Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 11.58 is 19% above its 5-year average of 9.73, around the middle of its 5-year range (6.63–14.06).
As of 2026-10-06T21:36:01.683Z. 1.37% above its 12-month average of 11.42.
Calculation as of: 2026-10-06T21:36:01.683Z.
Quote observation: 2026-10-06T20:00:01.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 0df9765857d9f1cb82aed5c411fa31ba607ea9e29d1a7c2e39a42367622428da
PE Ratio (11.58) = Close Price ($39.48) / Diluted TTM EPS ($3.41)
PE RATIO
11.58
PE RATIO AVG TTM
11.42
PE RATIO AVG 3Y
10.46
PE RATIO AVG 5Y
9.73
PE RATIO AVG 10Y
11.38
PE RATIO AVG 15Y
13.88
PE RATIO AVG 20Y
13.93
CURRENT VS TTM AVG
+1.37%
CURRENT VS 3Y AVG
+10.67%
CURRENT VS 5Y AVG
+18.97%
CURRENT VS 10Y AVG
+1.74%
CURRENT VS 15Y AVG
-16.58%
CURRENT VS 20Y AVG
-16.90%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-16.00%
vs the sector median at left
Market Cap
$524.87M
PE Ratio
12.26
TTM Avg
12.49
3Y Avg
12.53
5Y Avg
10.86
Market Cap
$503.30M
PE Ratio
13.18
TTM Avg
12.28
3Y Avg
13.02
5Y Avg
11.26
Market Cap
$502.80M
PE Ratio
10.56
TTM Avg
10.25
3Y Avg
9.76
5Y Avg
9.97
Market Cap
$499.66M
PE Ratio
N/A
TTM Avg
1310.42
3Y Avg
1310.42
5Y Avg
1310.42
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Sierra Bancorp (BSRR) | $516.37M | 11.58 | 11.42 | 10.46 | 9.73 |
| Bankwell Financial Group, Inc. (BWFG)vs › | $524.87M | 12.26 | 12.49 | 12.53 | 10.86 |
| Home Bancorp, Inc. (HBCP)vs › | $528.82M | 11.24 | 10.85 | 9.75 | 8.95 |
| West Bancorporation, Inc. (WTBA)vs › | $503.30M | 13.18 | 12.28 | 13.02 | 11.26 |
| Orange County Bancorp, Inc. (OBT)vs › | $502.80M | 10.56 | 10.25 | 9.76 | 9.97 |
| Bank7 Corp. (BSVN)vs › | $530.04M | 12.74 | 10.02 | 9.56 | 9.22 |
| Bit Digital, Inc. (BTBT)vs › | $530.77M | N/A | 5.37 | 19.63 | 16.58 |
| Powerlaw Corp. Common Stock (PWRL)vs › | $531.89M | N/A | N/A | N/A | N/A |
| Churchill Capital Corp XI (CCXI)vs › | $499.66M | N/A | 1310.42 | 1310.42 | 1310.42 |
| Teamshares Inc. (TMS)vs › | $534.13M | N/A | N/A | N/A | N/A |
At 11.6, P/E is near its 20-year median — higher than 36% of readings in its 20-year history.
20-year low
3.0
median
13.4
20-year high
33.1
Trailing P/E
11.6
Forward P/E
11.1
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$39.48
Forward EPS (Est.)
$3.56
Forward P/E
11.10
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 11.55 |
| 2026-10-02 | 11.66 |
| 2026-10-01 | 11.50 |
| 2026-09-30 | 11.45 |
| 2026-09-29 | 11.49 |
| 2026-09-28 | 11.66 |
| 2026-09-25 | 11.70 |
| 2026-09-24 | 11.63 |
| 2026-09-23 | 11.55 |
| 2026-09-22 | 11.73 |
| 2026-09-21 | 11.73 |
| 2026-09-18 | 11.79 |
| 2026-09-17 | 11.84 |
| 2026-09-16 | 11.90 |
| 2026-09-15 | 12.05 |
| 2026-09-14 | 11.98 |
| 2026-09-11 | 11.94 |
| 2026-09-10 | 11.99 |
| 2026-09-09 | 11.84 |
