Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.08% is 34% above its 5-year average of 0.81%, near the high end of its 5-year range (0.48%–1.12%).
57.66% above its 12-month average of 0.69%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.28%.
RETURN ON ASSETS (ROA)
1.08%
RETURN ON ASSETS (ROA) AVG TTM
0.69%
RETURN ON ASSETS (ROA) AVG 3Y
0.69%
RETURN ON ASSETS (ROA) AVG 5Y
0.81%
RETURN ON ASSETS (ROA) AVG 10Y
0.93%
RETURN ON ASSETS (ROA) AVG 15Y
1.10%
RETURN ON ASSETS (ROA) AVG 20Y
1.11%
CURRENT VS TTM AVG
+57.66%
CURRENT VS 3Y AVG
+55.96%
CURRENT VS 5Y AVG
+33.88%
CURRENT VS 10Y AVG
+15.56%
CURRENT VS 15Y AVG
-2.14%
CURRENT VS 20Y AVG
-3.07%
SECTOR MEDIAN · FINANCIAL SERVICES
1.27%
median of 324 covered companies
CURRENT VS SECTOR MEDIAN
-15.29%
vs the sector median at left
Ames National Corporation
Market Cap
$283.25M
Return on Assets (ROA)
1.08%
TTM Avg
0.69%
3Y Avg
0.69%
5Y Avg
0.81%
Market Cap
$277.68M
Return on Assets (ROA)
0.90%
TTM Avg
0.77%
3Y Avg
0.88%
5Y Avg
0.84%
Market Cap
$275.88M
Return on Assets (ROA)
-0.02%
TTM Avg
-0.21%
3Y Avg
-0.03%
5Y Avg
-0.03%
Market Cap
$290.90M
Return on Assets (ROA)
1.17%
TTM Avg
1.08%
3Y Avg
1.04%
5Y Avg
0.94%
Market Cap
$293.04M
Return on Assets (ROA)
1.81%
TTM Avg
0.93%
3Y Avg
0.93%
5Y Avg
0.93%
Market Cap
$295.88M
Return on Assets (ROA)
1.15%
TTM Avg
0.63%
3Y Avg
1.06%
5Y Avg
1.07%
Market Cap
$270.60M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$269.77M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$298.50M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Ames National Corporation (ATLO) | $283.25M | 1.08% | 0.69% | 0.69% | 0.81% |
| Isabella Bank Corporation (ISBA)vs › | $277.68M | 0.90% | 0.77% | 0.88% | 0.84% |
| FB Bancorp, Inc. Common Stock (FBLA)vs › | $275.88M | -0.02% | -0.21% | -0.03% | -0.03% |
| First Northern Community Bancorp (FNRN)vs › | $290.90M | 1.17% | 1.08% | 1.04% | 0.94% |
| Blue Acquisition Corp. (BACC)vs › | $293.04M | 1.81% | 0.93% | 0.93% | 0.93% |
| Princeton Bancorp Inc. (BPRN)vs › | $295.88M | 1.15% | 0.63% | 1.06% | 1.07% |
| Freedom Metals Acquisition Corp. (FDMM)vs › | $270.60M | N/A | N/A | N/A | N/A |
| Cartesian Growth Corp. Iv (CGCF)vs › | $269.77M | N/A | N/A | N/A | N/A |
| Bleichroeder Acquisition Corp. Iii (BCCQ)vs › | $298.50M | N/A | N/A | N/A | N/A |
| Thunder Bridge Capital Partners V L (TBCVU)vs › | $266.32M | N/A | N/A | N/A | N/A |
ROA
1.1%
ROE
10.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.89% |
| 2024-12-31 | 0.48% |
| 2023-12-31 | 0.50% |
| 2022-12-31 | 0.90% |
| 2021-12-31 | 1.12% |
| 2020-12-31 | 0.95% |
| 2019-12-31 | 0.99% |
| 2018-12-31 | 1.17% |
| 2017-12-31 | 1.00% |
| 2016-12-31 | 1.15% |
| 2015-12-31 | 1.13% |
| 2014-12-31 | 1.17% |
| 2013-12-31 | 1.13% |
| 2012-12-31 | 1.16% |
| 2011-12-31 | 1.34% |
| 2010-12-31 | 1.35% |
| 2009-12-31 | 0.98% |
| 2008-12-31 | 0.74% |
| 2007-12-31 | 1.28% |
| 2006-12-31 | 1.30% |
| 2005-12-31 | 1.42% |
| 2004-12-31 | 1.48% |
| 2003-12-31 | 1.54% |
| 2002-12-31 | 1.67% |
| 2001-12-31 | 1.69% |
| 2000-12-31 | 1.47% |
