
| 2025-12-05 | 11.71 |
| 2025-12-04 | 11.92 |
| 2025-12-03 | 12.01 |
| 2025-12-02 | 11.76 |
| 2025-12-01 | 11.70 |
| 2025-11-28 | 11.74 |
| 2025-11-26 | 11.85 |
| 2025-11-25 | 11.85 |
| 2025-11-24 | 11.49 |
| 2025-11-21 | 11.59 |
| 2025-11-20 | 11.20 |
| 2025-11-19 | 11.07 |
| 2025-11-18 | 11.05 |
| 2025-11-17 | 11.05 |
| 2025-11-14 | 11.44 |
| 2025-11-13 | 11.45 |
| 2025-11-12 | 11.45 |
| 2025-11-11 | 11.46 |
| 2025-11-10 | 11.42 |
| 2025-11-07 | 11.22 |
| 2025-11-06 | 11.12 |
| 2025-11-05 | 11.27 |
| 2025-11-04 | 11.06 |
| 2025-11-03 | 11.03 |
| 2025-10-31 | 11.41 |
| 2025-10-30 | 11.50 |
| 2025-10-29 | 11.56 |
| 2025-10-28 | 11.91 |
| 2025-10-27 | 11.83 |
| 2025-10-24 | 12.13 |
| 2025-10-23 | 11.93 |
| 2025-10-22 | 12.02 |
| 2025-10-21 | 11.78 |
| 2025-10-20 | 12.02 |
| 2025-10-17 | 11.72 |
| 2025-10-16 | 11.57 |
| 2025-10-15 | 12.16 |
| 2025-10-14 | 12.48 |
| 2025-10-13 | 12.06 |
| 2025-10-10 | 11.96 |
| 2025-10-09 | 12.39 |
| 2025-10-08 | 12.49 |
| 2025-10-07 | 12.51 |
| 2025-10-06 | 12.63 |
| 2025-10-03 | 12.40 |
| 2025-10-02 | 12.26 |
| 2025-10-01 | 12.24 |
| 2025-09-30 | 12.26 |
| 2025-09-29 | 12.24 |
| 2025-09-26 | 12.50 |
| 2025-09-25 | 12.47 |
| 2025-09-24 | 12.61 |
| 2025-09-23 | 12.61 |
Showing the most recent 260 of 4,346 data points. The chart above shows the full history.