| 2026-09-08 | 11.93 |
| 2026-09-04 | 12.05 |
| 2026-09-03 | 11.94 |
| 2026-09-02 | 11.84 |
| 2026-09-01 | 11.56 |
| 2026-08-31 | 11.62 |
| 2026-08-28 | 11.68 |
| 2026-08-27 | 11.68 |
| 2026-08-26 | 11.58 |
| 2026-08-25 | 11.57 |
| 2026-08-24 | 11.63 |
| 2026-08-21 | 11.71 |
| 2026-08-20 | 11.63 |
| 2026-08-19 | 11.65 |
| 2026-08-18 | 11.92 |
| 2026-08-17 | 11.97 |
| 2026-08-14 | 12.03 |
| 2026-08-13 | 12.04 |
| 2026-08-12 | 11.95 |
| 2026-08-11 | 11.87 |
| 2026-08-10 | 11.68 |
| 2026-08-07 | 11.88 |
| 2026-08-06 | 11.99 |
| 2026-08-05 | 11.94 |
| 2026-08-04 | 11.87 |
| 2026-08-03 | 11.84 |
| 2026-07-31 | 11.88 |
| 2026-07-30 | 11.85 |
| 2026-07-29 | 11.97 |
| 2026-07-28 | 11.95 |
| 2026-07-27 | 12.00 |
| 2026-07-24 | 12.21 |
| 2026-07-23 | 12.16 |
| 2026-07-22 | 12.09 |
| 2026-07-21 | 12.20 |
| 2026-07-20 | 12.15 |
| 2026-07-17 | 12.28 |
| 2026-07-16 | 12.49 |
| 2026-07-15 | 12.12 |
| 2026-07-14 | 11.98 |
| 2026-07-13 | 12.03 |
| 2026-07-10 | 11.98 |
| 2026-07-09 | 11.89 |
| 2026-07-08 | 11.69 |
| 2026-07-07 | 11.88 |
| 2026-07-06 | 11.91 |
| 2026-07-02 | 11.98 |
| 2026-07-01 | 12.15 |
| 2026-06-30 | 11.88 |
| 2026-06-29 | 11.85 |
| 2026-06-26 | 11.97 |
| 2026-06-25 | 11.78 |
| 2026-06-24 | 11.85 |
| 2026-06-23 | 11.82 |
| 2026-06-22 | 11.46 |
| 2026-06-18 | 11.52 |
| 2026-06-17 | 11.51 |
| 2026-06-16 | 11.58 |
| 2026-06-15 | 11.61 |
| 2026-06-12 | 11.86 |
| 2026-06-11 | 11.73 |
| 2026-06-10 | 11.71 |
| 2026-06-09 | 11.55 |
| 2026-06-08 | 11.42 |
| 2026-06-05 | 11.40 |
| 2026-06-04 | 11.34 |
| 2026-06-03 | 10.96 |
| 2026-06-02 | 11.17 |
| 2026-06-01 | 10.99 |
| 2026-05-29 | 11.07 |
| 2026-05-28 | 11.17 |
| 2026-05-27 | 11.20 |
| 2026-05-26 | 11.21 |
| 2026-05-22 | 11.13 |
| 2026-05-21 | 11.22 |
| 2026-05-20 | 11.15 |
| 2026-05-19 | 11.05 |
| 2026-05-18 | 11.08 |
| 2026-05-15 | 10.87 |
| 2026-05-14 | 10.92 |
| 2026-05-13 | 10.77 |
| 2026-05-12 | 10.87 |
| 2026-05-11 | 10.94 |
| 2026-05-08 | 11.07 |
| 2026-05-07 | 11.01 |
| 2026-05-06 | 10.74 |
| 2026-05-05 | 10.67 |
| 2026-05-04 | 10.44 |
| 2026-05-01 | 11.72 |
| 2026-04-30 | 11.56 |
| 2026-04-29 | 11.38 |
| 2026-04-28 | 11.83 |
| 2026-04-27 | 11.88 |
| 2026-04-24 | 11.63 |
| 2026-04-23 | 11.56 |
| 2026-04-22 | 11.47 |
| 2026-04-21 | 11.51 |
| 2026-04-20 | 11.83 |
| 2026-04-17 | 11.92 |
| 2026-04-16 | 11.44 |
| 2026-04-15 | 11.49 |
| 2026-04-14 | 11.57 |
| 2026-04-13 | 11.57 |
| 2026-04-10 | 11.61 |
| 2026-04-09 | 11.72 |
| 2026-04-08 | 11.38 |
| 2026-04-07 | 11.09 |
| 2026-04-06 | 11.03 |
| 2026-04-02 | 10.89 |
| 2026-04-01 | 10.93 |
| 2026-03-31 | 10.87 |
| 2026-03-30 | 10.79 |
| 2026-03-27 | 10.68 |
| 2026-03-26 | 10.75 |
| 2026-03-25 | 10.71 |
| 2026-03-24 | 10.74 |
| 2026-03-23 | 10.67 |
| 2026-03-20 | 10.40 |
| 2026-03-19 | 10.56 |
| 2026-03-18 | 10.32 |
| 2026-03-17 | 10.49 |
| 2026-03-16 | 10.62 |
| 2026-03-13 | 10.57 |
| 2026-03-12 | 10.60 |
| 2026-03-11 | 10.59 |
| 2026-03-10 | 10.84 |
| 2026-03-09 | 10.74 |
| 2026-03-06 | 10.83 |
| 2026-03-05 | 11.08 |
| 2026-03-04 | 11.38 |
| 2026-03-03 | 11.40 |
| 2026-03-02 | 11.58 |
| 2026-02-27 | 12.54 |
| 2026-02-26 | 12.99 |
| 2026-02-25 | 12.94 |
| 2026-02-24 | 12.55 |
| 2026-02-23 | 12.57 |
| 2026-02-20 | 13.08 |
| 2026-02-19 | 12.92 |
| 2026-02-18 | 12.90 |
| 2026-02-17 | 13.24 |
| 2026-02-13 | 12.99 |
| 2026-02-12 | 12.91 |
| 2026-02-11 | 12.85 |
| 2026-02-10 | 12.79 |
| 2026-02-09 | 12.86 |
| 2026-02-06 | 13.20 |
| 2026-02-05 | 13.21 |
| 2026-02-04 | 13.21 |
| 2026-02-03 | 12.86 |
| 2026-02-02 | 12.94 |
| 2026-01-30 | 12.34 |
| 2026-01-29 | 12.04 |
| 2026-01-28 | 11.57 |
| 2026-01-27 | 11.75 |
| 2026-01-26 | 11.95 |
| 2026-01-23 | 12.21 |
| 2026-01-22 | 12.69 |
| 2026-01-21 | 12.64 |
| 2026-01-20 | 12.01 |
| 2026-01-16 | 12.21 |
| 2026-01-15 | 12.21 |
| 2026-01-14 | 11.96 |
| 2026-01-13 | 11.84 |
| 2026-01-12 | 11.85 |
| 2026-01-09 | 11.85 |
| 2026-01-08 | 11.99 |
| 2026-01-07 | 11.83 |
| 2026-01-06 | 11.68 |
| 2026-01-05 | 11.64 |
| 2026-01-02 | 11.30 |
| 2025-12-31 | 11.39 |
| 2025-12-30 | 11.42 |
| 2025-12-29 | 11.46 |
| 2025-12-26 | 11.55 |
| 2025-12-24 | 11.63 |
| 2025-12-23 | 11.50 |
| 2025-12-22 | 11.53 |
| 2025-12-19 | 11.64 |
| 2025-12-18 | 11.84 |
| 2025-12-17 | 11.85 |
| 2025-12-16 | 11.87 |
| 2025-12-15 | 11.93 |
| 2025-12-12 | 11.87 |
| 2025-12-11 | 11.85 |
| 2025-12-10 | 11.95 |
| 2025-12-09 | 11.36 |
| 2025-12-08 | 11.22 |
| 2025-12-05 | 11.21 |
| 2025-12-04 | 11.28 |
| 2025-12-03 | 11.39 |
| 2025-12-02 | 10.87 |
| 2025-12-01 | 10.97 |
| 2025-11-28 | 10.82 |
| 2025-11-26 | 10.84 |
| 2025-11-25 | 10.80 |
| 2025-11-24 | 10.49 |
| 2025-11-21 | 10.45 |
| 2025-11-20 | 10.13 |
| 2025-11-19 | 10.13 |
| 2025-11-18 | 9.96 |
| 2025-11-17 | 9.99 |
| 2025-11-14 | 10.24 |
| 2025-11-13 | 10.26 |
| 2025-11-12 | 10.26 |
| 2025-11-11 | 10.41 |
| 2025-11-10 | 10.19 |
| 2025-11-07 | 10.35 |
| 2025-11-06 | 10.29 |
| 2025-11-05 | 10.43 |
| 2025-11-04 | 10.06 |
| 2025-11-03 | 9.92 |
| 2025-10-31 | 9.96 |
| 2025-10-30 | 10.13 |
| 2025-10-29 | 10.13 |
| 2025-10-28 | 9.96 |
| 2025-10-27 | 9.55 |
| 2025-10-24 | 9.45 |
| 2025-10-23 | 9.20 |
| 2025-10-22 | 9.30 |
| 2025-10-21 | 9.30 |
| 2025-10-20 | 9.33 |
| 2025-10-17 | 9.30 |
| 2025-10-16 | 9.39 |
| 2025-10-15 | 9.84 |
| 2025-10-14 | 9.98 |
| 2025-10-13 | 9.69 |
| 2025-10-10 | 9.56 |
| 2025-10-09 | 9.81 |
| 2025-10-08 | 9.86 |
| 2025-10-07 | 9.91 |
| 2025-10-06 | 10.02 |
| 2025-10-03 | 9.98 |
| 2025-10-02 | 9.90 |
| 2025-10-01 | 9.92 |
| 2025-09-30 | 10.00 |
| 2025-09-29 | 10.00 |
| 2025-09-26 | 10.26 |
| 2025-09-25 | 10.19 |
| 2025-09-24 | 10.29 |
| 2025-09-23 | 10.35 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.